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HomeMy WebLinkAbout2024 Annual Comprehensive Financial ReportCity of Edina, Minnesota Annual Comprehensive Financial Report Fiscal Year Ended December 31, 2024 Prepared by: Department of Finance Pa Thao – Finance Director Nelly Chick-Brewer – Assistant Finance Director City of Edina Table of Contents Introductory Section Elected Officials and Administration 1 Organizational Chart 3 Letter of Transmittal 5 Certificate of Achievement for Excellence in Financial Reporting 9 Financial Section Independent Auditor's Report 11 Management's Discussion and Analysis 15 Basic Financial Statements Government-Wide Financial Statements Statement of Net Position 30 Statement of Activities 31 Fund Financial Statements Balance Sheet – Governmental Funds 32 Reconciliation of the Balance Sheet to the Statement of Net Position – Governmental Funds 33 Statement of Revenues, Expenditures, and Changes in Fund Balances – Governmental Funds 34 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances to the Statement of Activities – Governmental Funds 35 Statement of Net Position – Proprietary Funds 36 Statement of Revenues, Expenses, and Changes in Fund Net Position Proprietary Funds 37 Statement of Cash Flows – Proprietary Funds 38 Statement of Fiduciary Net Position – Custodial Funds 39 Statement of Changes in Fiduciary Net Position – Custodial Funds 39 Notes to Basic Financial Statements 42 Required Supplementary Information Statement of Revenues, Expenditures, and Changes in Fund Balances – Budget and Actual – General Fund 89 Schedule of Revenues, Expenditures, and Changes in Fund Balances – Budget and Actual – Housing and Redevelopment Authority (HRA) Fund 93 Schedule of City's Proportionate Share of Net Pension Liability – General Employees Retirement Fund 94 Schedule of City's Proportionate Share of Net Pension Liability – Public Employees Police and Fire Retirement Fund 94 Schedule of City Contributions – General Employees Retirement Fund 95 Schedule of City Contributions – Public Employees Police and Fire Retirement Fund 95 Notes to Required Supplementary Information 96 Supplementary Information Nonmajor Governmental Funds – Special Revenue Funds 109 Combining Balance Sheet 110 City of Edina Table of Contents Supplementary Information (Continued) Nonmajor Governmental Funds – Special Revenue Funds (Continued) Combining Statement of Revenues, Expenditures, and Changes in Fund Balances 111 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Community Development Block Grant 112 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Police 113 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Braemar Memorial 114 Schedule of Revenues, Expenditures, and Changes in Fund Balance Budget and Actual – Pedestrian and Cyclist Safety 115 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Conservation and Sustainability 116 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Opioid Settlement 117 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Public Safety Fund 118 Major Governmental Funds 119 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Governmental Fund – Debt Service 120 Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual – Governmental Fund – Construction Capital Projects 121 Nonmajor Proprietary Funds - Enterprise Funds 123 Combining Statement of Net Position 124 Combining Statement of Revenues, Expenses, and Changes in Net Position 125 Combining Statement of Cash Flows 126 Fiduciary Funds – Custodial Funds 127 Statement of Fiduciary Net Position 128 Statement of Changes in Fiduciary Net Position 128 Schedule of Balance Sheet Accounts – Tax Increment Financing Districts 129 Schedule of Revenues, Expenditures, and Changes in Fund Balances – Tax Increment Financing Districts 130 Statistical Section (Unaudited) Table Page Net Position by Component 1 134 Change in Net Position 2 135 Fund Balances of Governmental Funds 3 136 Changes in Fund Balances of Governmental Funds 4 137 Taxable and Estimated Market Values of Taxable Property 5 138 Property Tax Rates – Direct and Overlapping Governments 6 139 Principal Property Taxpayers 7 140 Property Tax Levies and Collations 8 141 Legal Debt Margin Information 9 142 Ratios of Outstanding Debt by Type 10 143 Direct and Overlapping Governmental Activities Debt 11 144 Legal Debt Margin Information 12 145 Pledged Revenue Coverage 13 146 Demographic and Economic Statistics 14 147 City of Edina Table of Contents Statistical Section (Unaudited) (Continued) Table Page Principal Employers 15 148 Full-Time City Government Employees by Function 16 149 Operating Indicators by Function 17 150 Capital Asset Statistics by Function 18 151 1 City of Edina Elected Officials and Administration December 31, 2024 Elected/Appointed Position Term Expires James Hovland Mayor December 31, 2029 Carolyn Jackson Council Member December 31, 2029 James Pierce Council Member December 31, 2029 Kate Agnew Council Member December 31, 2026 Julie Risser Council Member December 31, 2026 Scott Neal City Manager Appointed Pa Thao Finance Director/Treasurer Appointed Sharon Allison City Clerk Appointed 2 (THIS PAGE LEFT BLANK INTENTIONALLY) 3 City of Edina Organizational Chart December 31, 2024 4 (THIS PAGE LEFT BLANK INTENTIONALLY) May 30, 2025 To the Honorable Mayor, City Council, and Citizens of the City of Edina (City): Minnesota statutes require that every city publish within six months of the close of each fiscal year a complete set of audited financial statements. This report is published to fulfill that requirement for the fiscal year ended December 31,2024. Management assumes full responsibility for the completeness and reliability of all the information presented in this report, based upon a comprehensive framework of internal control that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable rather than absolute assurance that the financial statements are free from material misstatement. BerganKDV LTD, a firm of licensed certified public accountants, has issued an unmodified (clean) opinion on the City’s financial statements for the year ended December 31, 2024. The independent auditors’ report is located at the front of the financial section of this report. Management’s Discussion and Analysis (MD&A) immediately follows the independent auditors’ report and provides a narrative introduction, overview, and analysis of the basic financial statements. The MD&A complements this letter of transmittal and should be read in conjunction with it. Profile of the City The City, incorporated in 1888, is a fully developed first-ring suburb of Minneapolis. The City currently occupies a land area of 16 square miles and serves a population of 54,480. Currently, 98% of the City is developed with 60% of the land attributed to residential uses, 4% to roadways, and 21% supporting the park and open spaces. The remainder of the land is used for commercial, industrial, and public/semi-public uses. The City is empowered to levy a property tax on both real and personal property located within its boundaries. The City has operated under the Council-Manager form of government since 1955. Policy-making and legislative authority are vested in a City Council (Council) consisting of the Mayor and four other members, all elected on a nonpartisan basis. The Council is responsible, among other things, for passing ordinances, adopting the budget, appointing committees, and hiring the City Manager. The City Manager is responsible for carrying out the policies and ordinances of the Council, for overseeing the day-to-day operations of the city government, and for appointing the heads of the various departments. Council members serve four-year terms, with two Council members elected every two years. The Mayor also serves a four-year term. The Council and Mayor are elected at large. The City provides a full range of services, including police, fire and emergency medical services; the construction and maintenance of highways, streets, and other infrastructure; water and sewer services and recreational and cultural activities and events. The Council is required to adopt a final budget by no later than the close of the previous fiscal year. The annual budget serves as the foundation for the City’s financial planning and control. The budget is prepared by fund, function (e.g., public safety), and department (e.g., police). Department heads may use 5 resources within a department as they see fit. The City Manager may authorize transfers of budgeted amounts between departments. Local Economy The City currently enjoys a favorable economic environment and local indicators point to continued stability. The region, while noted for a strong retail sector, enjoyed considerable re-development in recent years. The re-development consisted of varied manufacturing, medical and high-tech base that adds to the relative stability of the unemployment rate. Major industries with headquarters or divisions within the government’s boundaries or in close proximity include medical services, retail operations and banking services. Edina is home to over 50,000 jobs that are expected to remain stable over the coming years. The City has become known for its quality residential housing stock and attractive neighborhoods. To date, approximately 98% of the available housing stock is in place. Although the emphasis has changed over the years from exclusively single-family housing to a more balanced mix of housing types, the City’s concern for overall quality in residential development remains a top priority. The City enjoys a AAA bond rating and a Aaa bond rating from Standard and Poor’s and Moody’s, respectively. Long-Term Financial Planning The Metropolitan Council requires all cities in the seven-county metropolitan area to have a Comprehensive Plan and state law requires cities to update their plans every 10 years. The last plan was adopted in 2020. The Comprehensive Plan guides development and redevelopment and addresses changes likely to occur due to various social and market forces. The City continues to focus on quality-of-life improvements throughout Edina. These efforts cover a broad array of areas including protecting and improving the environment, revitalization of parks and public areas, expanding recreational opportunities, addressing race and equity disparities, and increasing communication between City representatives and the public. The City is working closely with state government, federal government and neighboring communities to improve the area’s state and county transportation network, which includes upgraded highways and well-placed pathways. Funding for most of the transportation improvements will need to come from state, county, and federal sources, with some minor portion supported by the local taxpayers. Relevant Financial Policies The City has adopted a set of financial management policies that focus on long-term financial planning. Policies cover areas such as cash and investments, the operating budget, revenue, fund balance, capital outlay, and debt management. Assignments for fund balances and compensated absences are all calculated as specified in the policies. In addition, the City has $25,474,747 unassigned fund balance in the general fund. It is the policy of City that, to the extent possible, such excess fund will typically be transferred to the Construction Fund to support capital improvements. This amount is $3,129,427 above the goal range identified in the policy. Major Initiatives The City is continually working to update our aging infrastructure. Our annually adopted six-year Capital Improvement Plan includes spending and financing projections for these projects. 6 Awards and Acknowledgements The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Edina for its Annual Comprehensive Financial Report for the fiscal year ended December 31, 2023. This was the fourteenth consecutive year that the government has achieved this prestigious award. To be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized annual comprehensive financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current annual comprehensive financial report continues to meet the Certificate of Achievement Program’s requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report would not have been possible without the dedicated services of the Finance Department staff. We would like to express our appreciation to all members of the department who assisted and contributed to the preparation of this report. Credit also must be given to the Mayor and the City Council for their unfailing support for maintaining the highest standards of professionalism in the management of the City’s finances. Respectfully submitted, Pa Thao, Finance Director Nelly Chick-Brewer, Assistant Finance Director 7 8 (THIS PAGE LEFT BLANK INTENTIONALLY) 9 City of Edina Certificate of Achievement for Excellence in Financial Reporting 10 (THIS PAGE LEFT BLANK INTENTIONALLY) 11 Independent Auditor's Report City Council and Management City of Edina Edina, Minnesota Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of Edina, as of and for the year ended December 31, 2024, and the related notes to the financial statements, which collectively comprise the City of Edina's basic financial statements as listed in the Table of Contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Edina, as of December 31, 2024, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS) and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditors' Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City of Edina and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Emphasis of Matter The City has adopted new accounting guidance as required by the Governmental Accounting Standards Board (GASB) Implementation Guide No. 2021-1, Implementation Guidance Update - 2021. Our opinion is not modified with respect to this matter. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City of Edina's ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. 12 Auditor's Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditors' report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with GAAS and Government Auditing Standards, we:  Exercise professional judgment and maintain professional skepticism throughout the audit.  Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, no such opinion is expressed.  Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements.  Conclude whether, in our judgment, there are conditions or events considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis, which follows this report letter, and Required Supplementary Information as listed in the Table of Contents be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by GASB who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with GAAS, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. 13 Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Edina's basic financial statements. The accompanying supplementary information identified in the Table of Contents is presented for purposes of additional analysis and is not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with GAAS. In our opinion, the accompanying supplementary information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory and statistical sections but does not include the basic financial statements and our auditors' report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated May 30, 2025, on our consideration of the City of Edina's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City of Edina's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering City of Edina's internal control over financial reporting and compliance. Minneapolis, Minnesota May 30, 2025 14 (THIS PAGE LEFT BLANK INTENTIONALLY) 15 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 As management of the City of Edina (the City), we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2024. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which precedes this report. FINANCIAL HIGHLIGHTS  The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by $387,770,809 (net position). Of this amount, $63,867,459 (unrestricted net position) may be used to meet the City's ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies.  