HomeMy WebLinkAboutAppendix F Fact SheetsActions for Flood Resilient Homes:
Actions and Programs Overview
Surface water flooding
Sanitary backflow
Groundwater seepage
Where does the flood water in my home come from?
Flood waters come from different sources. No matter the source, all can cause extensive damage to your home. Depending
on the situation, different actions will work better than others to reduce damage to your property from the excess water.
Gathering more information about how the water is entering your home, such as through a home drainage assessment, will
help you choose the appropriate solution. Typical scenarios can include:
Sanitary backflow flooding can be caused by a blockage in the City’s sewer
system. This normally occurs when the sewer pipes are flooded with stormwater.
When this happens, wastewater can flow backwards—into your home.
Severe storms or prolonged periods of wet weather can cause water levels in creeks,
ponds, lakes, and rivers to rise and overflow their banks. If your home is near these water
bodies or in a low-lying area, it can be at risk of flooding. Surface water can also cause
what’s known as “flash flooding.” Because it occurs with little notice, flash flooding can catch
people off guard. This normally occurs when existing drainage systems are overwhelmed by
extremely heavy rain. Instead of soaking into the ground or draining through stormwater
sewers, the water flows over the land surface, collecting in low-lying areas. Urban areas can
be particularly vulnerable to flash flooding due to a greater amount of impervious surface.
Groundwater can also be a source of flooding. This tends to occur after long periods
of heavy rain or snowmelt, when more water infiltrates the ground and causes the
groundwater to rise above the home’s foundation level.
There’s no doubt about it. No matter where you live in the Twin Cities area, it’s been tough to stay dry. In fact, the years
between 2015 and 2019 were the wettest in Minnesota history. And, with our changing climate, we can expect more wet
years, more powerful storms—and more flooding.
The City of Edina’s strategy is to comprehensively reduce the risk of flooding throughout the community. This is accomplished
through infrastructure, regulation, emergency services, and outreach and engagement. A series of factsheets were developed
to describe actions people can take to reduce their own exposure and vulnerability to flooding. These factsheets, on topics
ranging from sump pumps to sandbags, are now available on our website to help you determine what action is right for you.
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Actions can reduce exposure or vulnerabilityHome retrofitting and
flood prevention devices
The table below provides a quick overview of some
common actions you can take to create more flood
resilient buildings and landscapes. The factsheets
that follow provide in-depth information on how,
when, and where to use these actions and additional
resources for residents.
Building action Yard action
Action City permit requiredDNR permit requiredWatershed permit requiredGroundwater floodingSurface water floodingSanitary backflowRelative
Cost Before floodDuring floodAfter floodReduces exposureReduces vulnerabilitySump pump x x x Low x x
Sanitary backflow prevention x x Medium x x
Dry floodproofing x x x Med-High x x
Sandbags x Low x x
Wet floodproofing x x x High x x x
Basement and low-level area pumping x x x Low x
Rain gardens and landscape changes x1 x2 x Medium x x
Shoreline restoration x3 x x High x x
Backyard element siting x4 x x Low x x
Actions for Flood Resilient Homes:
Actions and Programs Overview
Reduces vulnerability Reduces exposure
The extent to which property,
homes, buildings, infrastructure,
and other assets come into
contact with flood water
The extent to which an
exposed asset is able to
resist flood-related damage
1Rain gardens may require a City permit if grading over 10 cubic yards.
2Rain gardens may require a permit from the watershed district. To learn more about your
watershed visit: http://www.ninemilecreek.org or http://www.minnehahacreek.org.
3DNR permit may be required; visit https://www.dnr.state.mn.us/rys/index.html for more info.
4Setbacks and structure count may apply; contact the City Planning Department for more info.
Image source: mprnews.org
Take action!
The following factsheets describe
actions that can protect your home
from damage related to flooding. Not
all actions will benefit your home; a
proper home drainage assessment can
help you understand which measures
will be best for your situation. Many
measures will require assistance
from professional contractors and
may require City permits. Please
refer to each factsheet for additional
information.
Flood insurance
The City of Edina participates in the National Flood
Insurance Program which enables anyone residing in
Edina to purchase a National Flood Insurance Program
flood insurance policy.
Your homeowner’s or renter’s insurance agent may also
be able to help you purchase flood insurance. A list of
participating providers can be found here: https://www.
floodsmart.gov/find.
Home drainage self-evaluation
Improper drainage can cause water damage during even minor rain
or snowmelt events. Whether you’re an owner or a renter, the Home
Drainage Basics factsheet can help you assess problem areas where
you live.
Adopt-A-Drain
By committing to keep drains clear of trash, leaves, grass,
snow, and ice you can help prevent flooding—not to
mention keeping Minnesota’s lakes, streams, and rivers free
of pollutants. For greater impact, consider working with a
friend or your neighbors to adopt multiple drains.
More information on the Adopt-A-Drain program can be
found by visiting: https://www.adopt-a-drain.org/.
Actions for Flood Resilient Homes:
Programs and Evaluation
Described below are a few ways to take action in the fight against flooding. Consider flood insurance and a home drainage
assessment to protect your home; consider adopting a drain to protect the environment and your community.
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Actions for Flood Resilient Homes:
Flood Insurance
According to the Federal Emergency Management Agency (FEMA), flooding is the most common natural disaster in the United
States and the consequences can be costly. Even 1 inch of water can cause $25,000 damage to your home.
While homeowner’s insurance policies do not typically cover flood damage, the good news is that you can purchase separate
protection. Because the City of Edina participates in the National Flood Insurance Program (NFIP), all of its residents are eligible to
purchase flood insurance.
Who needs flood insurance?
Under federal law, if your home is within, or touches, a high-risk flood area and you have a mortgage on the property, you will be
required to purchase flood insurance. Homes considered to be at high risk are those located within the 100-year floodplain—
areas where there is a 1% annual risk of water rising above the base flood elevation.
If you live near an area of past flooding, you should consider purchasing flood insurance. Even if you don’t live in or near a high-
risk area, flood insurance can be a wise investment. In fact, more than 20 percent of flood insurance claims come from properties
outside of high-risk flood zones. And, compared to the cost of paying back a disaster loan, flood insurance is a bargain. The
Minnesota Commerce Department calculates that the average payment on a $50,000 disaster loan is $240 per month ($2,880
per year) for 30 years, while a $100,000 flood insurance premium is about $33 per month ($400 per year).