The City's total net position increased by $32,854,047 from the prior year. Of that total, $22,728,158 is the increase in Governmental Activities net position and $10,125,889 is the increase in Business-Type Activities net position.  At the close of the 2024 fiscal year, the City's governmental funds reported combined ending fund balances of $151,121,096, an increase of $46,538,814 from the prior year. The increase can be attributed mostly to increases in the Housing and Redevelopment Authority fund of $6,576,422, the construction fund of $19,426,788, the debt service fund of $17,630,227 and the general fund of $3,858,332 from prior year.  At the end of the current fiscal year, unassigned fund balance for the general fund was $25,474,747, or 43% of total general fund expenditures.  The City's total bonded debt increased by $50,614,000 during the current fiscal year, from $135,752,000 at the end of 2023 due to the debt issuance of General Obligation Bonds, Series 2024A in the amount of $30,735,000, Series 2024B in the amount of $27,720,000 & Series 2024C in the amount of 3,065,000, offset by scheduled principal bond payments. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements. Government-Wide Financial Statements The government-wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private-sector business. The statement of net position presents information on all of the City's assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference between them reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. 16 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 OVERVIEW OF THE FINANCIAL STATEMENTS (CONTINUED) Government-Wide Financial Statements (Continued) The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, and parks. The business-type activities of the City include water, sewer, stormwater, recycling, liquor, aquatic center, golf course, arena, and community activity centers. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. All the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental Funds Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statement. By doing so, readers may better understand the long-term impact of the City's near-term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and change in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains four individual major governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, Housing and Redevelopment Authority fund, debt service fund, and the construction fund. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds are provided in the form of combining statements elsewhere in this report. 17 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 OVERVIEW OF THE FINANCIAL STATEMENTS (CONTINUED) Governmental Funds (Continued) The City adopts an annual appropriated budget for all governmental and proprietary funds. A budgetary comparison statement has been provided for all governmental funds to demonstrate compliance with these budgets. Proprietary Funds The City maintains five major enterprise funds and four internal service funds. Enterprise funds are used to report the same functions presented as business-type activities in the governmental-wide financial statements. The City's major enterprise funds are used to account for its utility, liquor, aquatic center, golf, and arena operations. Data from the other enterprise funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor enterprise funds are provided in the form of combining statements elsewhere in this report. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. Internal Service Funds Internal service funds are used as an accounting device to accumulate and allocate costs internally among the City's various functions. The City utilizes four internal service funds to account for insurance and risk management activities, equipment operations, IT services, and facilities management. These services have been allocated proportionately to governmental and business-type activities in the government-wide financial statements. Fiduciary Funds Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to the Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government–wide and fund financial statements. Other Information The combining and individual fund financial statements and schedules referred to earlier in connection with nonmajor governmental and enterprise funds, as well as internal service funds, are presented immediately following the required supplementary information. Supplementary financial information and the statistical section are the final two items presented. 18 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City, assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $387,770,809 at the close of the most recent fiscal year. The largest portion of the City's net position ($234,400,971 or 60%) reflects its investment in capital assets (e.g., land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Summary Statements of Net Position 2024 2023 2024 2023 2024 2023 Current and other assets 206,044,461$ 151,752,797$ 63,712,665$ 56,806,788$ 269,757,126$ 208,559,585$ Capital assets 228,852,218 202,604,946 157,273,833 153,992,619 386,126,051 356,597,565 Total assets 434,896,679 354,357,743 220,986,498 210,799,407 655,883,177 565,157,150 Deferred outflows of resources OPEB plan deferments 2,089,913 1,452,367 194,145 153,888 2,284,058 1,606,255 Pension plan deferments 20,449,008 26,929,096 835,988 1,619,423 21,284,996 28,548,519 Total deferred outflows of resources 22,538,921 28,381,463 1,030,133 1,773,311 23,569,054 30,154,774 Current liabilities Long-term liabilities outstanding 147,001,883 117,150,065 54,998,335 56,367,049 202,000,218 173,517,114 Other liabilities 45,175,059 22,203,166 12,289,340 12,314,314 57,464,399 34,517,480 Total liabilities 192,176,942 139,353,231 67,287,675 68,681,363 259,464,617 208,034,594 Deferred inflows of resources OPEB plan deferments 1,793,307 2,086,714 166,591 212,493 1,959,898 2,299,207 Pension plan deferments 26,347,538 25,893,706 2,438,183 1,680,569 28,785,721 27,574,275 Leases 1,471,186 2,487,086 - - 1,471,186 2,487,086 Total liabilities and deferred inflows 29,612,031 30,467,506 2,604,774 1,893,062 32,216,805 32,360,568 Net Position Net invested in capital assets 131,971,012 112,750,230 102,429,959 96,982,508 234,400,971 209,732,738 Restricted 88,258,611 67,750,386 1,243,768 1,245,001 89,502,379 68,995,387 Unrestricted 15,417,004 32,417,853 48,450,455 43,770,784 63,867,459 76,188,637 Total net position 235,646,627$ 212,918,469$ 152,124,182$ 141,998,293$ 387,770,809$ 354,916,762$ Governmental Activities Business-Type Activities Total Governmental Activities A portion of the City's net position ($89,502,379) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position ($63,867,459) may be used to meet the City's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City is able to report positive balances in all of the categories of net position reported, both for the government as a whole, as well as for its separate governmental and business-type activities. The same situation held true for the prior fiscal year. 19 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 GOVERNMENT-WIDE FINANCIAL ANALYSIS (CONTINUED) Governmental Activities (Continued) There was a decrease of $12,321,178 in unrestricted net position. This was mainly due to acquisitions of capital assets. The decreases in deferred outflows of resources and deferred inflows of resources relate to the changes in the City's share of state pension plan amounts while the increase in long-term liabilities is primarily attributable to newly issued debt, partially offset by regular scheduled payments on the City's outstanding bonds. As shown below, the City's net position increased by $32,854,047 during the current fiscal year. Factors contributing to this change are discussed in the next two sections. Changes in Net Position 2024 2023 2024 2023 2024 2023 Revenues Program revenues Charges for services 15,612,510$ 14,709,292$ 58,236,983$ 57,070,404$ 73,849,493$ 71,779,696$ Operating grants and contributions 5,653,563 6,926,971 225,531 428,035 5,879,094 7,355,006 Capital grants and contributions 10,997,515 4,673,918 - - 10,997,515 4,673,918 General revenues Property taxes 53,412,154 49,210,670 - - 53,412,154 49,210,670 Other taxes 13,066,883 10,720,379 4,875 - 13,071,758 10,720,379 Gain on disposal of assets 394,009 124,585 52,607 28,362 446,616 152,947 Unrestricted investment earnings 3,949,750 5,324,618 1,830,869 2,142,983 5,780,619 7,467,601 Total revenues 103,086,384 91,690,433 60,350,865 59,669,784 163,437,249 151,360,217 Expenses General government 19,817,993 19,505,673 - - 19,817,993 19,505,673 Public safety 32,565,377 32,790,034 - - 32,565,377 32,790,034 Public works 17,270,199 18,755,764 - - 17,270,199 18,755,764 Parks 9,035,898 8,354,807 - - 9,035,898 8,354,807 Interest on long-term debt 1,993,206 2,058,881 - - 1,993,206 2,058,881 Water - - 6,908,508 7,500,796 6,908,508 7,500,796 Sewer - - 9,258,115 9,155,586 9,258,115 9,155,586 Stormwater - - 4,597,085 4,031,428 4,597,085 4,031,428 Recycling - - 1,884,856 1,671,424 1,884,856 1,671,424 Liquor - - 12,182,004 12,890,487 12,182,004 12,890,487 Aquatic center - - 1,411,631 1,336,122 1,411,631 1,336,122 Golf course - - 5,664,944 5,889,718 5,664,944 5,889,718 Arena - - 3,374,912 3,522,909 3,374,912 3,522,909 Community activity centers - - 5,266,795 5,004,952 5,266,795 5,004,952 Total expenses 80,682,673 81,465,159 50,548,850 51,003,422 131,231,523 132,468,581 Increase in Net Position Before Transfers 22,403,711 10,225,274 9,802,015 8,666,362 32,205,726 18,891,636 Transfers 40,144 363,287 (40,144) (363,287) - - Increase in net position 22,443,855 10,588,561 9,761,871 8,303,075 32,205,726 18,891,636 Net position - beginning, as previously stated 212,918,469 202,329,908 141,998,293 133,695,218 354,916,762 336,025,126 Change in accounting principle 284,303 - 364,018 - 648,321 - Net position - beginning, as restated 213,202,772 202,329,908 142,362,311 133,695,218 355,565,083 336,025,126 Net position December 31 235,646,627$ 212,918,469$ 152,124,182$ 141,998,293$ 387,770,809$ 354,916,762$ TotalBusiness-Type ActivitiesGovernmental Activities 20 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 GOVERNMENT-WIDE FINANCIAL ANALYSIS (CONTINUED) Governmental Activities (Continued) Governmental activities increased the City's net position by $22,728,158, Key elements of the increase are as follows.  Property taxes increased by $4,201,484 as the result of an increased general operating levy that provides funding to continue existing service levels.  Other taxes increased by $2,346,504 due to local sales tax.  Other capital grants and contributions increased by $6,323,597, in 2024.  Charges for services increased by $903,218 as a result of due to subrecipient agreement in assessing as well as an increase in-service contracts for police department and ROW permit from US Internet Corp project. Below are specific graphs which provide comparisons of the governmental activities revenues and expenses: Charges for Services 15%Operating Grants 5% Capital Grants 11% Property Taxes 52% Other Taxes13% Gain on Disposal of Assets 0% Investment Earnings 4% Revenues by Source - Governmental Activities 21 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 GOVERNMENT-WIDE FINANCIAL ANALYSIS (CONTINUED) - 5,000,000 10,000,000 15,000,000 20,000,000 25,000,000 30,000,000 35,000,000 GeneralGovernment Public Safety Public Works Parks Interest onLong-TermDebt Expenses and Program Revenues - Governmental Activities Expenses Revenue * Business-Type Activities Business-type activities increased net position by $10,125,889, accounting for 30% of the City's growth in net position. Key elements of the current year increase are as follows:  The utility fund had income before contributions and transfers of $10,120,861 for 2024. This additional equity is used to maintain and invest in the utility infrastructure according to the City's CIP and utility rate study.  The liquor fund had income before contributions and transfers of $296,664 for 2024. This income is used to subsidize operations at other enterprise facilities.  The golf course had an income before contributions and transfers of $511,715.  The other enterprise funds had a loss before contributions and transfers of $2,878,536 in total. These enterprises had operating expenses that exceeded revenues. 22 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 GOVERNMENT-WIDE FINANCIAL ANALYSIS (CONTINUED) Business-Type Activities (Continued) Charges for services 97% Operating grants and contributions 0% Unrestricted investment earnings 3% Revenues by Source - Business-Type Activities - 2,000,000 4,000,000 6,000,000 8,000,000 10,000,000 12,000,000 14,000,000 Expenses and Program Revenues - Business- Type Activities Expenses Revenue * 23 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 FINANCIAL ANALYSIS OF THE CITY'S FUNDS As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Governmental Funds The focus of the City's governmental funds is to provide information on near- term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $151,121,096, an increase of $46,538,814 in comparison with the prior year. Approximately 17% of this total amount ($25,378,993) constitutes unassigned fund balance. The remainder of the fund balance is 1) restricted by external creditors, grantors, laws, or regulations ($110,924,271 or 2) assigned by internal constraints ($14,646,940), or 3) nonspendable in the form of prepaid items ($170,892). The general fund is the chief operating fund of the City. At the end of the current fiscal year, unassigned fund balance of the general fund was $25,474,747. As a measure of the general fund's liquidity, unassigned fund balance represents 43% of total general fund expenditures. The fund balance of the City's general fund increased by $3,858,332 during the current fiscal year. Key factors related to this increase include:  Total general fund expenditures were below budget by $3,935,974, and revenues were $2,517,571 over budget. Public safety expenditures were under budget by $1,658,247 as a result of staff vacancies during the year. Public works expenditures were under budget by $1,301,491 due to staff vacancies as well as less plowing hours anticipated. Park and recreation expenditures came in under budget by $580,341 as a result of conservative budgeting.  Charges for services revenue was over budget by $1,352,747 and investment income was over budget by $845,116 as a result of conservative budgeting, offset by taxes and assessments revenue which was $1,068,512 under budget due to delinquent balances.  The general fund transferred $530,659 of 2023 surplus primarily to the construction fund for capital projects. The Housing and Redevelopment Authority fund balance increased by $6,576,422 in the current fiscal year due to the issuance of the series 2024C HIA bonds in the amount of $3,065,000 and other tax increment financing revenues. The debt service fund has a total fund balance of $24,354,318, all of which is restricted for the payment of debt service. The net increase in fund balance during the current year in the debt service fund was $17,630,227. Fund balance increased as the result of a $3,415,010 in General Property Taxes, $996,125 in intergovernmental revenue, transfers in of $3,333,463 and new bond issues and premium of $17,636,021 offset by $7,948,731 in debt service payments. 