Flood insurance is not limited to homeowners; it is also available to renters and owners of non-residential buildings.
How do I find out about my risk of flooding?
To learn about your specific risk of flooding, go to the City of
Edina’s interactive flood risk map, or visit FEMA’s Flood Map
Service Area.
How do I buy insurance?
You can start by contacting the agent who provides your
auto, homeowner’s, or renter’s insurance. They may be able
to help you purchase flood insurance. If your insurance agent
does not sell flood insurance, you can contact the NFIP Help
Center at 800-427-4661.
What does flood insurance cover?
You can purchase separate coverage for your home and its
contents; both are recommended for the best protection.
Make sure your policy contains a comprehensive list of items
covered.
Almost all walled and roofed buildings above ground can be
covered. Coverage available for basements typically includes
foundation elements (including posts or other support
systems), utility connections, and necessary mechanical
equipment (e.g., furnace, hot water heater, clothes washer
and dryer, food freezer, air conditioner, electrical junction).
Items typically found in finished basements—paneling,
carpeting, furniture—are not covered.
You must normally wait 30 days after you’ve paid your
premium before your policy will be effective.
Other considerations
Losses from sewer backup are not covered by flood
insurance unless the backup occurs as a result of surface
water flooding. You may want to consider purchasing a rider
on your homeowner’s policy to protect you from sewer
backups not related to flooding.
COST: $150-$12,0001
Costs are variable based on whether the location of the
structure being insured is above or below the base flood
elevation, whether the policy holder is a homeowner or renter,
and many other factors. Due to the numerous variables, the
best way to learn what your costs would be is to contact
multiple providers and utilize the resources at the bottom of
this page.
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
1According to the Minnesota Department of Commerce, the average cost for a flood insurance policy is $500 per year. In low-to-moderate risk areas insurance
can cost just over $100 per year. A renter’s policy can range from $150–$900 according to the Policygenius website:
https://www.policygenius.com/renters-insurance/what-renters-need-to-know-about-flood-insurance/
Other resources: FEMA National Flood Insurance Program: www.floodsmart.gov
Minnesota Department of Commerce Flood Insurance Basics: https://mn.gov/commerce/consumers/your-home/protect/other/floods/basics.jsp
Minnesota Department of Natural Resources Flood Insurance FAQs: https://files.dnr.state.mn.us/publications/waters/floodplain_management_fact_sheet_8.pdf
Before flood action During flood action After flood action
Actions for Flood Resilient Homes:
Home Drainage Basics
The graphic below shows common home drainage issues and solutions. Basic measures such as repositioning downspouts,
grading away from your foundation, and seasonal home maintenance routines can help keep your home dry during heavy rainfall
events.
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
http://www.ashireporter.org/HomeInspection/Articles/Keeping-Basements-Dry/1048
Turf to native
conversion helps
infiltrate stormwater
and prevents flooding.
The conversion can also
be a money and water
saver; native plants often
require less water than
turf lawns.
Clearing storm sewer
drains helps them perform
effectively. Drains frequently
become clogged with
stormwater debris or blocked
by snow and ice. This can
cause water to accumulate
and overflow onto roads and
lawns.
Gutter installation is the key
to directing water from your
roof away from your home’s
foundation. Too much water
falling too close to your home
can cause soil erosion, foundation
problems, and water in the
basement. To be effective, gutters
must be cleaned in spring and fall.
Installing shields can
prevent flooding through
low-level windows. To
protect window wells,
create a gravel reservoir
that allows water to
slowly dissipate into the
ground and install a cover.
Rain gardens,
soil amendments, rock
trenches, and sub-surface
systems can all assist with
stormwater infiltration
on your property. See
Rain Garden Factsheet for
details.
Proper downspout alignment helps to drain water away from
the home. Make sure the downspout extension is at least 4–6 feet
long and properly positioned to avoid water backup.
Grading away from your home
provides water with a path away
from your home’s foundation.
Inset images courtesy of: http://www.ashireporter.org/HomeInspection/Articles/Keeping-Basements-Dry/1048
Sump pump discharge
pipe locations should
follow the guidance
provided on the Sump
Pump Factsheet. Follow
similar guidance for
downspouts to ensure
water drains away from
the home.
NOTE: When stockpiling
snow during the winter, plan
ahead for the spring melt. Make
sure water can effectively drain
away from your property rather
than pooling.
Actions for Flood Resilient Homes:
Sump Pumps
What is a sump pump?
A sump pump is a small pump installed in the lowest part of your
basement. Its purpose is to collect subsurface water from the ground
near your home’s foundation and pump it out to your yard to keep
your basement dry.
Who needs a sump pump?
According to the American Society of Home Inspectors, 60% of homes
in the United States have wet basements. If yours is one of them—or
if one of the conditions below applies—you should consider installing a
sump pump.
• Your basement has flooded
• You live in a low-lying area (see the interactive flood risk map)
• You have a finished basement where you store valuables
(including appliances such as a washer/dryer)
• You live in an area that receives significant amounts of rain or
experiences rapid snowmelt
How does a sump pump work?
The sump pump usually stands in a
“sump pit,” which is a hole about 2 feet
deep and 18 inches wide. Water from the
soil around your home’s foundation flows
into the sump pit through drains. Once
that water reaches a certain level in the
pit a pressure sensor or float activator
(similar to the one in your toilet) turns
the pump on. The activated pump moves
the water out of the pit through a pipe
that should empty onto the ground at
least 20 feet away from your home. In
the City of Edina a utility connection
permit is required to drain sump water
to the storm sewer.
Reduces vulnerability
Reduces exposure
COST: $400 (median MN)1
Sump tank
Sump pump
3/4” Clear gravel
Foundation drain
tile pipe
Interior drainage system
2” Discharge pipe
Check valve
FINISHED FLOOR ELEVATION
BASEMENT FLOOR
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
1According to improvenet.com (2020) for cost of replacement sump pump installation. May be substantially higher for new pumps, depending on type of pump/flooring and
location.
Groundwater
Before flood action During flood action After flood action
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Sump pump standards can be found at: https://www.edinamn.gov/DocumentCenter/View/397/Sump-Pump-Discharge-Connection-Policy-PDF.
Information on utility connection permits can be found at: https://epermits2.logis.org/home.aspx?city=ed.