24 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 FINANCIAL ANALYSIS OF THE CITY'S FUNDS (CONTINUED) Governmental Funds (Continued) The construction fund balance increased by $19,426,788 in 2024. The increase was as a result of a $6,837,370 in general property taxes, $6,537,828 in general sales tax, $4,538,805 in special assessments, $1,000,147 in intergovernmental revenue, $2,018,772 in investment income, $32,573,803 new bonds issues offset by $32,944,876 in construction expenditures. Proprietary Funds. The City's proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. Unrestricted net position of the utility fund at the end of the year amounted to $42,091,948. The total growth in net position from current year operations was $8,374,578. Operating revenues in the utilities fund increased by 5% while expenses increased by 5.3% in 2024. The revenue increase was due to changes in rates and more water and sewer connection fees in 2024. Expenses increased because of an increase in recycling services as well as wastewater fees. The City invested $10,943,455 in utility fund capital assets during 2024, a 48% decrease from 2023. Unrestricted net position of the liquor fund at the end of the year amounted to $707,647. The liquor fund continues to transfer profits back into other City funds, including the Art Center, the Braemar Arena, and the Centennial Lakes funds. The liquor fund made transfers totaling $1,000,000 to these other funds in 2024. The transfers out were greater than operating income of $234,095 in 2024, leading to the reduction of $698,420 in net position in the liquor fund in 2024. Unrestricted net position of the aquatic center fund at the end of the year amounted to $944,016. Restricted net position of the aquatic center fund at the end of the year amounted to $1,243,768. Unrestricted net position of the golf course fund at the end of the year amounted to $1,543,043, an improvement of $568,717 from the prior year. Operating income for the golf course fund was $508,035 in 2024, compared to $555,311 in 2023. Unrestricted net position of the arena fund at the end of the year amounted to a deficit of ($250,130) an increase in the deficit by $40,054 from the prior year. Revenues increased by $105,237 over 2023 and expenses increased by $1,309. The operating loss for the arena was $642,900 for 2024 compared to $746,828 for 2023. GENERAL FUND BUDGETARY HIGHLIGHTS During the year, revenues were $2,517,571 more than budget, as the continued commercial and residential redevelopment of the City increased our charges for services exceeded budget by $1,352,747. Taxes and assessments revenue was under budget by $1,068,512 due to delinquent balances. Investment and Miscellaneous income revenue was over budget by $1,296,044 because of conservative budgeting. During the year, expenditures were under budget by $3,935,974 due to deficits in public safety expenditures in the amount of $1,658,247, deficits in public works expenditures of $1,301,491 and deficits in park and recreation expenditures of $580,341. 25 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 CAPITAL ASSET AND DEBT ADMINISTRATION Capital Assets The City's investment in capital assets for its governmental and business-type activities as of December 31, 2024, amounted to $386,126,051(net of accumulated depreciation and amortization). This investment in capital assets included land, land improvements, intangible assets such as easements, infrastructure assets (roads, bridges, sidewalks, and similar items), buildings, vehicles, equipment, parks, and construction in progress. The total increase in the City's investment in capital assets for the current fiscal year was $29,528,486. Major capital asset events during the current fiscal year included the following:  A variety of utility infrastructure improvements, including water main, sanitary and storm sewer, construction in progress as of the close of the fiscal year reached $43,116,108 in the utility fund.  A variety of street construction, sidewalk and park projects, including Blake Road and Concord B/C; construction in progress as of the close of the fiscal year reached $21,995,862(PIR + PACS).  The City has a number of public improvements underway in the Grandview district including rehabilitation of the Grandview Pedestrian Bridge, and parking and road improvements in the district. The construction in process cost was $9,013,642.  The new fire station 2 construction in progress cost was $26,946,648 at the close of the fiscal year. City of Edina's Capital Assets (Net of Depreciation) 2024 2023 2024 2023 2024 2023 Land and land improvements 24,740,033$ 24,744,751$ 8,719,256$ 9,446,353$ 33,459,289$ 34,191,104$ Easements 253,000 253,000 35,600 35,600 288,600 288,600 Building and structures 29,798,262 29,769,119 12,898,481 14,468,578 42,696,743 44,237,697 Machinery and equipment 14,597,485 10,264,324 5,410,771 5,629,698 20,008,256 15,894,022 Infrastructure 78,634,322 72,092,387 85,506,493 81,672,966 164,140,815 153,765,353 Parks 8,249,106 8,282,105 880,483 925,290 9,129,589 9,207,395 Construction in progress 72,473,695 56,829,073 43,187,759 41,802,493 115,661,454 98,631,566 Lease assets 106,315 370,187 634,990 11,641 741,305 381,828 Total 228,852,218$ 202,604,946$ 157,273,833$ 153,992,619$ 386,126,051$ 356,597,565$ TotalBusiness-Type ActivitiesGovernmental Activities Additional information on the City's capital assets can be found in Note 3. Long-Term Debt At the end of the current fiscal year, the total long-term debt outstanding is $186,366,000, an increase of $50,614,000 from 2023. $60,315,000 is for general obligation improvement debt that is supported by property tax levies and special assessments. This amount increased from 2023 due to new debt issues offset by regularly scheduled principal payments. 26 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 CAPITAL ASSET AND DEBT ADMINISTRATION (CONTINUED) Long-Term Debt (Continued) $26,719,000 is for permanent improvement revolving (PIR) bonds, which finance the City's Street reconstruction program. This amount increased from 2023 due to new bond issues offset by regularly scheduled principal payment. Also outstanding is $21,850,000 public project revenue bonds which financed two gymnasiums, the new public works facility, sports dome, outdoor rink at the arena, and improvements to Pamela Park. This amount increased from 2023 due to the new sales tax revenue bond issued in 2024 offset by regularly scheduled principal payments. $12,410,000 is for tax increment financing bonds, for improvements within tax increment districts. This amount increased from 2023 due to a new bond issue for public roadway improvements within the Eden/Wilson tax increment district. Minnesota state aid street bonds has an outstanding balance of $9,980,000 for Municipal state aid eligible costs repaid from future state-aid allotments. Housing improvement area bonds were issued in 2024 to finance common area housing improvements within the Edina West Condominium Association Housing Improvement to be supported by special assessments. Outstanding Debt 2024 2023 2024 2023 2024 2023 General Obligation Bonds 60,315,000$ 28,585,000$ -$ -$ 60,315,000$ 28,585,000$ Public Improvement Bonds 26,719,000 25,713,000 - - 26,719,000 25,713,000 Public Project Revenue Bonds 21,850,000 11,860,000 - - 21,850,000 11,860,000 Tax Increment Financing Bonds 12,410,000 7,295,000 - - 12,410,000 7,295,000 Minnesota State Aid Street Bonds 9,980,000 10,465,000 - - 9,980,000 10,465,000 Housing Improvement Area (HIA) Bonds 3,065,000 - - - 3,065,000 - Revenue Bonds - - 52,027,000 51,834,000 52,027,000 51,834,000 Total 134,339,000$ 83,918,000$ 52,027,000$ 51,834,000$ 186,366,000$ 135,752,000$ Governmental Activities Business-Type Activities Total The City maintains an Aaa rating from Moody's and an AAA rating from Standard & Poor's. State statutes limit the amount of general obligation debt a Minnesota city may issue up to 3% of total Estimated Market Value. The current debt limitation for the City is $499,411,215. Only $85,230,000 of the City's outstanding debt is counted within the statutory limitation. Additional information on the City's long-term debt can be found in Note 5. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET The City strives to provide an uncommonly high quality of life for our residents and businesses, and the relatively healthy local economy helps to make this goal a reality. The unemployment rate in Edina has remained under 4% (not seasonally adjusted) since mid-2013, which is below the state and national levels. The City is home to Southdale Center, the nation's first fully enclosed climate- controlled regional shopping mall, Fairview Southdale hospital, as well as several corporate headquarters. In addition to its healthy economy, Edina is known for excellent public schools, as the Edina school system has been consistently selected as one of the best in the country. Ninety-eight percent of students graduate, with eighty-nine percent pursuing some sort of post-secondary education. 27 City of Edina Management's Discussion and Analysis Year Ended December 31,2024 ECONOMIC FACTORS AND NEXT YEAR'S BUDGET (CONTINUED) Property values in Edina decreased for several years from 2009-2012 and have risen each year since. Estimated market value of real estate increased 7.7% for taxes payable in 2024 (market value in 2023). $12,879,164,400 $13,344,357,600 $13,796,381,100 $15,461,411,000 $16,647,040,500 $157,910,360 $164,716,554 $169,928,228 $190,473,325 $205,645,781 - 50,000,000 100,000,000 150,000,000 200,000,000 250,000,000 300,000,000 350,000,000 400,000,000 450,000,000 500,000,000 $- $2,000,000,000 $4,000,000,000 $6,000,000,000 $8,000,000,000 $10,000,000,000 $12,000,000,000 $14,000,000,000 $16,000,000,000 $18,000,000,000 $20,000,000,000 2020 2021 2022 2023 2024 Market Value and Tax Capacity Annual Changes Market Value Tax Capacity The City collects property taxes based on tax capacity, which roughly equals estimated market value multiplied by class rates for different types of parcels (commercial, residential, etc.). Class rates are set by state statute. Tax capacity for real estate increased 7.7% in 2023 for taxes payable in 2024 and remained positive for the tenth consecutive year. All these factors above were considered in preparing the City's budget for the 2024 fiscal year. The City's adopted 2024 budget includes a property tax levy of $54,418,565 for all funds, an increase of 9.15% from the 2023 levy, with the increase being attributed to the introduction of the new special park improvement levy, the scheduled increase to the street reconstruction levy, which will eventually replace special assessments for road reconstruction. The increased levies are also for the City's equipment replacement expenditures, HRA operating expenditures, and general operating levy. Financial Contact This financial report is designed to provide a general overview of the City's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Office of the Finance Director, 4801 West 50th Street, Edina, Minnesota 55424. The City's Annual Comprehensive Financial Report can also be found on the internet at www.edinamn.gov. 28 (THIS PAGE LEFT BLANK INTENTIONALLY) 29 BASIC FINANCIAL STATEMENTS See notes to basic financial statements. 30 Governmental Activities Business-Type Activities Total Assets Current assets Cash and investments (including cash equivalents) 138,099,498$ 50,272,540$ 188,372,038$ Temporarily restricted cash 18,164,366 - 18,164,366 Accrued interest 1,051,058 372,864 1,423,922 Accounts receivable 1,639,197 7,936,946 9,576,143 Delinquent taxes receivable 217,349 - 217,349 Special assessments receivable 23,968,314 485,455 24,453,769 Due from other governments 7,770,887 - 7,770,887 Lease receivable 1,535,327 - 1,535,327 Internal balances (2,364,128) 2,364,128 - Inventory - 1,716,047 1,716,047 Prepaid items 920,039 564,685 1,484,724 Total current assets 191,001,907 63,712,665 254,714,572 Noncurrent assets Loan receivable 13,272,201 - 13,272,201 Equity interest in joint venture 1,770,353 - 1,770,353 Nondepreciable capital assets 94,131,778 43,508,700 137,640,478 Depreciable capital assets (Net)134,720,440 113,765,133 248,485,573 Total noncurrent assets 243,894,772 157,273,833 401,168,605 Total assets 434,896,679 220,986,498 655,883,177 Deferred Outflows of Resources Defined benefit pension plans 20,449,008 835,988 21,284,996 OPEB plan deferments 2,089,913 194,145 2,284,058 Total deferred outflows of resources 22,538,921 1,030,133 23,569,054 Liabilities Current liabilities Accounts payable 9,548,350 2,960,802 12,509,152 Salaries payable 2,487,607 698,924 3,186,531 Accrued interest payable 1,078,426 801,381 1,879,807 Contracts payable 1,598,704 467,651 2,066,355 Due to other governments 359,580 266,968 626,548 Deposits payable 2,128,253 Unearned revenue 2,201,929 457,361 Total OPEB liability 97,411 9,049 Compensated absences payable 2,842,496 449,439 Bonds and loans payable, net 22,705,000 6,004,000 Lease liability 3,006 173,765 176,771 Subscription liability 124,297 - 124,297 Total current liabilities 45,175,059 12,289,340 57,464,399 Noncurrent liabilities Total OPEB liability 4,083,822 379,372 4,463,194 Net pension liability 19,204,432 3,332,519 22,536,951 Compensated absences payable 4,263,745 674,159 4,937,904 Bonds and loans payable, net 119,447,321 50,147,760 169,595,081 Lease liability 2,563 464,525 467,088 Total noncurrent liabilities 147,001,883 54,998,335 202,000,218 Total liabilities 192,176,942 67,287,675 259,464,617 Deferred Inflows of Resources Defined benefit pension plans 26,347,538 2,438,183 28,785,721 OPEB plan deferments 1,793,307 166,591 1,959,898 Leases 1,471,186 - 1,471,186 Total deferred inflows of resources 29,612,031 2,604,774 32,216,805 Net Position Net investment in capital assets 131,971,012 102,429,959 234,400,971 Restricted for Tax increments 23,967,622 - 23,967,622 Debt service 25,683,139 1,243,768 26,926,907 Affordable housing 10,615,700 - 10,615,700 Highway construction 17,451,986 - 17,451,986 Capital projects 5,553,218 - 5,553,218 Parkland dedication 58,086 - 58,086 Police 988,952 - 988,952 Braemar golf donations 120,162 - 120,162 Pedestrian and cyclist improvements 260,214 - 260,214 Conservation and sustainablity initiatives 1,029,032 - 1,029,032 Public safety 2,293,448 - 2,293,448 Opioid epidemic responses 237,052 - 237,052 Unrestricted 15,417,004 48,450,455 63,867,459 Total net position 235,646,627$ 152,124,182$ 387,770,809$ City of Edina Statement of Net Position December 31, 2024 - 2,128,253 2,659,290 28,709,000 106,460 3,291,935 See notes to basic financial statements. 