Sump drain detail: https://www.edinamn.gov/DocumentCenter/View/848/310---Sump-Drain-PDF
Sump drain connection detail: https://www.edinamn.gov/DocumentCenter/View/849/311---Sump-Drain-Service-Connection-PDF
Installing sump pump requires a permit: https://www.edinamn.gov/209/Building-Permits-Resources.
Actions for Flood Resilient Homes:
Sump Pumps
Connecting your sump pump
to City of Edina storm sewers:
• The pipe exiting the house should have an air
gap and drain to an area that slopes away from
your home’s foundation. Direct the drainage
away from your home toward green areas that
infiltrate water or toward public drainage paths.
• Sump drain lines can connect your sump pump
directly to the storm sewer. This is best done
by a licensed professional and requires a permit
from the City of Edina.
AIR GAP
DIFFERENT TYPES OF AIR GAPS
The air gap is outside your home, at the
point where the sump pump’s internal
discharge line exits your basement and
connects to the external discharge line.
The air gap provides an outlet for the
footing drain flows to escape in the event
of an issue in the external discharge, the
curb collection system or the stormwater
system.
Different air gap configurations have been used in footing drain disconnections. Each type of air gap
serves its purpose as a temporary footing drain water release.
City of An n Arbor
A2gov.org/sumppumps
Atrium Air Gap
If the pump is running frequently 8 to 24 hours after a rain event, and water is splashing out of the air gap, the homeowner should contact a plumber to investigate the external discharge line.
Keep your air gap free of dirt, grass clippings and debris. Do not allow
air gap to become buried below ground or below landscaping.
WHEN TO SEEK HELP
Candy Cane Air Gap Pipe in Pipe Air Gap
AIR GAP
DIFFERENT TYPES OF AIR GAPS
The air gap is outside your home, at the
point where the sump pump’s internal
discharge line exits your basement and
connects to the external discharge line.
The air gap provides an outlet for the
footing drain flows to escape in the event
of an issue in the external discharge, the
curb collection system or the stormwater
system.
Different air gap configurations have been used in footing drain disconnections. Each type of air gap
serves its purpose as a temporary footing drain water release.
City of Ann Ar b or
A2gov.org/sumppumps
Atrium Air Gap
If the pump is running frequently 8 to 24 hours after a rain event, and water is splashing out of the air gap, the homeowner should contact a plumber to investigate the external discharge line.
Keep your air gap free of dirt, grass clippings and debris. Do not allow
air gap to become buried below ground or below landscaping.
WHEN TO SEEK HELP
Candy Cane Air Gap Pipe in Pipe Air Gap
AIR GAP
DIFFERENT TYPES OF AIR GAPS
The air gap is outside your home, at the
point where the sump pump’s internal
discharge line exits your basement and
connects to the external discharge line.
The air gap provides an outlet for the
footing drain flows to escape in the event
of an issue in the external discharge, the
curb collection system or the stormwater
system.
Different air gap configurations have been used in footing drain disconnections. Each type of air gap
serves its purpose as a temporary footing drain water release.
City o f A nn A rbo r
A2gov.org/sumppumps
Atrium Air Gap
If the pump is running frequently 8 to 24 hours after a rain event, and water is splashing out of the air gap, the homeowner should contact a plumber to investigate the external discharge line.
Keep your air gap free of dirt, grass clippings and debris. Do not allow
air gap to become buried below ground or below landscaping.
WHEN TO SEEK HELP
Candy Cane Air Gap Pipe in Pipe Air Gap
Other considerations
• Drain tile around your home is an essential part of your sump pump system. The purpose of the tile is to collect water
around the basement foundation and channel it to the sump pit.
• Gutters can significantly affect the water that gets into your basement. Make sure your gutters are well maintained and large
enough to handle heavy rains. Downspouts should be directed away from the home. Similarly, make sure that the land next to
your home is properly graded—directing water away from the foundation.
• Sump pumps should be checked regularly, particularly in early spring and when heavy rains are forecast. To test your pump,
pour a bucket of water into the pit to make sure it starts automatically and that the water pumps out quickly.
• Pump maintenance should include removing the pump from the pit and cleaning the grate on the bottom. You should also
make sure that if you are using a discharge pipe, the air gap is clear. The air gap is located outside your home, where the sump
pump’s internal discharge line exits the basement and connects to the external discharge line. Its purpose is to provide an
outlet for flows in the event there is a problem with the discharge line or the stormwater system. If the air gap is obstructed,
water can backflow, flooding the basement and causing the pump to burn out.
• A standard 15-amp, 110-volt, three-pronged grounded electrical outlet can handle a sump pump. The outlet should be an
isolated line, with no other connections between the breaker and the outlet. Because the pump is located near water you
may want to plug it into a working ground fault circuit interrupter (GFCI). However, keep in mind that lightning has been
known to trigger GFCIs and could shut off power to your pump during a heavy rainstorm. Make certain to check on the
pump during the storm so you can reset the GFCI if necessary.
• Consider replacing your sump pump every 10 years.
Make sure your sump pump is ready for whatever water comes its way …
Sump pumps often come with water-level or flood alarms to alert you if the pump fails. Some can even call your cell phone
or notify your alarm company. To minimize the risk of flooding, test your sump pump periodically to make sure it is in good
operating condition. Your user’s manual should specify when and how to test your pump. You can also consider investing
in a backup pump to operate if the primary pump fails or becomes overwhelmed with water from a large storm. Similarly,
because sump pumps operate on electricity, they are vulnerable to power outages. Pumps with backup battery power are
available, or a generator can be used.
Air gap types (left to Right): Atrium, candy cane, pipe in pipe.
Images source: City of Ann Arbor https://www.a2gov.org/departments/
engineering/Documents/AirGapInfoSheet_2018.pdf
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
1According to HomeAdvisor (2020). Costs to install a backflow preventer (including device) depend on the size and type of system. Note that many insurance companies
offer discounts to homeowners who install sanitary backflow prevention devices.
What is a sanitary backflow prevention device/
backflow valve?
A sanitary backflow prevention device is a valve attached to your
plumbing system. It is designed to prevent overflow waste water
from the City’s sewer system from backing up into your home.
Who needs a sanitary backflow prevention device?
Because sanitary backflow prevention devices can prevent the
significant damage caused by sewer backup, the City of Edina
recommends them for all homes. If you have a newer home a
valve may have been installed during construction. Backflow valves
are usually located in the floor; if you have a sump pump the valve
is likely to be close by.