31 Program Revenues Expenses Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental Activities Business-Type Activities Total Governmental activities General government 19,817,993$ 2,626,044$ 2,812,030$ -$ (14,379,919)$ -$(14,379,919)$ Public safety 32,565,377 11,224,257 1,898,524 - (19,442,596) - (19,442,596) Public works 17,270,199 916,393 920,761 10,997,515 (4,435,530)- (4,435,530) Parks 9,035,898 845,816 22,248 - (8,167,834)- (8,167,834) Interest on long-term debt 1,993,206 - - - (1,993,206) - (1,993,206) Total governmental activities 80,682,673 15,612,510 5,653,563 10,997,515 (48,419,085) - (48,419,085) Business-type activities Water 6,908,508 12,108,941 - - - 5,200,433 5,200,433 Sewer 9,258,115 11,744,821 - - - 2,486,706 2,486,706 Stormwater 4,597,085 6,349,555 - - - 1,752,470 1,752,470 Recycling 1,884,856 1,740,862 219,478 - - 75,484 75,484 Liquor 12,182,004 12,641,168 - - - 459,164 459,164 Aquatic Center 1,411,631 1,122,688 - - - (288,943) (288,943) Golf Course 5,664,944 6,289,801 - - - 624,857 624,857 Arena 3,374,912 2,861,737 - - - (513,175) (513,175) Community activity centers 5,266,795 3,377,410 6,053 - - (1,883,332) (1,883,332) Total business-type activities 50,548,850 58,236,983 225,531 - - 7,913,664 7,913,664 Total primary government 131,231,523$ 73,849,493$ 5,879,094$ 10,997,515$ (48,419,085) 7,913,664 (40,505,421) General revenues Property taxes 53,412,154 - 53,412,154 Franchise fees 3,322,639 - 3,322,639 Tax increments 3,176,176 - 3,176,176 Lodging taxes 30,240 4,875 35,115 General sales tax 6,537,828 - 6,537,828 Unrestricted investment earnings 3,949,750 1,830,869 5,780,619 Gain on sale of capital assets 394,009 52,607 446,616 Transfers 40,144 (40,144) - Total general revenues and transfers 70,862,940 1,848,207 72,711,147 Change in net position 22,443,855 9,761,871 32,205,726 Net position - beginning, as previously stated 212,918,469 141,998,293 354,916,762 Change in accounting principle (See Note 17)284,303 364,018 648,321 Net position - beginning, as restated 213,202,772 142,362,311 355,565,083 Net position - ending 235,646,627$ 152,124,182$ 387,770,809$ Functions/Programs City of Edina Statement of Activities Year Ended December 31, 2024 Net (Expense) Revenues and Changes in Net Position 32 General Housing and Redevelopment Authority Debt Service Construction Nonmajor Governmental Funds Total Governmental Funds Assets Cash and investments 36,521,961$ 22,580,823$ 6,935,510$ 61,926,745$ 4,511,715$ 132,476,754$ Restricted cash and investments - - 18,164,366 - - 18,164,366 Accrued interest 425,802 129,148 704 456,493 38,911 1,051,058 Accounts receivable 598,580 231,420 - 82,865 627,039 1,539,904 Taxes receivable 160,108 4,272 17,468 35,501 - 217,349 Special assessments receivable - 4,907,543 1,630,279 17,430,492 - 23,968,314 Leases receivable 1,535,327 - - - - 1,535,327 Due from other funds - - - 17,494 - 17,494 Due from other governments 694,927 31,777 15,652 6,793,509 185,876 7,721,741 Prepaid items 157,932 - - - 12,960 170,892 Loans receivable - 13,272,201 - - - 13,272,201 Total assets 40,094,637$ 41,157,184$ 26,763,979$ 86,743,099$ 5,376,501$ 200,135,400$ Liabilities Accounts payable 1,476,687$ 1,470,343$ 2,414$ 5,817,987$ 224,131$ 8,991,562$ Salaries payable 2,309,660 8,831 - 7,004 19,495 2,344,990 Contracts payable - 109,232 - 1,410,114 79,358 1,598,704 Due to other funds - -- -17,494 17,494 Due to other governments 229,637 12,497 - 103,311 3,991 349,436 Deposits payable 2,080,109 48,144 - -- 2,128,253 Unearned revenue 1,429,339 13,000 759,500 - 90 2,201,929 Total liabilities 7,525,432 1,662,047 761,914 7,338,416 344,559 17,632,368 Deferred Inflows of Resources Unavailable revenue - taxes 160,108 4,272 17,468 35,501 - 217,349 Unavailable revenue - special assessments - 4,907,543 1,630,279 17,416,485 - 23,954,307 Unavailable revenue - other - -- 5,553,218 185,876 5,739,094 Leases 1,471,186 - - - - 1,471,186 Total deferred inflows of resources 1,631,294 4,911,815 1,647,747 23,005,204 185,876 31,381,936 Fund Balances Nonspendable 157,932 - - - 12,960 170,892 Restricted 58,086 34,583,322 24,354,318 46,999,685 4,928,860 110,924,271 Assigned 5,247,146 - - 9,399,794 - 14,646,940 Unassigned 25,474,747 - - - (95,754) 25,378,993 Total fund balances 30,937,911 34,583,322 24,354,318 56,399,479 4,846,066 151,121,096 Total liabilities, deferred inflows of resources, and fund balance 40,094,637$ 41,157,184$ 26,763,979$ 86,743,099$ 5,376,501$ 200,135,400$ City of Edina Balance Sheet - Governmental Funds December 31, 2024 See notes to basic financial statements. 33 City of Edina Reconciliation of the Balance Sheet to the Statement of Net Position - Governmental Funds December 31, 2024 Total fund balances - governmental funds 151,121,096$ Cost of capital assets 401,142,559 Less accumulated depreciation/amortization (172,972,905) Certain revenues are include in net position but are excluded from fund balances until they are available to liquidate liabilities of the current period. Unavailable revenue relating to: Property taxes 217,349 Special assessments 23,954,307 Other 5,739,094 Long-term liabilities are included in net position but are excluded from fund balances until due and payable. Bonds payable (134,339,000) Premium on bonds (7,063,321) Loan payable (750,000) Subscription liability (20,487) Lease liability (5,569) Interest payable (1,078,426) Compensated absences payable (7,106,241) Governmental funds do not report long-term amounts relating to OPEB. Deferred outflows of resources and deferred inflows of resources are created as a result of various differences related to OPEB that are not recognized in the governmental funds. Deferred inflows of resources related to OPEB (1,793,307) Deferred outflows of resources related to OPEB 2,089,913 Total OPEB liability (4,181,233) Governmental funds do not report long-term amounts relating to pensions. Deferred outflows of resources and deferred inflows of resources are created as a result of various differences related to pensions that are not recognized in the governmental funds. Deferred inflows of resources related to pensions (26,347,538) Deferred outflows of resources related to pensions 20,449,008 Net pension liability (19,204,432) An internal service fund is used by management to charge the costs of insurance to individual funds. The assets and liabilities of the Self-Insurance Internal Service Fund are included in governmental activities in the Statement of Net Position. 4,025,407 Equity interests in underlying capital assets of joint ventures associated with governmental funds are not reported in such funds because they do not represent financial assets. Equity interest in joint venture 1,770,353 Total net position - governmental activities 235,646,627$ Amounts reported for governmental activities in the Statement of Net Position are different because: Capital assets used in governmental activities are not current financial resources and, therefore, are not reported as assets in governmental funds. See notes to basic financial statements. 34 General Housing and Redevelopment Authority Debt Service Construction Nonmajor Governmental Funds Total Governmental Funds Revenues General property taxes 43,048,860$ 247,883$ 3,415,010$ 6,837,370$ -$ 53,549,123$ Tax increment collections - 3,176,176 - - - 3,176,176 Franchise taxes 716,553 - - 514,966 2,091,120 3,322,639 Lodging tax 30,240 - - - - 30,240 General sales tax - - - 6,537,828 - 6,537,828 Special assessments - 35,228 187,805 4,538,805 - 4,761,838 License and permits 5,929,040 - - 82,079 - 6,011,119 Intergovernmental 3,463,746 558,542 996,125 1,000,147 129,349 6,147,909 Charges for services 7,752,223 - - 217,351 - 7,969,574 Fines and forfeitures 621,837 - - - - 621,837 Investment income 1,095,116 653,454 10,534 2,018,772 171,874 3,949,750 Rental of property 465,411 - - - - 465,411 Other revenues 178,730 127,945 - 16,574 312,004 635,253 Total revenues 63,301,756 4,799,228 4,609,474 21,763,892 2,704,347 97,178,697 Expenditures Current General government 11,277,953 3,181,642 - 111,018 95,754 14,666,367 Public safety 29,733,802 - - 274,271 258,116 30,266,189 Public works 10,434,832 - - 2,014,285 765,173 13,214,290 Parks 7,152,757 - - 316,216 2,153 7,471,126 Capital outlay General government 216,055 3,374,619 - 1,961,242 - 5,551,916 Public safety - - - 13,377,803 120,017 13,497,820 Public works 55,787 - - 9,195,944 2,416,089 11,667,820 Parks 61,479 - - 5,694,097 - 5,755,576 Debt Service Principal 26,676 - 5,199,000 - - 5,225,676 Interest and fiscal charges 170 - 2,749,731 - - 2,749,901 Total expenditures 58,959,511 6,556,261 7,948,731 32,944,876 3,657,302 110,066,681 Revenues over (under) expenditures 4,342,245 (1,757,033) (3,339,257) (11,180,984) (952,955) (12,887,984) Other Financing Sources (Uses) Transfers in 222,460 - 3,333,463 530,659 - 4,086,582 Transfers out (730,659) (467,050) - (2,866,413) - (4,064,122) Sale of capital assets 24,286 - - 369,723 - 394,009 Bonds issued - 8,321,598 16,950,902 30,347,500 - 55,620,000 Premium on bonds issued - 478,907 685,119 2,226,303 - 3,390,329 Total other financing sources (uses)(483,913) 8,333,455 20,969,484 30,607,772 - 59,426,798 Net Increase (Decrease) in Fund Balance 3,858,332 6,576,422 17,630,227 19,426,788 (952,955) 46,538,814 Fund Balance - Beginning of Year 27,079,579 28,006,900 6,724,091 36,972,691 5,799,021 104,582,282 Fund Balance - End of Year 30,937,911$ 34,583,322$ 24,354,318$ 56,399,479$ 4,846,066$ 151,121,096$ City of Edina Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds Year Ended December 31, 2024 See notes to basic financial statements. 35 City of Edina Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances to Year Ended December 31, 2024 46,538,814$ Capital outlays are reported in governmental funds as expenditures. However, in the Statement of Activities, the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays 36,547,595 Depreciation/amortization expense (10,839,726) Revenues relating to delinquent taxes, special assessments, and other unavailable receivables are included in the change in net position but are excluded from the net change in fund balances until they are available to liquidate liabilities of the current period. 4,866,613 The issuance of long-term debt provides current financial resources to governmental funds, while repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds reported the effect of premiums, discounts, and similar items when debt is first issued, whereas these amounts are deferred and amortized in the Statement of Activities. Proceeds from bonds issued (55,620,000) Premium on bonds issued (3,390,329) Bond principal payments and adjustments 5,199,000 Lease principal payments and adjustments 2,939 Subscription principal payments and adjustments 23,737 Some expenses reported in the Statement of Activities do not require the use of current financial resources and therefore, are not reported as expenditures in governmental funds. Amortization of bond premium 682,802 Accrued interest payable 73,893 Compensated absences (1,956,664) OPEB (250,761) Pension costs in governmental funds are recognized when employer contributions are made. On the Statement of Activities pension costs are recognized on the accrual basis. The difference between actual employer contributions and accrual basis pension costs is reflected in pension expense. Pension expense 932,646 An internal service fund is used by management to charge the costs of insurance to individual funds. The change in net position of the Self-Insurance Internal Service Fund is included in governmental activities in the Statement of Net Position. (366,704) Change in net position - governmental activities 22,443,855$ Net change in fund balances - governmental funds Amounts reported for governmental activities in the Statement of Activities are different because: the Statement of Activities - Governmental Funds See notes to basic financial statements. 36 Governmental Activities Utilities Liquor Aquatic Center Golf Course Arena Nonmajor Enterprise Funds Total Enterprise Funds Internal Service Funds Assets Current assets Cash and investments (including cash equivilants)40,410,286$ 1,313,223$ 2,217,813$ 3,419,939$ 430,231$ 2,481,048$ 50,272,540$ 5,622,744$ Interest receivable 287,539 12,239 19,166 34,638 2,540 16,742 372,864 - Accounts receivable, net 7,296,690 111,724 2,774 112,497 232,433 180,828 7,936,946 99,293 Special assessments receivable 485,455 - - - - -485,455 - Due from other governments - - - - - - - 49,146 Prepaid expenses 557,416 -521 4,766 -1,982 564,685 749,147 Inventory 43,921 1,522,847 -149,279 --1,716,047 - Total current assets 49,081,307 2,960,033 2,240,274 3,721,119 665,204 2,680,600 61,348,537 6,520,330 Noncurrent assets Net capital assets 133,087,793 1,233,485 799,682 9,159,994 5,328,424 7,664,455 157,273,833 682,564 Total assets 182,169,100 4,193,518 3,039,956 12,881,113 5,993,628 10,345,055 218,622,370 7,202,894 Deferred Outflows of Resources OPEB deferred outflows 47,508 36,545 -43,854 21,242 44,996 194,145 - Pension deferred outflows 221,105 195,004 7,221 166,249 86,126 160,283 835,988 - Total deferred outflows of resources 268,613 231,549 7,221 210,103 107,368 205,279 1,030,133 - Liabilities Current liabilities Accounts payable 1,981,042 468,850 1,629 164,574 156,107 188,600 2,960,802 556,788 Salaries payable 175,089 151,389 2,998 128,475 90,115 150,858 698,924 142,617 Accrued interest payable 690,949 -4,750 83,644 22,038 - Contracts payable 467,651 --- - - Due to other governments 49,740 161,339 30 19,955 8,366 27,538 10,144 Unearned revenue -17,047 412,177 4,718 23,419 - Compensated absences payable 114,103 93,900 184 122,556 34,446 84,248 - 801,381 - 467,651 266,968 457,361 449,439 - Total OPEB liability - current 2,214 1,703 -2,044 990 2,098 9,049 - Bonds payable - current 4,995,000 -90,000 640,000 279,000 -6,004,000 - Lease liability - current - - - 165,615 8,150 -173,765 - Subscription liability- current - - - - - - - 103,810 Total current liabilities 8,475,788 894,228 99,591 1,739,040 603,930 476,761 12,289,340 813,359 Noncurrent liabilities Total OPEB liability 92,835 71,411 -85,693 41,508 87,925 379,372 - Net pension liability 881,395 777,351 28,784 662,724 343,327 638,938 3,332,519 - Compensated absences payable 171,155 140,851 277 183,835 51,670 126,373 674,159 - Bonds payable, net of unamortized discounts and premiums 42,420,715 -205,275 5,521,186 2,000,584 -50,147,760 - Lease liability - - - 454,745 9,780 -464,525 - Total noncurrent liabilities 43,566,100 989,613 234,336 6,908,183 2,446,869 853,236 54,998,335 - Total liabilities 52,041,888 1,883,841 333,927 8,647,223 3,050,799 1,329,997 67,287,675 813,359 Deferred Inflows of Resources OPEB deferred inflows 40,765 31,358 -37,631 18,227 38,610 166,591 - Pension deferred inflows 644,858 568,736 21,059 484,871 251,190 467,469 2,438,183 - Total deferred intflows of resources 685,623 600,094 21,059 522,502 269,417 506,079 2,604,774 - Net Position Net investment in capital assets 87,618,254 1,233,485 504,407 2,378,448 3,030,910 7,664,455 102,429,959 578,754 Restricted for Edina Law Debt - - 1,243,768 - - - 1,243,768 - Unrestricted 42,091,948 707,647 944,016 1,543,043 (250,130) 1,049,803 46,086,327 5,810,781 Total net position 129,710,202$ 1,941,132$ 2,692,191$ 3,921,491$ 2,780,780$ 8,714,258 149,760,054$ 6,389,535$ Explanation of different between proprietary funds statement of revenue, expenses, and changes in fund net position and the Statement of Activities. The City uses internal service funds to charge the cost of its risk management, equipment operations, IT, and facilities management to individual funds. This amount represents the total income that has been allocated back to the business-type activities in the government-wide Statement of Activities that is attributable to the City's business-type activities each year. 2,364,128 Net position of business-type activities 152,124,182$ City of Edina Statement of Net Position - Proprietary Funds December 31, 2024 Business-Type Activities - Enterprise Funds - See notes to basic financial statements. 37 Governmental Activities Utilities Liquor Aquatic Center Golf Course Arena Nonmajor Enterprise Funds Total Enterprise Funds Internal Service Funds Operating Revenues Sales - liquor -$ 12,402,795$ -$ -$ -$ -$ 12,402,795$ -$ Sales - retail - 238,373 7,623 420,760 22,272 7,286 696,314 - Sales - utilities 28,903,075 - - - - - 28,903,075 - Sales - concessions - - 153,839 13,228 322,261 99,773 589,101 - Memberships - - 309,054 338,946 - 185,734 833,734 - Admissions - - 561,973 1,406,922 32,980 790,073 2,791,948 - Lodging tax - - - - - 4,875 4,875 - Building rental - - 85,021 215,245 2,248,430 968,178 3,516,874 - Rental of equipment - - - 510,191 6,247 213,205 729,643 - Greens fees - - - 2,194,552 - 333,848 2,528,400 - Other fees 3,040,174 - - 1,189,957 221,780 725,395 5,177,306 9,776,396 Total operating revenues 31,943,249 12,641,168 1,117,510 6,289,801 2,853,970 3,328,367 58,174,065 9,776,396 Operating Expenses Cost of sales and services - 8,431,072 76,507 301,452 150,245 50,009 9,009,285 - Personal services 2,896,432 2,494,732 700,503 2,805,675 1,366,651 2,602,639 12,866,632 3,372,756 Contractual services 10,380,128 874,244 274,636 824,685 1,040,744 1,116,328 14,510,765 3,857,772 Commodities 1,370,419 43,649 127,389 411,365 110,141 272,057 2,335,020 967,549 Internal services 1,706,605 438,240 53,052 502,956 303,252 447,120 3,451,225 - Depreciation and amortization 6,202,614 125,136 202,799 937,841 525,837 987,120 8,981,347 211,396 Total operating expenses 22,556,198 12,407,073 1,434,886 5,783,974 3,496,870 5,475,273 51,154,274 8,409,473 Operating income (loss) 9,387,051 234,095 (317,376) 505,827 (642,900) (2,146,906) 7,019,791 1,366,923 Nonoperating Revenues (Expenses) Intergovernmental 219,478 - - - - - 219,478 - Investment income 1,440,937 62,569 88,054 145,164 15,170 78,975 1,830,869 - Donations - - - - - 59,971 59,971 - Interest and fiscal charges (1,664,004) - (11,683) (202,615) (54,146) - (1,932,448) - Amortization of bond premiums (discounts) 695,169 - 7,692 63,339 20,361 - 786,561 - Gain (loss) on sale of capital assets 41,300 - - - - 11,307 52,607 - Miscellaneous 930 - 5,178 - 7,767 - 13,875 - Total nonoperating revenues (expenses) 733,810 62,569 89,241 5,888 (10,848) 150,253 1,030,913 - Income (loss) before transfers 10,120,861 296,664 (228,135) 511,715 (653,748) (1,996,653) 8,050,704 1,366,923 Transfers Transfers in - 4,916 14,941 67,160 409,850 942,868 1,439,735 17,684 Transfers out (479,879) (1,000,000) - - - - (1,479,879) - Total transfers (479,879) (995,084) 14,941 67,160 409,850 942,868 (40,144) 17,684 Change in net position 9,640,982 (698,420) (213,194) 578,875 (243,898) (1,053,785) 8,010,560 1,384,607 Net position - beginning of year 119,798,267 2,639,552 2,905,385 3,258,420 3,018,045 9,765,807 141,385,476 4,892,254 Change in accounting principle (Note 17) 270,953 - - 84,196 6,633 2,236 364,018 112,674 Net position - beginning of year, restated 120,069,220 2,639,552 2,905,385 3,342,616 3,024,678 9,768,043 141,749,494 5,004,928 Net position - end of year 129,710,202$ 1,941,132$ 2,692,191$ 3,921,491$ 2,780,780$ 8,714,258$ 149,760,054$ 6,389,535$ Explanation of different between proprietary funds statement of revenue, expenses, and changes in fund net position and the statement of activities The City uses internal service funds to charge the cost of its risk management, equipment operations, IT, and facilities management to individual funds. This amount represents the total income that has been allocated back to the business-type activities in the government-wide Statement of Activities that is attributable to the City's business-type activities 1,751,311$ Change in net position of business-type activities 9,761,871$ City of Edina Statement of Revenues, Expenses, and Changes in Net Position - Proprietary Funds Year Ended December 31, 2024 Business-Type Activities - Enterprise Funds See notes to basic financial statements. 