Note that many insurance companies offer discounts to homeowners
who install sanitary backflow prevention devices. The City
recommends that backflow prevention devices be installed by a
licensed plumber. A permit is required for this installation.
How do sanitary backflow
prevention devices work?
A backflow valve has a flap with small
floaters on both sides that allow the
flap to open and close. Under normal
conditions, the flap is open—allowing
water from your home to flow into the
main sewer system. However, if a large
storm or snowmelt overwhelms the
sewer system, causing water or sewage to
backflow toward the house, the floaters
will close the flap, effectively shutting your
home off from the street sewer system
(see detail above). Once the street sewer
system has a chance to drain and return
to normal functioning, the flap opens again
to discharge waste water. Due to the
potential for clogging, annual inspection of
the device is needed.
Reduces vulnerability
Reduces exposure
COST: $135-$1,0001
Backflow preventer
location Sewer lateral
Sewer main
BASEMENT Water level
House sanitary sewer line
Sanitary backflow
prevention device detail
(Image Credit: Mainline
Backflow Products)
Sanitary backflow prevention devices overview
Actions for Flood Resilient Homes:
Sanitary Backflow Prevention Devices
Before flood action During flood action After flood action
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Actions for Flood Resilient Homes:
Sanitary Backflow Prevention Devices
Make sure you’re ready for sewer backups …
Backflow prevention devices can function automatically or be operated manually. To protect your home, the valve must be
closed during overload periods—which will vary with the size of the storm, but typically last from 2 to 6 hours. Be aware that
during the time the valve is closed you will not be able to use your plumbing.
Other considerations
• You should have your backflow prevention device
cleaned and checked annually, preferably by the
licensed plumber who installed it.
• To avoid backflow in your home plumbing system,
keep your plumbing free of materials such as
diapers, sanitary napkins, and cigarette butts.
• Backwater from a public sewer system is
hazardous to your health. If sewer water enters
your home, you should hire a licensed and trained
professional cleaning service.
(Top) Image of sewer backup in bathroom, courtesy of https://
blueskyplumbingfl.com/wp-content/uploads/2016/10/sewer-
backup-in-bathroom.jpg
(Right) Sanitary backflow prevention device install; image
courtesy of https://www.flickr.com/photos/69302634@
N02/16327005228/in/photostream/
Sanitary backflow preventer installation
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
1The cost of dry floodproofing varies depending on the building size, depth of required protection, types of material used, and number of openings. Examples of general
cost estimates can be found in FEMA publications: Homeowner’s Guide to Retrofitting: Six Ways to Protect Your House from Flooding and Engineering Principles and Practices
of Retrofitting Floodprone Residential Structures.
What is dry floodproofing?
Dry floodproofing describes a range of strategies to seal the
exterior of a building from flood waters.
Who should use dry floodproofing?
Dry floodproofing is only viable for buildings that are structurally
sound in areas with low-velocity, relatively shallow flooding (below
3 feet). It is most appropriate for slab-on-grade buildings with
concrete or solid masonry walls. Due to risk of structural failure
from excessive flood forces, dry floodproofing is not advised for
homes with basements or homes comprising weaker construction
materials (e.g., wood frame with siding).
Note that dry floodproofing residential structures will not reduce flood insurance
premiums.
What are dry floodproofing
methods?
• Temporary installation of waterproof
membranes: Heavy plastic sheeting or
a waterproof membrane along a wall’s
exterior can be effective in preventing
water from entering the home.
• Use of sealants: Waterproof sealants
can be applied to building walls,
structural joints, and openings for utility
lines. Cement and asphalt-based coatings
are effective, but can drastically change
the appearance of the home and may
be susceptible to puncturing. Clear
coatings (e.g. epoxies or polyurethanes)
can be applied to exterior walls without
changing appearance but tend to be less
effective.
(continued on next page)
Reduces exposure
Reduces vulnerability
COST: VARIES1
Actions for Flood Resilient Homes:
Dry Floodproofing
(Above) “A way to seal an existing brick-faced wall is to add an additional layer of brick
with a seal in between. Please note that weep holes (drainage) and wick drains are moved
up to prevent moisture from getting inside the walls.” Images and descriptions provided by
FEMA P-312, Homeowner’s Guide to Retrofitting 3rd Edition (2014)
(Left) Example of exterior application of asphalt
membrane (courtesy of https://staydrywaterproofing.com/)
(Right) An interior application of a fiber-reinforced polymer
wrap, image provided by FEMA P-312, Homeowner’s Guide
to Retrofitting 3rd Edition (2014)
Before flood action During flood action After flood action
Flood level
Existing walls
Brick ties
Fully grouted
Existing floor
New foundation extension tied to
existing foundation with steel dowels
Existing
foundation
New foundation
(added to support
new brick veneer)
Ground
New drain or
relocated drain,
or sump pump in
crushed stone
New masonry veneer
New masonry rowlock
Grout
Existing masonry veneer
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Other considerations
• The Federal Emergency Management Agency recommends that dry floodproofing should be designed by licensed professionals.
Failure to anticipate hydrostatic forces (force due to the pressure of a fluid at rest) may result in extensive damage.
• Placement of flood shields or waterproof membranes is not feasible during flash floods or when warning times are short.
• Ongoing maintenance is required.
• Flood shields and sealants may not be aesthetically pleasing.
• Dry floodproofing does not mitigate the potential impact of high-velocity flood flow, wave action, erosion, or debris.
Actions for Flood Resilient Homes:
Dry Floodproofing
• Addressing closures: Openings in the walls need
to be either temporarily or permanently sealed
shut. For example, low window openings at ground
level can either have a pre-sized closure fitted over
their surface or a low wall constructed around the
opening. Similarly, all or part of a low window could
be replaced with brick or glass block.
• Using flood shields: Temporary watertight
shields can be placed over windows or doors in
anticipation of flooding. Most residential shields can
be stored in the home and installed when needed
by bolting them into place or securing them in
permanently installed brackets or tracks.
• Addressing interior drainage: A good interior
drainage system to collect leaking water (e.g., a
sump pump with an emergency power source) is
an important component of a dry floodproofing
system. Sanitary backflow prevention is also
recommended.
(Above) Metal shields installed with bolts or permanently installed
tracks; image courtesy of www.psfloodbarriers.com/wp-content/uploads/
sites/4/2016/09/Flood-Plank-21.jpg
(Left) Low window raised and original opening filled with brick; image
provided by FEMA P-312, Homeowner’s Guide to Retrofitting 3rd Edition
(2014)
What are dry floodproofing methods? (continued)
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
1Costs vary depending on the size of the area to be protected.
Under severe flood conditions, it may be necessary to build a sandbag dike to protect your home from water damage. Sandbags
that are properly filled and placed can successfully divert water—moving it around buildings rather than allowing it to flow through
them. The information below outlines the materials and steps necessary to build a sandbag dike.
Sandbag materials
Sandbags themselves are generally made of treated
burlap or woven polypropylene and measure
approximately 24 inches by 14 inches. A sandy
soil is best for filling sandbags, but other available
materials (silt, clay, gravels, or a mixture) may be
used. Sandbags can be found online and in hardware
stores. The City does not endorse any specific
company but some local sources of sand or gravel
include:
• Bjorklund & Companies, 763-444-9301
• Hedberg Supply, Landscape & Masonry,
763-545-4400
• Marshall Concrete Products, 612-789-4303
• Plaisted Companies, 763-441-1100
Filling a sandbag
Filling and deploying sandbags is usually a three-
person job: one person to hold the bag open,
one person to shovel sand, and a third person to
position the bag. The use of gloves is advised, as well
as safety goggles.
Bags should be filled about one-half to two-
thirds full and will weigh approximately 35–40
pounds. Untied bags are recommended for most
applications.
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Actions for Flood Resilient Homes:
Sandbags
Placing sandbags
Remove any debris from the area before placing sandbags. To
avoid placing stress on walls, you should leave at least 8 feet
between the dike and the building you want to protect.
Place the first layer of bags lengthwise, parallel to the
direction of the water flow. The bags should be “lapped” so
that the filled portion of one bag lies on the unfilled portion
of the next. The untied end should be facing downstream.
Similar to brick laying, offset adjacent rows or layers by
one-half bag length to eliminate continuous joints. To form a
tight seal, walk on the bags as they are placed and continue
walking on them as succeeding layers are added. Because
bags may remain untied, make certain to fold under all loose
ends.
image: https://www.disaster.qld.gov.au/dmp/sandbagging/Pages/default.aspx
Before flood action During flood action After flood action
How to make a request
• During regular business hours, requests can be made by
calling in to the Public Works utility line (952-826-0375).
• On weekends, requests can be made by calling in to the
non-emergency police (952-826-1600) to get routed to the
on-call person.
• Leave name, address, and the quantity of sandbags desired.
If you’re unsure, describe the size of the area and Public
Works can help determine how many are needed.
City-provided sandbags
Public Works delivers sand bags to residents when requested
and will leave sand bag pallets at the end of the property
driveway. Requests are typically fulfilled within 24 hours.
Residents must place the sand bags themselves—Public
Works staff does not place sandbags.
When sandbags are no longer needed, residents may keep
the sandbags or place them back on the pallet and call Public
Works for pickup.
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Other considerations
• Sandbags can become contaminated with bacteria and other pathogens from polluted flood waters. The sand from these bags
should never be used in children’s sandboxes.
• Full sandbags may be stored for short periods of time and reused for same-season flood fighting. However, prolonged storage
can lead to mold. According to the Minnesota Pollution Control Agency, the safest place to dispose of full sandbags is a sanitary
landfill. Sandbags may also be disposed in a demolition landfill. Be aware, however, that not all landfills will accept sandbags, so
call first.
• Even when properly installed, water can leak and rain may fall inside the barrier. Be prepared with a pump to remove water
from inside the barrier..
Actions for Flood Resilient Homes:
Sandbags
How high and how wide should my dike be?
The U.S. Army Corps of Engineers recommends that your dike should
have a base three times wider than its height, although a ratio of 2:1 is
also commonly recommended. A triangular pyramid shape should be
used for a dike that is higher than 1 foot. For heights less than a foot,
support the wall of sandbags every 5 feet with clusters of bags; this will
stabilize the structure.
How many bags will I need?
The North Dakota State Extension Service offers the following estimates
for the number of sandbags needed per 100 linear feet of dike.
Dike Height 3:1 base to height 2:1 base to height
2 foot 2,100 bags 1,700 bags
3 foot 4,500 bags 3,000 bags
4 foot 7,800 bags 5,500 bags
5 foot 12,000 bags 9,000 bags
Sealing the dike
To improve water tightness, your finished dike should be sealed with a
sheet of plastic at least 6 mils thick. First, spread a loose layer of soil or
sand about 1 inch deep and 1 foot wide along the bottom of the dike on
the water side. Then, lay the plastic sheeting so the upper edge extends
over the top of the dike and the bottom extends 1 foot beyond the
bottom of the dike (over the layer of soil and sand). Be careful not to
stretch the plastic too tight; this could lead to puncturing. Finally, put a
row of sandbags on the bottom and top edges of the plastic to form a
watertight seal and hold it in place. Be careful to avoid puncturing the
plastic by walking on it.
Sandbag alternatives
Alternatives to sandbags include “sandless” sandbags and Hydrabarriers, which can be purchased online or at some hardware
stores. The sandless bags are made of an absorbent polymer that swells on contact with water—basically self-inflating the bags
to form a water barrier. The Hydrabarrier is a tube (available in different sizes) that you fill with water to form a barrier. The
advantage of these systems is that they are lighter weight, reusable, and do not pose a disposal problem. The disadvantage is
that these systems can be expensive to purchase.
image: http://goldenlake.co/
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
1Costs of wet floodproofing vary with the methods adopted. Major costs are associated with rearrangement of utility systems, installation
of flood vents, and replacement of materials that are not resistant to floods. Note that wet floodproofing will not reduce flood
insurance premium rates on residential structures.
What is wet floodproofing?
Wet floodproofing refers to a range of
strategies used to prevent or provide
resistance to flood damage—while allowing
water into the uninhabited portion of
a building (e.g., unfinished basement,
crawlspace, garage). Allowing floodwater
to enter the enclosed areas of a home
equalizes pressure, which can prevent
structural damage. Successful wetproofing
involves (1) ensuring that floodwaters inside
the home rise and fall at the same rate as
floodwaters outside the home, (2) reducing
damage through the use of flood-resistant
materials, (3) protecting service equipment
inside and outside of the home, and (4)
relocating any high-value items stored
below the designed flood elevation (DFE).