38 Governmental Activities Utilities Liquor Aquatic Center Golf Course Arena Nonmajor Enterprise Funds Totals Enterprise Funds Internal Service Funds Cash Flows - Operating Activities Receipts from customers 31,862,806$ 12,532,382$ 1,112,423$ 6,274,501$ 2,918,504$ 3,192,865$ 57,893,481$ 9,777,682$ Payments to suppliers (14,317,143) (9,285,365) (528,777) (1,961,985) (1,594,404) (1,808,480) (29,496,154) (4,586,260) Payments to employees (2,969,241) (2,643,209) (690,153) (2,662,802) (1,397,478) (2,406,762) (12,769,645) (3,335,128) Net cash flows - operating activities 14,576,422 603,808 (106,507) 1,649,714 (73,378) (1,022,377) 15,627,682 1,856,294 Cash Flows - Noncapital Financing Activities Grants and contributions 220,408 - 5,178 - 7,767 59,971 293,324 - Transfer from other funds - 4,916 14,941 67,160 409,850 942,868 1,439,735 17,684 Transfer to other funds (479,879) (1,000,000) - - - - (1,479,879) - Net cash flows - noncapital financing activities (259,471) (995,084) 20,119 67,160 417,617 1,002,839 253,180 17,684 Cash Flows - Capital and Related Financing Activities Payments on special assessments (51,269) - - - - - (51,269) - Principal paid on debt (4,735,000) - (85,000) (767,630) (278,689) - (5,866,319) (216,738) Interest paid on debt (1,759,127) - (13,100) (209,340) (56,975) (5,178) (2,043,720) - Bond proceeds 6,621,525 - -- - - 6,621,525 - Proceeds from disposal of capital assets 94,347 - -- - 11,307 105,654 60,594 Acquisition of capital assets (10,943,455) - (11,560) (117,030) (22,943) (77,159) (11,172,147) (527,090) Net cash flows - capital and related financing activities (10,772,979) - (109,660) (1,094,000) (358,607) (71,030) (12,406,276) (683,234) Cash Flows - Investing Activities Interest and dividends received 1,398,278 63,753 85,416 134,076 16,404 82,780 1,780,707 - Net change in cash and cash equivalents 4,942,250 (327,523) (110,632) 756,950 2,036 (7,788) 5,255,293 1,190,744 Cash and cash equivalents, January 1 35,468,036 1,640,746 2,328,445 2,662,989 428,195 2,488,836 45,017,247 4,432,000 Cash and cash equivalents, December 31 40,410,286$ 1,313,223$ 2,217,813$ 3,419,939$ 430,231$ 2,481,048$ 50,272,540$ 5,622,744$ Reconciliation of Operating Income (Loss) to Net Cash Flows - Operating Activities Operating income (loss) 9,387,051$ 234,095$ (317,376)$ 505,827$ (642,900)$ (2,146,906)$ 7,019,791$ 1,366,923$ Adjustments to reconcile operating income (loss) to net cash flows - operating activities Depreciation expense 6,202,614 125,136 202,799 937,841 525,837 987,120 8,981,347 211,396 Accounts receivable (80,443) (110,840) (256) (74,989) 61,976 (139,201) (343,753) 2,027 Due from other governments - 2,054 (170)59,689 2,558 3,699 67,830 (741) Prepaid items (31,550) 390 - 2,915 - (94)(28,339) (85,183) Inventory - 583,547 - (4,119) - -579,428 - Accounts payable (296,288) (73,250) (1,884)86,644 18,373 61,759 (204,646)314,100 Contracts payable (500,498) - - - - 15,369 (485,129) - Due to other governmental units (31,655) (8,847) 30 (6,967) (8,395) 46,326 (9,508) 10,144 Salaries payable 32,881 32,707 815 36,917 26,244 - 129,564 37,628 OPEB 8,706 (7,743) - 8,511 923 12,273 22,670 - Pension related activity (176,768) (204,360) 9,074 30,002 (110,989) 48,066 (404,975) - Compensated absences payable 62,372 30,919 461 67,443 52,995 89,212 303,402 - Total adjustments 5,189,371 369,713 210,869 1,143,887 569,522 1,124,529 8,607,891 489,371 Net cash flows - operating activities 14,576,422$ 603,808$ (106,507)$ 1,649,714$ (73,378)$ (1,022,377)$ 15,627,682$ 1,856,294$ Noncash Capital and Related Financing Activities Acquisition of capital assets with Lease issuance -$ -$ -$ 754,824$ 24,619$ -$ 779,443$ -$ City of EdinaStatement of Cash Flows - Proprietary FundsYear Ended December 31, 2024 Business-Type Activities - Enterprise Funds See notes to basic financial statements. 39 Custodial Funds Assets Cash and investments 107,150$ Prepaids 4,343 Due from other governments 870,435 Total assets 981,928 Liabilities Cash overdraft 132,532 Accounts payable 288,209 Salaries payable 35,309 Due to other governments 254,384 Unearned revenue 5,087 Total liabilities 715,521 Net Position Held in custody for other governmental units 266,407$ Custodial Funds Additions Collections on behalf of others 2,073,902$ Deductions Payments on behalf of others 2,035,957 Change in net position 37,945 Net Position Beginning of year 228,462 End of year 266,407$ Year Ended December 31, 2024 Custodial Funds Custodial Funds City of Edina City of Edina Statement of Fiduciary Net Position December 31, 2024 Statement of Changes Fiduciary Net Position 40 (THIS PAGE LEFT BLANK INTENTIONALLY) 41 NOTES TO BASIC FINANCIAL STATEMENTS 42 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Edina (the City) was incorporated in 1888 and operates under the state of Minnesota Statutory Plan B form of government. The governing body consists of a five-member City Council elected by voters of the City. The financial statements of the City have been prepared in conformity with accounting principles generally accepted in the United States of America as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of significant accounting policies. A. Reporting Entity The City's financial reporting entity consists of (a) the primary government, (b) organizations for which the primary government is financially accountable, and (c) other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. The primary government is financially accountable for the component unit if it appoints a voting majority of the component unit's governing body and is able to impose its will on the component unit or there is a potential for the component unit to provide specific financial benefits to, or impose specific financial burdens on, the primary government. As required by accounting principles generally accepted in the United States of America, the financial statements of the reporting entity include those of the City of Edina (the primary government) and its component units. The component unit discussed below is included in the City's reporting entity because of the significance of its operational or financial relationships with the City. Component Unit In conformity with accounting principles generally accepted in the United States of America, the financial statements of the component unit have been included in the financial reporting entity as a blended component unit. The Housing and Redevelopment Authority (HRA) is an entity legally separate from the City. However, for financial reporting purposes, the HRA is reported as if it were part of the City's operations for two reasons. First, the HRA's governing body is substantively the same as the governing body of the City. Specifically, the HRA board consists of five members, all of which are City Council members. Second, management of the City has operational responsibility for the HRA. Specifically, sales of bonds or other obligations of the HRA are approved by the City Council; the HRA follows the budget process for City departments in accordance with City policy; the annual HRA budget is approved by City Council; the HRA submits its plan for development and redevelopment to the City Council for approval; lastly, the administrative structure and management practices and policies of the HRA are approved by the City Council. The activity of the HRA is reported in the Special Revenue Funds. Separate financial statements are not prepared for the HRA. B. Government-Wide and Fund Financial Statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the City. Governmental activities, which normally are supported by taxes, intergovernmental revenues, and other nonexchange transactions, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. 43 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B.Government-Wide and Fund Financial Statements (Continued) The statement of activities demonstrates the degree to which the direct expenses of a given function or business-type activity are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or business-type activity. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business-type activity and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business type activity. Taxes and other items not included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Aggregated information for the remaining nonmajor governmental and enterprise funds is reported in a single column in the fund financial statements. C.Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. The City's only fiduciary fund type, custodial funds, are custodial in nature and use the economic resources measurement focus. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers all revenues, except reimbursement grants, to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences, other postemployment benefits (OPEB), net pension liabilities, and claims and judgments are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. 44 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C.Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) The City reports the following major governmental funds: General Fund – This fund is the government's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Special Revenue Housing and Redevelopment Authority Fund – This fund is used to account for revenues from several sources (property taxes, bond proceeds, investment earnings, etc.) that are restricted for housing and redevelopment. Debt Service Fund – This fund accounts for the payment of principal and interest on General Obligation, Permanent Improvement Revolving, and Public Project Revenue Bonds. Capital Projects Construction Fund – This fund accounts for the various special assessment and state aid projects throughout the City. This fund also provides financing for capital improvements as restricted in the City's capital improvement budget. The City reports the following major proprietary funds: Utilities Fund – This fund accounts for the provision of water, sewer, storm, and recycling services to the City's residents. Liquor Fund – This fund accounts for the operation of the City's three liquor stores. Aquatic Center Fund – This fund accounts for the operation of the City's aquatic center. Golf Course Fund – This fund accounts for the operation of the City's two golf courses and a golf dome. Arena Fund – This fund accounts for the operation of the City's ice arena. Additionally, the City reports the following fund types: Internal Service Funds – The risk management, equipment operations, information technology, and facilities management internal service funds account for costs of insurance and risk management programs, equipment operations, IT services, and facilities management across all municipal departments. Internal service funds operate in a manner similar to enterprise funds; however, it provides services primarily to other departments within the City. Custodial Funds – The Police Seizure, Public Safety Training Facility, and Minnesota Task Force 1 funds account for fees collected for other government agencies. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City of Edina. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. 45 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary Funds – These funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds and internal service fund are charges to customers for sales and services. Operating expenses for the enterprise funds and internal service fund include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. Aggregated information for the internal service funds is reported in a single column in the proprietary fund financial statements. These services have been allocated proportionately to governmental and business-type activities in the government-wide financial statements. The cost of these services is reported in the appropriate functional activity. Depreciation expense is included in the direct expenses of each function. Interest on long-term debt is considered an indirect expense and is reported separately on the Statement of Activities. D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity 1. Deposits and Investments a. Cash and Investments The cash balances of the City and its component unit are pooled and invested for the purpose of increasing earnings through investment activities. The pool's investments are reported at fair value at year-end, except for investments in external investment pools, which are stated at amortized cost. The City has the ability and intent to hold its investments to maturity. The individual funds' portions of the pool's fair value are presented as "Cash and investments." Earnings from such investments are allocated to the respective funds on the basis of applicable cash balance participation by each fund. The City provides temporary advances to funds that have insufficient cash and investment balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. These interfund balances are eliminated on the government-wide financial statements. The City categorizes its fair value measurements within the fair value hierarchy established by accounting principles generally accepted in the United States of America. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs; Level 3 inputs are significant unobservable inputs. Debt securities classified in Level 2 of the fair value hierarchy are valued using evaluations based on various market and industry inputs. The City does not have Level 3 investments. See Note 2 for the City's recurring fair value measurements as of the current year-end. 46 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 1. Deposits and Investments (Continued) b. Restricted Cash and Investments Restricted cash and investments represent bond proceeds held for specific purposes. Earnings on these investments are allocated directly to these funds. c. Cash Equivalents For the purposes of the statement of cash flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase by the City of three months or less to be cash equivalents. The proprietary funds' portion in the government-wide cash and investment management pool is considered to be cash equivalent. 2. Receivables and Payables During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as "due to/from other funds." All short-term interfund receivables and payables at December 31, 2024 are planned to be eliminated in 2025. Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as "internal balances." Property taxes and special assessments receivables have been reported net of estimated uncollectible accounts. Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. 