• Elevate appliances and utilities or install
barriers: Items that should be elevated or protected
with a barrier include your furnace and air-conditioning
unit, outside air-conditioner compressor, washer and
dryer, water heater, freezer, and electrical outlets and
switches. You can also relocate these to a place in your
home that is higher than the DFE (e.g., an attic), or build
a small addition that would serve as a utility room and
as storage for valuable furnishings during a flood.
• Use flood-resistant materials: The Federal
Emergency Management Agency (FEMA) publishes
flood-resistant classifications for flooring, wall, and
ceiling materials, as well as the adhesives used to install
them (Technical Bulletin 2-08). Carpeting, paneling, and
gypsum wallboard can all be replaced with materials
that would require cleaning rather than replacement.
A table on the following page lists materials that are
acceptable in wet floodproofing home projects.
(continued on next page)
Actions for Flood Resilient Homes:
Wet Floodproofing
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Before flood action During flood action After flood action
Wet floodproofing techniques for a house. Image from FEMA P-259 (Figure -10)
https://www.restoration1greaterminneapolis.com/how-to-deal-with-a-flooded-basement
What are wet floodproofing methods?
An advantage of wet floodproofing is that it is flexible; it can be done in stages—many of them relatively inexpensively.
A good time to employ wet floodproofing strategies is when you remodel your home. The following are some wet
floodproofing methods:
Base flood elevation
Who should use wet floodproofing?
If you are at risk of flooding and cannot elevate your home or build reliable
flood barriers, wet floodproofing of non-living spaces is an option. It is
most suitable for shallow flooding that inundates uninhabited space. It is not
practical for most slab-on-grade structures that have the living space at or
near ground level. Also, it is not a reasonable approach if the duration of a
flood is expected to be more than one day.
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Other considerations
• Ongoing maintenance is required to minimize flood
risks.
• Pumping water from a basement too soon after a
flood may lead to structural damage.
• Work on electrical systems, gas systems, or air-
conditioning compressors requires a licensed
contractor, and permits may be required.
Actions for Flood Resilient Homes:
Wet Floodproofing
What are wet floodproofing methods? (continued)
Materials that are acceptable in wet floodproofing home projects:
Material Type Acceptable Unacceptable
Structural Flooring Materials • Concrete
• Naturally decay-resistant lumber
• Pressure-treated plywood
• Oriented strand board (OSB)
Finish Flooring Materials • Clay tile
• Ceramic or porcelain tile
• Terrazzo tile
• Vinyl tile or sheets
• Engineered wood or laminate flooring
• Carpeting
• Wood flooring
Structural Wall and Ceiling Materials • Brick face, concrete, or concrete block
• Cement board/fiber-cement board
• Pressure-treated plywood
• Solid, standard structural lumber (2x4)
• Non-paper-faced gypsum board
• Fiberglass insulation
• Paper-faced gypsum board
• OSB
Finish Wall and Ceiling Materials • Glass blocks
• Metal cabinets or doors
• Latex paint
• Wood cabinets and doors
• Non-latex paint
• Particleboard cabinets and doors
• Wallpaper
FEMA P-312, Homeowner’s Guide to Retrofitting 3rd Edition (2014)
• Sewage backflow prevention is important; a backflow valve
should be installed.
• Because wet floodproofing allows your home to flood,
extensive cleanup may be necessary to remove potential
chemical and biological contamination and prevent mold
growth and decay.
• Install flood vents: Flood vents (permanent openings)
allow water into the structure, equalizing interior and
exterior pressures to avoid structural damage.
(Above) “Wall openings must allow floodwaters not only to enter the home, but
also to rise and fall at the same rate as floodwaters outside the home.” Images
provided by FEMA P-312, Homeowner’s Guide to Retrofitting 3rd Edition (2014).
(Left) Base flood elevation and location of flood vents. Images provided by FEMA
Technical Bulletin 2, 2008, Openings in Foundation Walls and Walls of
Enclosures.
Base flood elevation
Actions for Flood Resilient Homes:
Pumping Guidance
If dry floodproofing methods fail during a large storm or you’ve chosen wet floodproofing, you may end up with a
significant amount of water in your basement. Though your impulse may be to remove the water as soon as possible, it’s
important to remember that moving too quickly may cause structural damage to your home. Even though flood waters
may have receded, there is still water in the ground that may be exerting force against your basement walls. If that force is
greater than the force of water inside your basement, the foundation, basement walls, or floors may rupture or crack.
Pumping procedure—when and how much to pump
If you need to pump water out of your basement or house, the Federal Emergency Management Agency (FEMA)
recommends taking the following steps to avoid serious damage to your home.
1. Begin pumping only when floodwaters are no longer covering the ground outside.
2. Pump out 1 foot of water, mark the water level, and wait overnight.
3. Check the water level the next day. If the level rose to the previous mark, it is still too early to drain the basement.
4. Wait 24 hours, pump the water down 1 foot, and mark the water level. Check the level the next day.
5. When the water level stops returning to your mark, pump out 2 to 3 feet and wait overnight. Repeat this process
daily until all of the water is out of the basement.
Safety first!
Remember that water conducts electricity. Before walking into
a flooded basement make certain the power is turned off and
wear heavy rubber boots and rubber gloves that do not leak.
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For more information on flood resilience, contact the Engineering Department at 952-826-0371.
1Costs rely on a number of factors—including the amount of water and whether you choose to do the pumping yourself. You can contract with a water-removal service, but you
may have to wait several days for assistance.
After flood action During flood action Before flood action
Actions for Flood Resilient Homes:
Pumping Guidance
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Pumping procedure—equipment
A submersible pump is needed to remove water from a
flooded basement. You can rent this type of equipment
from a construction rental store or a hardware store; this
will be less expensive than purchasing professional pumping
equipment. The pump is encased in a waterproof shell with a
sealed electrical cord; it connects to a regular garden hose or
a sump hose. The power source for the pump will depend
on whether you have electricity.
If you don’t have electricity you will need to connect
to a generator. Be careful! Do not use gasoline-powered
pumps or generators indoors; these can produce deadly
carbon monoxide exhaust fumes. Note: opening doors and
windows does not provide sufficient ventilation. Another
option is a pump that runs on a 12-volt marine or car
battery or a petrol/diesel driven pump.