3. Property Taxes The City Council annually adopts a tax levy and certifies it to the County in December (levy/assessment date) of each year for collection in the following year. The County is responsible for billing and collecting all property taxes for itself, the City, the local School District, and other taxing authorities. Such taxes become a lien on January 1 and are recorded as receivables by the City at that date. Real property taxes are payable (by property owners) on May 15 and October 15 of each calendar year. Personal property taxes are payable by taxpayers on February 28 and June 30 of each year. These taxes are collected by the County and remitted to the City on or before July 7 and December 2 of the same year. Delinquent collections for November and December are received the following January. The City has no ability to enforce payment of property taxes by property owners. The County possesses this authority. a. Government-Wide Financial Statements The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. 47 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 3. Property Taxes (Continued) b. Governmental Fund Financial Statements The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes and state credits received by the City in July, December, and January are recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at the year-end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January are fully offset by deferred inflows of resources because they are not available to finance current expenditures. 4. Special Assessments Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with state statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Pursuant to state statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural, or seasonal recreational land in which event the property is subject to such sale after five years. a. Government-Wide Financial Statements The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. 48 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 4. Special Assessments (Continued) b. Governmental Fund Financial Statements Revenue from special assessments is recognized by the City when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) are also recognized as revenue for the current year. All remaining delinquent, deferred, and special deferred assessments receivable in governmental funds are completely offset by deferred inflows of resources. The following is a breakdown of special assessments receivable at December 31, 2024: Enterprise Funds Housing and Redevelopment Debt Authority Service Construction Utilities Special Assessments Receivable Current -$ -$ 14,007$ 6,022$ Deliquent - - 21,137 34,592 Deferred 4,907,543 1,630,279 17,395,348 444,841 Total 4,907,543$ 1,630,279$ 17,430,492$ 485,455$ Governmental Funds 5. Inventories Inventories of the proprietary funds are stated at cost and are recorded as expenses when consumed rather than when purchased. All inventories use the first-in/first-out (FIFO) method. 6. Prepaid Items Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements and are recorded as expenditures or expenses when consumed. 7. Capital Assets Capital assets, which include property, buildings, improvements, equipment, parks, infrastructure assets (roads, bridges, sidewalks, and similar items), and intangible assets such as easements, are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are also reported in the proprietary fund financial statements but not in the governmental fund financial statements. 49 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 7. Capital Assets (Continued) Capital assets are defined by the government as assets with an initial, individual cost of more than $10,000 (amount not rounded) and an estimated useful life in excess of three years. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated acquisition value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Infrastructure assets include all of the City's assets since inception. Property, plant, and equipment of the primary government are depreciated using the straight-line method over the following estimated useful lives: Classification Golf Course 10 - 35 Land Improvements 15 - 50 Building and Structures 15 - 40 Furniture and Office Equipment 5 - 10 Right-to-Use Assets 3 - 5 Vehicles and Equipment 3 - 20 Parks 5 - 100 Utility Infrastructure 20 - 50 Years Capital assets that are not depreciated include land, easements, and construction in progress. Right-to-use lease assets are initially measured at the present value of payments expected to be made during the lease term, adjusted for lease payments made at or before the lease commencement date, plus certain initial direct costs. Subsequently, the lease asset is amortized in a systematic and rational manner over the shorter of the lease term or the useful life of the underlying asset. SBITA assets are initially measured as the sum of the present value of payments expected to be made during the subscription term, payments associated with the SBITA contract made to the SBITA vendor at the commencement of the subscription term, when applicable, and capitalizable implementation costs, less any SBITA vendor incentives received form the SBITA vendor at the commencement of the SBITA term. SBITA assets are amortized in a systematic and rational manner over the shorter of the subscription term or the useful life of the underlying IT assets. 8. Leases The City determines if an arrangement is a lease at inception. Leases are included in lease receivables and deferred inflows of resources in the statements of net position and fund financial statements. 50 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 8. Leases (Continued) Lease receivables represent the City's claim to receive lease payments over the lease term, as specified in the contract, in an exchange or exchange-like transaction. Lease receivables are recognized at commencement date based on the present value of expected lease payments over the lease term, reduced by any provision for estimated uncollectible amounts. Interest revenue is recognized ratably over the contract term. Deferred inflows of resources related to leases are recognized at the commencement date based on the initial measurement of the lease receivable, plus any payments received from the lessee at or before the commencement of the lease term that relate to future periods, less any lease incentives paid to, or on behalf of, the lessee at or before the commencement of the lease term. The deferred inflows related to leases are recognized as lease revenue in a systematic and rational manner over the lease term. The City determines if an arrangement is a lease at inception. Leases are included in lease assets and lease liabilities in the statements of net position. 9. Compensated Absences It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. All vacation pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. In accordance with the provisions of accounting principles generally accepted in the United States of America no liability is recorded for nonvesting accumulating rights to receive sick pay benefits. However, a liability is recognized in the government-wide and proprietary fund financial statements for that portion of accumulating sick leave benefits that is vested as severance pay or is more likely than not to be used for time off or otherwise paid in cash or settled through noncash means. According to City policy, vested sick leave benefits are liquidated into a health care savings plan upon separation. 10. State-Wide Pension Plans For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from the PERA's fiduciary net position have been determined on the same basis as they are reported by the PERA except that the PERA's fiscal year-end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Pension liabilities are liquidated by various governmental funds based on where the corresponding employees' salaries are allocated. 51 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D.Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 11. Long-Term Obligations In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. Bond premiums and discounts are deferred and amortized over the life of the bond using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued plus any premium received is reported as other financing sources. Discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. 12. Deferred Outflows/Inflows of Resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net assets that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. The City has two items which qualifies for reporting in this category. Deferred outflows of resources related to pensions and OPEB are reported in the government- wide and enterprise funds statement of net position. These deferred outflows result from differences between expected and actual experience, changes of assumptions, differences between projected and actual investment earnings, changes in proportion, and contributions to the plan subsequent to the measurement date and before the end of the reporting period. These amounts are deferred and amortized as required under pension and OPEB standards. In addition to liabilities, statements of financial position or balance sheets will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net assets that applies to future periods and so will not be recognized as an inflow of resources (revenue) until that time. The City has four items which qualify for reporting in this category. Unavailable revenue is reported only in the governmental funds balance sheet. The governmental funds report unavailable revenue from three sources: property taxes, special assessments, and amounts due from other governments. These amounts are deferred and recognized as an inflow of resources in the period the amounts become available. Deferred inflows of resources related to leases are reported in the government-wide and fund financial statements. These deferred inflows represent future revenues related to long-term lease receivables. Deferred inflows of resources related to pensions and OPEB are reported in the government-wide and enterprise fund statement of net position. These deferred inflows result from differences between expected and actual experience, changes of assumptions, and the difference between projected and actual investment earnings, and are amortized as required under pension and OPEB standards. 52 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 13. Interfund Transactions Interfund services provided and used are accounted for as revenues, expenditures, or expenses. Transactions that constitute reimbursements to a fund for expenditures/ expenses initially made from it that are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers and are eliminated to the extent possible on the government-wide statements. 14. Fund Balance Classification In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable – Consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long-term assets. Restricted – Consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions. Committed – Consists of internally imposed constraints that are established by resolution of the City Council. Those committed amounts cannot be used for any other purpose unless the City Council removes or changes the specified use by taking the same type of action it employed to previously commit those amounts. Assigned – Consists of internally imposed constraints. These constraints consist of amounts intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. In the general fund, assigned amounts represent intended uses established by the City Council. In the fund balance policy, authority to assign amounts for specific purposes is limited to the City Council. Unassigned – The residual classification for the general fund which also reflects negative residual amounts in other funds. When both restricted and unrestricted resources are available for use, it is the City's policy to first use restricted resources, then use unrestricted resources as needed. When committed, assigned, or unassigned resources are available for use, it is the City's policy to use resources in the following order: 1) committed, 2) assigned, and 3) unassigned. 53 City of Edina Notes to Basic Financial Statements NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Assets, Liabilities, Deferred Outflows/Inflows of Resources, and Net Position or Equity (Continued) 15. Net Position In the government-wide and proprietary fund financial statements, net position represents the difference between assets, deferred outflows of resources, liabilities, and deferred inflows of resources. Net position is displayed in three components: Net Investment in Capital Assets – Consists of capital assets, net of accumulated depreciation, reduced by the outstanding balance of any long-term debt used to build or acquire the capital assets. Restricted Net Position – Consists of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments. Unrestricted Net Position – All other net position that do not meet the definition of "restricted" or "net investment in capital assets." When both restricted and unrestricted resources are available for use, it is the City's policy to first use restricted resources and then use unrestricted resources as they are needed. 16. Use of Estimates The preparation of financial statements in accordance with accounting principles generally accepted in the United States of America requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. NOTE 2 – DEPOSITS AND INVESTMENTS A. Deposits In accordance with applicable Minnesota Statutes, the City maintains deposits at depository banks authorized by the City Council, including checking accounts, savings accounts, and certificates of deposit. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City's deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated "A" or better; revenue obligations rated "AA" or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The City's investment policy does not contain further restrictions on the types of collateral required. 54 City of Edina Notes to Basic Financial Statements NOTE 2 – DEPOSITS AND INVESTMENTS (CONTINUED) A. Deposits (Continued) At year-end, the carrying amount of the City's deposits was $225,908 while the balance on the bank records was $71,652. At December 31, 2024, all of the City's deposits were properly collateralized in accordance with state statutes. B. Investments The Minnesota Municipal Money Market Fund (4M Fund) is regulated by Minnesota Statutes and the board of directors of the League of Minnesota Cities. The 4M Fund is an external investment pool not registered with the Securities Exchange Commission (SEC) that follows the same regulatory rules of the SEC. The City's investment in the 4M Fund is measured at amortized cost which approximates fair value. The fair value of its position in the pool is the same as the value of the pool shares. The fund does not have any limitations or restrictions on participant withdrawals. Investments are subject to various risks, the following of which are considered the most significant: Custodial Credit Risk – This is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City's investment policy specifically addresses custodial credit risk, requiring the City to limit its exposure by purchasing insured or registered investments, or by the control of who holds the securities. Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Minnesota Statutes limit the City's investments to direct obligations or obligations guaranteed by the United States or its agencies; shares of investment companies registered under the Federal Investment Company Act of 1940 that receive the highest credit rating, are rated in one of the two highest rating categories by a statistical rating agency, and all of the investments have a final maturity of thirteen months or less; general obligations rated "AA" or better; general obligations of the Minnesota Housing Finance Agency rated "A" or better; bankers' acceptances of United States banks eligible for purchase by the Federal Reserve System; commercial paper issued by United States corporations or their Canadian subsidiaries, rated of the highest quality category by at least two nationally recognized rating agencies, and maturing in 270 days or less; Guaranteed Investment Contracts guaranteed by a United States commercial bank, domestic branch of a foreign bank, or a United States insurance company, and with a credit quality in one of the top two highest categories; repurchase or reverse repurchase agreements and securities lending agreements with financial institutions qualified as a "depository" by the government entity, with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, that are a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York, or certain Minnesota securities broker-dealers. The City's investment policies specifically address credit risk, further limiting the City's exposure to credit risk by requiring that all state and local government obligations to be rated "AA" or better by a national rating agency. Concentration Risk – This is the risk associated with investing a significant portion of the City's investment (considered 5% or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as Treasuries), investment pools, and mutual funds. The City's investment policies specifically address the City's desire to limit concentration risk, but do not set specific guidelines for measurement of this risk. At year-end, there were no required disclosures for concentration risk. 55 City of Edina Notes to Basic Financial Statements NOTE 2 – DEPOSITS AND INVESTMENTS (CONTINUED) B. Investments (Continued) Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investment resulting in changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). The City's investment policies specifically address the City's desire to limit interest rate risk, but do not set specific guidelines for measurement of this risk. As of December 31, 2024, the City had the following investments and maturities: Rating Fair Value Less than 1 year 1-2 years 2-5 years 5+ years Money Market N/A 73,271,051$ -$ 73,271,051$ -$ -$ Certificates of deposit N/R 13,647,768 4,686,423 2,970,861 5,740,177 250,307 Commercial paper AAA 90,251 90,251 - - - Municipal Bonds A+ 62,414,705 16,689,165 11,627,705 24,546,446 9,551,389 Other gov't backed securities AA 56,963,511 6,338,616 5,905,044 23,635,666 21,084,185 Total non-pooled investments 206,387,286 27,804,455 93,774,661 53,922,289 30,885,881 Total Investments 206,387,286$ 27,804,455$ 93,774,661$ 53,922,289$ 30,885,881$ Type of Investments Investment Maturities As of December 31, 2024, the City had the following fair value measurements: Total Level 1 Level 2 Level 3 Certificates of deposit 13,647,768$ -$13,647,768$ -$ Commercial paper 90,251 90,251 - - Municipal bonds 62,414,705 - 62,414,705 - Other gov't backed securities 56,963,511 28,237,947 28,725,564 - Total 133,116,235 28,328,198$ 104,788,037$ -$ Investments at amortized cost 73,271,051 Total investments 206,387,286$ Type of Investments 56 City of Edina Notes to Basic Financial Statements NOTE 2 – DEPOSITS AND INVESTMENTS (CONTINUED) B. Investments (Continued) The following summary reconciles cash and investments to the financial statements: Deposits 225,908$ Cash on hand 30,360 Investments 206,387,286 Total cash and investments 206,643,554$ Statement of Net Position Governmental Funds 156,263,864$ Proprietary Funds 50,272,540 Fiduciary Funds 107,150 Total cash and investments 206,643,554$ 57 City of Edina Notes to Basic Financial Statements NOTE 3 – CAPITAL ASSETS Capital asset activity for the year ended December 31, 2024, was as follows: Change in Beginning Accouning Ending Balance Principle Increases Decreases Transfers Balance Governmental activities Capital assets not being depreciated Land 21,405,083$ -$ -$ -$ -$ 21,405,083$ Easements 253,000 - - - - 253,000 Construction in progress 56,829,073 - 30,410,725 (14,766,103) - 72,473,695 Total capital assets not being depreciated 78,487,156 - 30,410,725 (14,766,103) - 94,131,778 Capital assets being depreciated Land Improvements 16,432,705 - 973,778 - - 17,406,483 Buildings and structures 56,205,914 - 1,538,085 - - 57,743,999 Furniture and office equipment 4,080,967 21,725 153,980 - - 4,256,672 Vehicles and equipment 24,510,332 453,782 6,168,450 (484,822) (58,652) 30,589,090 Infrastructure 160,257,394 - 11,724,075 (691,424) - 171,290,045 Parks 25,523,639 51,434 871,708 (73,576) - 26,373,205 Total capital assets being depreciated 287,010,951 526,941 21,430,076 (1,249,822) (58,652) 307,659,494 Lease assets, being amortized Vehicles and equipment 14,205 - - - - 14,205 Subscription based information technology arrangement assets 564,295 - 12,390 (72,984) - 503,701 Total lease assets, being amortized 578,500 - 12,390 (72,984) - 517,906 Less accumulated depreciation for Land Improvements (13,093,037) - (978,496) - - (14,071,533) Buildings and structures (26,436,795) - (1,508,942) - - (27,945,737) Furniture and office equipment (3,850,835) (6,207) (59,317) - - (3,916,359) Vehicles and equipment (14,476,140) (213,001) (2,244,903) 543,474 58,652 (16,331,918) Infrastructure (88,165,007) - (5,182,140) 691,424 - (92,655,723) Parks (17,241,534) (23,430) (932,710) 73,575 (18,124,099) Total accumulated depreciation (163,263,348) (242,638) (10,906,508) 1,308,473 58,652 (173,045,369) Less accumulated amortization Vehicles and equipment (2,352) - (6,465) - - (8,817) Subscription based information technology arrangement assets (205,961) - (196,813) - - (402,774) Total accumulated amortization (208,313) - (203,278) - - (411,591) Total accumulated depreciation and amortization (163,471,661) (242,638) (11,109,786) 1,308,473 58,652 (173,456,960) Total capital assets being depreciated or amortized, net 124,117,790 284,303 10,332,680 (14,333) - 134,720,440 Governmental activities capital assets, net 202,604,946$ 284,303$ 40,743,405$ (14,780,436)$ -$ 228,852,218$ 58 City of Edina Notes to Basic Financial Statements NOTE 3 – CAPITAL ASSETS (CONTINUED) Capital asset activity for the year ended December 31, 2024, was as follows: Change in Beginning Accouning Ending Balance Principle Increases Decreases Transfers Balance Business-type activities Capital assets not being depreciated Land 285,341$ -$ -$ -$ -$ 285,341$ Easements 35,600 - - - - 35,600 Construction in progress 41,802,493 - 1,385,266 - - 43,187,759 Total capital assets not being depreciated 42,123,434 - 1,385,266 - - 43,508,700 Capital assets being depreciated Land improvements and golf course 26,943,278 - - - - 26,943,278 Buildings and structures 48,667,709 - 13,825 - - 48,681,534 Furniture and office equipment 140,448 88,231 - - - 228,679 Vehicles and equipment 16,675,582 145,088 592,310 (414,916) 58,652 17,056,716 Utility infrastructure 165,195,428 340,461 9,169,186 - - 174,705,075 Parks 1,121,563 - 11,560 - - 1,133,123 Total capital assets being depreciated 258,744,008 573,780 9,786,881 (414,916) 58,652 268,748,405 Lease assets, being amortized Vehicles and equipment 139,461 - 779,443 (139,461) - 779,443 Less accumulated depreciation for Land improvements and golf course (17,782,266) - (727,097) - - (18,509,363) Buildings and structures (34,199,131) - (1,583,922) - - (35,783,053) Furniture and office equipment (158,675) (39,271) - - - (197,946) Vehicles and equipment (11,027,657) (63,457) (888,781) 361,869 (58,652) (11,676,678) Utility infrastructure (83,522,462) (107,034) (5,569,086) - - (89,198,582) Parks (196,273) - (56,367) - - (252,640) Total accumulated depreciation (146,886,464) (209,762) (8,825,253) 361,869 (58,652) (155,618,262) Less accumulated amortization Vehicles and equipment (127,820) - (156,094) 139,461 - (144,453) Total accumulated depreciationand amortization (147,014,284) (209,762) (8,981,347) 501,330 (58,652) (155,762,715) Total capital assets being depreciated or amortized, net 111,869,185 364,018 1,584,977 (53,047) - 113,765,133 Governmental activities capital assets, net 153,992,619$ 364,018$ 2,970,243$ (53,047)$ -$ 157,273,833$ 59 City of Edina Notes to Basic Financial Statements NOTE 3 – CAPITAL ASSETS (CONTINUED) Depreciation and amortization expense was charged to the various functions of the City as follows: Governmental activities General government 779,851$ Public safety 1,285,639 Public works 7,587,327 Parks 1,456,969 Total depreciation and amortization expense - governmental activities 11,109,786$ Business-type activities Utilities 6,202,614$ Liquor 125,136 Aquatic Center 202,799 Golf Course 937,841 Arena 525,837 Art Center 5,473 Edinborough Park 278,858 Centennial Lakes 165,830 Sports Dome 536,959 Total depreciation and amortization expense - business-type activities 8,981,347$ Construction Commitments At December 31, 2024, the City had construction project contracts in progress. The commitments related to the remaining contract balances are summarized as follows: Project Number Project Description FIR21008 New SE Quad Fire Station #2 23,777,436$ 13,929,724$ FIR23300 SMTF Tactical Training Building 2,099,089 1,818,713 ENG24-2 Concord B & C Roadway Reconstruction 7,227,603 1,494,316 ENG22-2 Blake Road Reconstruction 11,418,322 839,795 ENG23-1 Morningside C Roadway Reconstruction 5,275,805 376,916 ENG23-7 France Avenue Sidewalk 57th to Fuller Streets 524,375 270,941 ENG24-8 Brook Dr Culvert Replacement 875,141 243,490 P&R2308 Braemar Park Improvements 424,674 145,004 ENG21-6 Grandview Pedestrian Bridge 2,216,658 141,242 ENG22105 City Hall Solar PV 402,767 124,310 FAC24101 City Hall Roof Replacement 1,605,685 112,584 ENG24-1 Sanitary Sewer Lift Station #6 Replacement 7,573,836 86,649 ENG22-3 Morningside D & E Roadway Reconstruction 8,453,302 84,533 ENG21-4 City Hall Energy & Lighting Improvements 1,154,257 67,639 ENG21-3 Sanitary Sewer Lift Station #3 Replacement 1,607,000 32,974 ENG24-3 Southdale B Roadway Reconstruction 2,888,839 28,888 Total 19,797,718$ Contract Amount Remaining Commitment 60 City of Edina Notes to Basic Financial Statements NOTE 3 – CAPITAL ASSETS (CONTINUED) Construction Commitments (Continued) Commitments above that are significant to the applicable fund include the new SE Quad Fire Station #2 project in the construction fund. NOTE 4 – LEASES The City, acting as lessor, leases hockey center space and tower and park spaces for cellular towers under various long-term, non-cancelable lease agreements. The leases expire at various dates through 2049 and contain discount rates ranging from 2.30% to 3.80%. During the year ended December 31, 2024, the City recognized $334,589 and $64,713 in lease revenue and interest revenue, respectively, pursuant to these contracts. NOTE 5 – LONG-TERM DEBT A. General Obligation Bonds The City has six types of bonded debt outstanding at December 31, 2024: general obligation bonds, permanent improvement revolving bonds, housing improvement area bonds, tax increment financing bonds, public project revenue bonds, and G.O. revenue bonds. The first type is payable from general property taxes. The second type is payable primarily from special assessments with any deficiency to be provided for by general property taxes. The third type is payable from special assessments on properties that received common area housing improvements within the Edina West Condominium Association Housing Improvement Area. The fourth type is payable from future tax increment payments received. The fifth type is payable solely from annual appropriation lease payments received from the City of Edina pursuant to a lease between the Edina Housing and Redevelopment Authority and the City. The sixth type is payable primarily from enterprise revenue with any deficiency to be provided for by general property taxes. The reporting entity's long-term debt is segregated between the amounts to be repaid from governmental activities and amounts to be repaid from business-type activities. 61 City of Edina Notes to Basic Financial Statements NOTE 5 – LONG-TERM DEBT (CONTINUED) B. Components of Long-Term Liabilities Issue Interest Original Final Balance Date Rates Issue Maturity End of Year Governmental Activities General Obligation Bonds General Obligation, 2016A - Refunding 7/6/2016 2.00-3.00% 3,635,000$ 2/1/2028 1,450,000$ General Obligation, 2017C - Refunding 12/14/2017 2.05-4.00% 8,955,000 2/1/2029 4,545,000 General Obligation Equipment Certificate, 2019A 6/13/2019 3.00-5.00% 2,805,000 2/1/2036 1,710,000 General Obligation, 2021B - Refunding 12/16/2021 5.00% 2,515,000 2/1/2030 2,320,000 General Obligation - Capital Improvement Plan, 2022B 8/25/2022 2.00% 17,000,000 2/1/2025 17,000,000 General Obligation - Capital Improvement Plan 2024A 8/1/2024 4.00-5.00% 16,660,000 2/1/2054 16,660,000 General Obligation, 2024B - Refunding 12/12/2024 4.00-5.00% 16,630,000 2/1/2054 16,630,000 Total general obligation bonds 68,200,000 60,315,000 Permanent Improvement Revolving (PIR) Bonds Permanent Improvement Revolving, 2015A 7/9/2015 2.00-4.00%6,545,000 2/1/2032 3,870,000 Permanent Improvement Revolving, 2015A - Parking 7/9/2015 2.00-4.00% 2,495,000 2/1/2036 1,675,000 Permanent Improvement Revolving, 2016A 7/6/2016 2.00-3.00% 3,940,000 2/1/2033 2,545,000 Permanent Improvement Revolving, 2017A 6/29/2017 3.00-4.00% 1,995,000 2/1/2034 1,445,000 Permanent Improvement Revolving, 2018A 6/27/2018 3.00-4.00% 2,210,000 2/1/2035 1,720,000 Permanent Improvement Revolving, 2019A 6/13/2019 3.00-4.00% 2,195,000 2/1/2036 1,865,000 Permanent Improvement Revolving, 2020A 6/25/2020 2.00-4.00% 390,000 2/1/2037 350,000 Permanent Improvement Revolving, 2020B 12/30/2020 1.09% 1,601,000 2/1/2029 914,000 Permanent Improvement Revolving, 2021A 6/24/2021 2.00-4.00% 5,480,000 2/1/2043 5,200,000 Permanent Improvement Revolving, 2021B 12/16/2021 5.00% 1,280,000 2/1/2030 1,010,000 Permanent Improvement Revolving, 2022A 7/14/2022 5.00%2,145,000 2/1/2039 2,145,000 Permanent Improvement Revolving, 2023A 7/13/2023 4.00-5.00% 1,180,000 2/1/2040 1,180,000 Permanent Improvement Revolving, 2024A 8/1/2024 4.00-5.00% 2,800,000 2/1/2054 2,800,000 Total PIR bonds 34,256,000 26,719,000 Housing Improvement Area (HIA) Bonds Housing Improvement Area, 2024C 12/12/2024 4.70-5.50% 3,065,000 2/1/2042 3,065,000 Total HIA bonds 3,065,000 3,065,000 Tax Increment Financing (TIF) Bonds Tax Increment Financing, 2021A 6/24/2021 2.00-4.00% 7,545,000 2/1/2043 7,035,000 Tax Increment Financing, 2024A 8/1/2024 4.00-5.00% 5,375,000 2/1/2054 5,375,000 Total TIF bonds 12,920,000 12,410,000 Minnesota State Aid Street Bonds MSA, 2022A 7/14/2022 5.00% 10,465,000 2/1/2039 9,980,000 Public Project Revenue Bonds Public Project Revenue, 2014A 7/15/2014 2.00-3.625% 16,155,000 2/1/2035 10,035,000 Public Project Revenue, 2015A - Refunding 7/9/2015 2.50-3.00% 3,490,000 5/1/2026 725,000 Sales Tax Revenue, 2024B 12/12/2024 4.00-5.00% 11,090,000 2/1/2042 11,090,000 Total public project revenue bonds 30,735,000 21,850,000 Total bonded indebtedness - governmental activities 159,641,000$ 134,339,000$ Business-Type Activities Revenue Bonds Recreational Facility Bonds, Series 2015B 7/9/2015 2.00-3.25% 2,140,000 2/1/2031 1,115,000 Recreational Facility Bonds, Series 2017B 6/29/2017 3.00-4.00% 7,425,000 2/1/2033 4,680,000 Recreational Facility Bonds, Series 2017D - Refunding 12/20/2017 2.00% 1,640,000 2/1/2030 802,000 Recreational Facility Bonds, Series 2021C - Refunding 12/16/2021 2.00-3.00% 2,210,000 2/1/2033 1,800,000 Utility Revenue Bonds, Series 2014A 7/15/2014 2.00-3.00% 5,680,000 2/1/2024 - Utility Revenue Bonds, Series 2015A 7/9/2015 2.00-4.00% 5,235,000 2/1/2025 590,000 Utility Revenue Bonds, Series 2016A 7/6/2016 2.00-3.00% 8,775,000 2/1/2027 2,885,000 Utility Revenue Bonds, Series 2017A 6/29/2017 3.00-4.00% 6,595,000 2/1/2028 2,950,000 Utility Revenue Bonds, Series 2018A 6/27/2018 3.00-4.00% 3,305,000 2/1/2029 1,790,000 Utility Revenue Bonds, Series 2019A 6/13/2019 3.00-4.00% 5,815,000 2/1/2036 3,825,000 Utility Revenue Bonds, Series 2020A 6/25/2020 2.00-4.00% 4,830,000 2/1/2031 3,570,000 Utility Revenue Bonds, Series 2022A 7/14/2022 5.00% 13,695,000 2/1/2039 13,030,000 Utility Revenue Bonds, Series 2023A 7/13/2023 4.00-5.00% 9,090,000 2/1/2040 9,090,000 Utility Revenue Bonds, Series 2024A 8/1/2024 4.00-5.00% 5,900,000 2/1/2054 5,900,000 Total bonded indebtedness - business-type activities 82,335,000$ 52,027,000$ 62 City of