If you do have power, you can use a heavy-duty extension
cord to run the pump on standard electricity—provided
you have a place to plug it in. If your fuse box isolates your
basement and you are absolutely sure you can disable
the power in the basement, you can use electricity on the
ground floor or higher. No matter what energy source you
use, you will need to be careful to keep the connection
between the extension cord and the pump cord away from
water. You can do this by looping the cords around a ceiling
joist or another heavy object.
Other considerations
• A second pump should be considered to provide increased capacity and act as a backup.
• Strainers should be used to protect pumps from large debris.
• Use clean, fresh fuel in your pump or generator and make sure you have enough available to act in a flood.
• Be careful around floodwater that may have been contaminated by sewage. Tetanus shots are recommended when cleaning
flooded areas.
Pumping procedure—pumping out the water
To pump water, a garden or sump hose should be attached to the fitting on the top of the pump. The end of the hose is
then pointed away from the house to drain away to the street or storm sewer If the water is low enough, you can place
the pump in the lowest part of the basement, making sure to wear rubber boots. In the event of very high water, you can
lower the pump into the basement using rope. Once the pump is in place, start the generator, plug the extension cord in,
and turn the pump on. If you’re using electricity, plug the extension cord into an upstairs wall socket.
If your water is less than an inch deep, a wet-dry vacuum can be used. These work well, but can be very labor intensive; the
tank on a wet-dry vacuum generally holds only 4 to 5 gallons of water and will need to be emptied frequently. One inch of
water in a 1,500–2,000 square foot home would be 1,000–1,200 gallons and would require approximately 250 empties!
image courtesy of https://www.forconstructionpros.com/equipment/
worksite/pumps/article/11477112/pick-the-right-submersible-pump-
for-dewatering-applications
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
1According to the Rain Garden Alliance, a do-it-yourself rain garden will cost about $3–$5 a square foot. If you use a landscaper to plan and install the garden, the cost will be
$10–$15 a square foot or more. Plants are the most costly consideration in a rain garden. Parts of the City of Edina are within the Nine Mile Creek Watershed District, which
offers cost-share grants for rain gardens. The minimum grant is $500 and requires a 25% match. To see if your home is located within the district and to learn more about the
grant program, go to https://www.ninemilecreek.org/.
Other considerations
• Rain gardens require partial to full sun. They should be built at
least 10 feet away from your home to prevent water damage to
foundations and basements.
• Rain gardens are typically 100 to 300 square feet, depending
on the slope of the surrounding landscape and the size of the
area draining to it; a garden will typically handle runoff from an
impervious area three times its size. More than one garden may be
needed to handle runoff from large surfaces (e.g., large rooftops).
• To prevent plants from drowning and mosquitoes from breeding,
a rain garden requires soil that is porous enough to soak up water
within 48 hours of a rainstorm. You can test your soil by digging a
wide 10-inch-deep hole, filling it with water, and observing whether
the water disappears within 48 hours.
• Before you dig, contact Gopher State One Call (811) or visit http://
www.gopherstateonecall.org/to locate electrical, gas, or telephone
lines.
What is a rain garden?
A rain garden is a tool used to decrease runoff and filter
pollutants from stormwater. These gardens, built in shallow
depressions, are filled with long-rooted grasses and plants
that soak up rainwater from impervious surfaces—before
the polluted flow enters lakes, rivers, and wetlands. Because
they decrease runoff, rain gardens are also useful in flood
prevention. Once established, they require little watering and
minimal maintenance.
In addition to decreasing runoff and filtering pollutants, rain
gardens also create habitat for birds and butterflies, recharge
groundwater, reduce mosquito breeding, and enhance
property value.
Actions for Flood Resilient Homes:
Rain Gardens
How do I plant a rain garden?
There are many online resources that provide
guidance on the construction and maintenance of
rain gardens, including:
Rain Garden FAQs, Rain Garden Alliance
Rain Gardens Provide a Healthy Corrective to Runoff Flooding,
WisContext
How and Why to Build a Rain Garden, U of M Extension
How Much Does a Rain Garden Cost?, Cost Helper
USDA Rain Garden Fact Sheet, USDA
Nine Mile Creek Watershed District Grants
How to Create an Effective Rain Garden, Habitat Network
Rain Gardens in Minnesota, Natural Resources Conservation Service
Who should use a rain garden?
Rain gardens are particularly beneficial for those who have a large amount of nearby impervious surface (rooftops, walkways,
driveways), have downspouts running into the lawn, or areas downhill from a downspout. They may also be helpful if you have
soil erosion. (With deep-rooted plants, rain gardens hold soil in place and prevent erosion).
image courtesy of Minnehahacreek.org
image courtesy Natural Shore:
http://www.naturalshore.com/rain-garden-project-album/
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COST: VARIES1
Reduces exposure
Before flood action During flood action After flood action
What is shoreline restoration?
Shoreline restoration involves the use of native vegetation to
provide a buffer between your yard and the water’s edge. This
buffer (10–50 feet) replaces turf grass.
Although shoreline restoration does not reduce your exposure
to flooding, it can reduce your vulnerability. Unlike turf grass,
native trees, shrubs, forbs, and grasses have long roots that better
withstand the effects of flooding. Under lengthy, high-water
conditions, this may prevent the need to replace flooded turf.
Actions for Flood Resilient Homes:
Shoreline Restoration
How do I restore my lakeshore?
“Restore Your Shores,” offered by the Minnesota Department of Natural Resources (DNR) (https://www.dnr.state.mn.us/rys/
index.html) provides online guidance for implementing shoreland restoration projects, including steps and techniques, a plant
guide, and references and resources. Comprehensive guidance, pertinent to Minnesota landscapes, is also available in the book,
“Lakescaping for Wildlife and Water Quality,” published by the Minnesota DNR. Or, consult a local landscaper who specializes in
shoreline restoration.
Reduces exposure
COST: VARIES1
Reduces vulnerability
Before flood action During flood action After flood action
In addition to reducing flood vulnerability, shoreland
restoration has a number of ecological benefits:
• Deep-rooted native plants are more resistant to wave
and ice erosion and reduce the likelihood of slope
failure.
• Native plantings improve water quality by slowing and
filtering runoff before it enters the lake.
• A mixture of native vegetation provides diverse habitat
for fish and wildlife.
• A buffer prevents wave action from stirring up
sediment that can cause the lake to become murky.
• A buffer area provides privacy and aesthetic views while
discouraging nuisance geese.
Other considerations
• Some shoreline restoration projects will require a local
or Minnesota Department of Natural Resources permit.
Helpful websites:
https://www.dnr.state.mn.us/lakescaping/index.html
https://www.dnr.state.mn.us/publications/waters/shoreline_alteration.html
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Parts of the City of Edina are within the Nine Mile Creek Watershed District, which offers cost-share grants for rain gardens. The minimum grant is $500 and requires a 25%
match. To see if your home is located within the district and to learn more about the grant program, go to https://www.ninemilecreek.org/.
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Helpful websites
https://www.epa.gov/green-infrastructure/manage-flood-risk
https://www.homeadvisor.com/r/flood-proof-landscaping/
https://www.owntheyard.com/how-to-fix-backyard-flooding/
https://aibd.org/6-backyard-flooding-solutions-landscaping-storm-proof-yard/
The damage that can be caused by flood water doesn’t stop at your front door. The way you care for your yard and how you site
and construct accessory structures can reduce both flood exposure and vulnerability.
Actions for Flood Resilient Homes:
Floodproofing Accessory Structures and Yards
Floodproofing yards
There are many options you can consider to reduce flooding in your yard.
• Make sure your yard is properly graded: Patios, driveways, walkways, flowerbeds—if possible, they should all be graded so
that the water flows away from the house.
• Install a rain garden: Rain gardens protect your yard from flooding by allowing runoff water to pool and slowly percolate
into the ground. See the City’s factsheet for more information on rain gardens.
• Install dry wells: Dry wells are underground structures that help rainwater dissipate into the ground. They can be used for
wet spots or small, flood-prone areas on your property.
• Create or take advantage of natural swales: Swales are depressions in the landscape that redirect water flow, normally
to a dry well or a garden bed with good drainage. You can slow the flow by lining the lowest point with rocks or adding
deep-rooted plants on the slope.
• Use heavier mulch: Light-weight mulch can spread under flooding conditions, clogging drains. If using mulch near your
home’s exterior, make sure the mulch is at least 6 inches from your siding to prevent moisture wicking and rotting.
• Replace impervious surfaces: Impervious (non-porous) surfaces increase runoff. Replace them with pervious materials or
landscaping.
• Drain your driveway: Driveways are a big contributor to stormwater runoff. You can mitigate the impact of that
stormwater by adding drainage on the sides of the pavement—or by replacing the pavement with a pervious surface.
• Plant a tree: Trees create a leafy canopy that intercepts rainfall and reduces runoff. According to the Chesapeake Bay
Foundation, a typical street tree can intercept from 500 to 760 gallons of water per year, depending on the species.
Before flood action During flood action After flood action
Floodproofing accessory structures
Your yard is an extension of your living space, which needs
to be protected. The first step in floodproofing is to site
the accessory structures on your property—your patio, fire
table/pit, garden shed, gazebo—on high ground. You can
also reduce your vulnerability by building these structures
with flood-resistant materials. See the City’s factsheet on
Wet Floodproofing for a list of flood-resistant materials.
You should also secure yard items to prevent them from
being damaged or swept away. Anchor them or attach
them to more stable structures.
Other considerations
Parts of the City of Edina are within the Nine Mile Creek
Watershed District, which offers cost-share grants for rain
gardens. The minimum grant is $500 and requires a 25% match.
To see if your home is located within the district and to learn
more about the grant program, go to:
https://www.ninemilecreek.org/.
For more information on flood resilience, contact the Engineering Department at 952-826-0371.
Even if you don’t own a home, your property may be at risk during a flood. Below are some simple steps you can take to reduce
that risk.
Actions for Flood Resilient Homes:
Reducing Risk as a Renter or Condo Owner
Consider buying flood insurance
It’s important to know that your regular renter’s insurance
policy does not cover flooding. But, flood insurance is
available for renters and condo owners through the
National Flood Insurance Program (NFIP). The policy covers
your personal property and contents during a flood. It
does not include “loss-of-use” coverage or any additional
expenses caused by a flood.
Flood insurance premiums are based on a number of factors
including flood risk, year of building construction, building
occupancy, the number of floors, the location of your
contents, and the deductible and amount of coverage you
choose. Even if you live in a low-to-moderate risk area, it’s
worth considering flood insurance. According to the NFIP,
nearly 26 percent of all flood claims occur in these areas.
Also, you may be eligible for a “preferred risk policy,” which
carries the lowest premiums. The cost for renters’ flood
insurance generally ranges from $150 to $900 per year.
Though flood insurance is provided by the NFIP and
prices are set by the NFIP, it is sold by private insurance
companies. Contact your insurance agent to find out
whether they can provide coverage. If not, call the NFIP at
800-427-4661 to request an agent referral.
If you decide to buy insurance, don’t wait for the next
storm. There’s typically a 30-day waiting period between
when the policy is purchased and when coverage applies.
Consider the low spaces—including
underground garages
If you have personal items in the basement or garage, put
them in covered, plastic containers and store them on
shelving—off the floor. Similarly, don’t leave valuables in
your car if flood waters are predicted.
Get the facts
First, find out if the building where you live is in a high-risk flood area. You can check by going to the Federal Emergency
Management Agency (FEMA) website https://msc.fema.gov/portal/search and entering your address. It’s also helpful to
know what steps your landlord/association has taken to decrease the building’s exposure and vulnerability. Here are some
questions you might ask:
• Does the building structure have flood insurance? This may be important because it could influence your landlord’s ability
to recover following a flood—and your ability to continue living in the property.
• Has the landlord/association taken flood resilience measures (wet floodproofing, dry floodproofing)?
• Is there a sump pump in the building? Is there a sewer backflow prevention device? This is particularly important if you
store personal items in the basement of the building.
• In the event flood waters are predicted, is there available above-ground storage?
• In the event of an impending flood will the landlord/association be responsible for sandbagging? If not, will you be allowed
to sandbag? (See City factsheet on sandbagging for more information.)
Helpful websites
https://www.fema.gov/national-flood-insurance-program/How-Buy-Flood-
Insurance
https://www.policygenius.com/renters-insurance/what-renters-need-to-know-
about-flood-insurance/
Floodwater
level