Edina Notes to Basic Financial Statements NOTE 5 – LONG-TERM DEBT (CONTINUED) B. Components of Long-Term Liabilities (Continued) Annual debt service requirements to maturity for the City's governmental activities debt are as follows: Year Ending December 31, Principal Interest Principal Interest Principal Interest 2025 18,850,000$ 1,675,882$ 1,940,000$ 926,436$ 1,135,000$ 672,590$ 2026 1,930,000 1,692,275 2,058,000 858,701 1,535,000 823,819 2027 2,600,000 1,606,533 2,275,000 783,424 1,280,000 774,318 2028 2,695,000 1,510,301 2,346,000 702,234 1,330,000 725,288 2029 2,405,000 1,413,944 2,320,000 618,079 1,380,000 673,162 2030-2034 4,275,000 6,287,650 10,055,000 1,893,141 7,740,000 2,502,484 2035-2039 4,885,000 5,197,625 5,120,000 530,626 4,770,000 1,078,893 2040-2044 6,135,000 3,944,100 605,000 22,300 2,680,000 168,075 2045-2049 7,460,000 2,585,200 - - - - 2050-2054 9,080,000 936,400 - - - - Total 60,315,000$ 26,849,910$ 26,719,000$ 6,334,941$ 21,850,000$ 7,418,629$ Governmental Activities Revolving BondsGeneral Obligation Bonds Public Project Revenue Bonds Permanent Improvement Year Ending December 31, Principal Interest Principal Interest Principal Interest 2025 270,000$ 434,750$ 510,000$ 486,250$ -$ 99,434$ 2026 280,000 423,750 535,000 460,125 70,000 154,390 2027 290,000 412,350 560,000 432,750 95,000 149,853 2028 300,000 400,550 590,000 404,000 100,000 144,490 2029 315,000 388,250 620,000 373,750 105,000 138,853 2030-2034 1,760,000 1,754,975 3,590,000 1,359,750 625,000 597,738 2035-2039 4,360,000 1,255,850 3,575,000 368,375 800,000 416,418 2040-2044 4,835,000 346,300 - - 1,025,000 194,283 2045 - - - - 245,000 6,125 Total 12,410,000$ 5,416,775$ 9,980,000$ 3,885,000$ 3,065,000$ 1,901,584$ Governmental Activities Tax Increment Financing Bonds MSA Bonds HIA Bonds 63 City of Edina Notes to Basic Financial Statements NOTE 5 – LONG-TERM DEBT (CONTINUED) B. Components of Long-Term Liabilities (Continued) Year Ending December 31, Principal Interest Principal Interest Principal Interest 2025 3,006$ 102$ -$ 15,000$ 124,297$ 3,986$ 2026 2,563 26 - 15,000 - - 2027 - - - 15,000 - - 2028 - - - 15,000 - - 2029 - - 750,000 15,000 - - Total 5,569$ 128$ 750,000$ 75,000$ 124,297$ 3,986$ Governmental Activities Subscriptions LiabilityDirect Borrowing - Loans PayableLease Liability Annual debt service requirements to maturity for the City's business-type activities debt are as follows: Year Ending December 31, Principal Interest Principal Interest 2025 6,004,000$ 2,091,881$ 173,765$ 7,504$ 2026 5,977,000 1,857,525 176,113 5,155 2027 6,345,000 1,611,744 156,863 2,839 2028 5,498,000 1,370,999 128,277 67 2029 4,936,000 1,153,404 3,272 23 2030-2034 18,147,000 3,131,380 - - 2035-2039 5,120,000 469,500 - - Total 52,027,000$ 11,686,433$ 638,290$ 15,588$ Business-Type Activies G.O. Improvement Bonds Lease Liability 64 City of Edina Notes to Basic Financial Statements NOTE 5 – LONG-TERM DEBT (CONTINUED) C. Changes in Long-Term Liabilities Long-term liability activity for the year ended December 31, 2024, was as follows: Retirements Beginning and Other Ending Due Within Balance Additions Reductions Balance One Year Governmental activities Bonds payable General Obligation 28,585,000$ 33,290,000$ (1,560,000)$ 60,315,000$ 18,850,000$ Permanent improvement revolving 25,713,000 2,800,000 (1,794,000) 26,719,000 1,940,000 Public project revenue 11,860,000 11,090,000 (1,100,000) 21,850,000 1,135,000 Tax increment financing 7,295,000 5,375,000 (260,000) 12,410,000 270,000 Minnesota state aid streets 10,465,000 - (485,000) 9,980,000 510,000 Housing improvement area - 3,065,000 - 3,065,000 - Less deferred amounts Premiums on bonds 4,355,794 3,390,329 (682,802) 7,063,321 - Total bonds payable 88,273,794 59,010,329 (5,881,802) 141,402,321 22,705,000 Loans payable 750,000 - - 750,000 - Leases liability 8,508 - (2,939) 5,569 3,006 Subscription liability 364,772 12,390 (252,865) 124,297 124,297 Compensated absences 5,149,577 1,956,664 - 7,106,241 2,842,496 Total governmental activities Long-term liabilities 94,546,651$ 60,979,383$ (6,137,606)$ 149,388,428$ 25,674,799$ Business-type activities Bonds payable General Obligation Revenue Bonds 51,834,000$ 5,900,000$ (5,707,000)$ 52,027,000$ 6,004,000$ Less deferred amounts Premiums on bonds 4,189,796 721,525 (786,561) 4,124,760 - Total bonds payable 56,023,796 6,621,525 (6,493,561) 56,151,760 6,004,000 Leases liability 18,166 779,443 (159,319) 638,290 173,765 Compensated absences 820,196 303,402 - 1,123,598 449,439 Total business-type activities Long-term liabilities 56,862,158$ 7,704,370$ (6,652,880)$ 57,913,648$ 6,627,204$ On August 1, 2024, the City issued $2,800,000 of Permanent Improvement Revolving Bonds, $1,880,000 of Utility Revenue Bonds for Sewer, $4,020,000 of Utility Revenue for Storm, $16,660,000 of Capital Improvement Bonds, and $5,375,000 of Tax Increment Financing Bonds, Series 2024A. On December 12, 2024, the City issued $11,090,000 of Sales Tax Revenue Bonds and $16,630,000 of Capital Improvement Bonds, Series 2024B. Additionally, on December 12, 2024, the City issued $3,065,000 of General Obligation Housing Improvement Bonds, Series 2024C. The proceeds from these bonds are being used to finance road reconstruction projects, related storm sewer portions, watermain system improvements, and common area housing improvements within the Edina West Condominium Association Housing Improvement area. The bonds have coupon rates ranging from 4.00% to 5.50%, with final maturity dates from February 1, 2042, to February 1, 2054. The City leases various laundry and golf equipment for various terms under long-term, noncancelable lease agreements. The leases expire at various dates through 2026. The City has entered into subscription-based-information technology arrangements (SBITAs) for various IT related applications. The SBITA arrangements expire at various dates through 2027. 65 City of Edina Notes to Basic Financial Statements NOTE 5 – LONG-TERM DEBT (CONTINUED) C.Changes in Long-Term Liabilities (Continued) Revenue Pledged Future Revenue pledged for the payment of long-term debt is as follows: Bonds Issue Use of Proceeds Type 2015B Recreational Facility Bonds Golf Course Improvements Golf 100% 2016-2031 1,239,953$ 176,194$ 6,292,009$ 2017B Recreational Facility Bonds Golf Course Improvements Golf 100 2018-2033 5,078,050 562,500 6,292,009 2017B Recreational Facility Bonds Pool Improvements Pool 100 2018-2027 302,500 98,100 1,117,510 2017D Recreational Facility Bonds Arena Improvements Arena 100 2018-2030 850,960 155,100 2,853,970 2021C Recreational Facility Bonds Arena Improvements Arena 100 2023-2033 1,552,675 173,875 2,853,970 2021C Recreational Facility Bonds Golf Dome Improvements Golf 100 2023-2033 436,125 88,275 6,292,009 2014A Utility Revenue Bonds Utility Infastructure Utility 100 2014-2024 - 639,450 31,943,249 2015A Utility Revenue Bonds Utility Infastructure Utility 100 2016-2025 598,850 594,000 31,943,249 2016A Utility Revenue Bonds Utility Infastructure Utility 100 2017-2027 2,988,219 993,738 31,943,249 2017A Utility Revenue Bonds Utility Infastructure Utility 100 2018-2028 3,145,550 781,000 31,943,249 2018A Utility Revenue Bonds Utility Infastructure Utility 100 2019-2029 1,944,125 393,925 31,943,249 2019A Utility Revenue Bonds Utility Infastructure Utility 100 2020-2036 4,425,375 739,625 31,943,249 2020A Utility Revenue Bonds Utility Infastructure Utility 100 2021-2031 3,908,950 553,800 31,943,249 2022A Utility Revenue Bonds Utility Infastructure Utility 100 2023-2038 17,981,250 1,333,125 31,943,249 2023A Utility Revenue Bonds Utility Infastructure Utility 100 2024-2040 11,438,350 465,465 31,943,249 2024A Utility Revenue Bonds Utility Infastructure Utility 100 2025-2054 7,822,500 - 31,943,249 Pledged Revenue Received Revenue Pledged Current Year Percent of Total Debt Service Terms of Pledge Remaining Principal and Interest Principal and Interest Paid 66 City of Edina Notes to Basic Financial Statements NOTE 6 – LEGAL DEBT MARGIN The city is subject to a statutory limitation by the state of Minnesota for bonded indebtedness payable principally from property taxes. The City of Edina's legal debt margin for 2024 is computed as follows: December 31, 2024 Market Value (after fiscal disparities) 16,647,040,500$ Debt limit (3% of market value)499,411,215$ Amount of debt applicable to debt limit Total bonded debt 186,366,000$ Less: Public improvement revolving bonds (26,719,000) Tax increment financing bonds (12,410,000) MSA bonds (9,980,000) Revenue bonds (52,027,000) Total debt applicable to debt limit 85,230,000 Legal debt margin 414,181,215$ NOTE 7 – CONDUIT DEBT OBLIGATIONS As of December 31, 2024, The City of Edina had four series of Housing and Health Care Revenue Bonds, with an aggregate principal amount payable of $25,180,000. The bonds are payable solely from the revenues of the respective organizations and do not constitute an indebtedness of the City and are not a charge against its general credit or taxing power. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. NOTE 8 – PENSION PLANS The City participates in various pension plans. Total pension expense for the year ended December 31, 2024 was $3,684,411. The components of pension expense are noted in the following plan summaries. The General Fund and Utility Funds typically liquidate the liability related to the pensions. Public Employees' Retirement Association A. Plan Description The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by PERA. PERA's defined benefit pension plans are established and administered in accordance with Minnesota Statutes Chapters 353, 353D, 353E, 353G, and 356. Minnesota Statutes Chapter 356 defines each plan's financial reporting requirements. PERA's defined benefit pension plans are tax qualified plans under Section 401(a) of the Internal Revenue Code. 67 City of Edina Notes to Basic Financial Statements NOTE 8 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) A.Plan Description (Continued) General Employees Retirement Plan Membership in the General Plan includes employees of counties, cities, townships, schools in non- certified positions, and other governmental entities whose revenues are derived from taxation, fees, or assessments. Plan membership is required for any employee who is expected to earn more than $425 in a month, unless the employee meets exclusion criteria. Public Employees Police and Fire Plan Membership in the Police and Fire Plan includes full-time, licensed police officers and firefighters who meet the membership criteria defined in Minnesota Statutes § 353.64 and who are not earning service credit in any other PERA retirement plan or a local relief association for the same service. Employers can provide Police and Fire Plan coverage for part-time positions and certain other public safety positions by submitting a resolution adopted by the City's governing body. The resolution must state that the position meets plan requirements. B. Benefits Provided PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state Legislature. Vested, terminated employees who are entitled to benefits, but are not receiving them yet, are bound by the provisions in effect at the time they last terminated their public service. When a member is vested, they have earned enough service credit to receive a lifetime monthly benefit after leaving public service and reaching an eligible retirement age. Members who retire at or over their Social Security full retirement age with at least one year of service qualify for a retirement benefit. General Employees Plan Benefits General Employees Plan requires three years of service to vest. Benefits are based on a member's highest average salary for any 5 successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for General Plan members. Members hired prior to July 1, 1989, receive the higher of Step or Level formulas. Only the Level formula is used for members hired after June 30, 1989. Under the Step formula, General Plan members receive 1.2% of the highest average salary for each of the first 10 years of service and 1.7% for each additional year. Under the Level formula, General Plan members receive 1.7% of the highest average salary for all years of service. For members hired prior to July 1, 1989, a full retirement benefit is available when age plus years of service equal 90 and normal retirement age is 65. Members can receive a reduced requirement benefit as early as age 55 if they have three or more years of service. Early retirement benefits are reduced by .25% for each month under age 65. Members with 30 or more years of service can retire at any age with a reduction of .25% for each month the member is younger than age 62. The Level formula allows General Plan members to receive a full retirement benefit at age 65 if they were first hired before July 1, 1989 or at age 66 if they were hired on or after July 1, 1989. Early retirement begins at age 55 with an actuarial reduction applied to the benefit. 68 City of Edina Notes to Basic Financial Statements NOTE 8 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) B. Benefits Provided (Continued) General Employees Plan Benefits (Continued) Benefit increases are provided to benefit recipients each January. The postretirement increase is equal to 50% of the cost-of-living adjustment (COLA) announced by the SSA, with a minimum increase of at least 1% and a maximum of 1.5%. The 2024 annual increase was 1.5%. Recipients that have been receiving the annuity or benefit for at least a full year as of the June 30 before the effective date of the increase will receive the full increase. Recipients receiving the annuity or benefit for at least one month but less than a full year as of the June 30 before the effective date of the increase will receive a reduced prorated increase. Police and Fire Plan Benefits Benefits for the Police and Fire Plan members hired before July 1, 2010, are vested after three years of service. Members hired on or after July 1, 2010, are 50% vested after five years of service and 100% vested after 10 years. After five years, vesting increase by 10% each full year of service until members are 100% vested after 10 years. Police and Fire Plan members receive 3% of highest average salary for all years of service. Police and Fire Plan members receive a full retirement benefit when they are 55 and vested, or when their age plus their years of service equals 90 or greater if they were first hired before July 1, 1989. Early retirement starts at age 50, and early retirement benefits are reduced by 0.417% each month members are younger than age 55. Benefit increases are provided to benefit recipients each January. The post-retirement increase is fixed at 1%. Recipients that have been receiving the annuity or benefit for at least 36 months as of the June 30 before the effective date of the increase will receive the full increase. Recipients receiving the annuity or benefit for at least 25 months but less than 36 months as of the June 30 before the effective date of the increase will receive a reduced prorated increase. General Employees Fund Contributions General Plan members were required to contribute 6.5% of their annual covered salary in fiscal year 2024, and the City was required to contribute 7.5% for General Plan members. The City's contributions to the General Employees Fund for the year ended December 31, 2024, were $1,948,579. The City's contributions were equal to the required contributions as set by state statute. Police and Fire Fund Contributions Police and Fire Plan members were required to contribute 11.8% of their annual covered salary in fiscal year 2024, and the City was required to contribute 17.7% for Police and Fire Plan members. The City's contributions to the Police and Fire Fund for the year ended December 31, 2024, were $2,241,459. The City's contributions were equal to the required contributions as set by state statute. 69 City of Edina Notes to Basic Financial Statements NOTE 8 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) C.Pension Costs General Employees Fund Pension Costs At December 31, 2024, the City reported a liability of $10,869,570 for its proportionate share of the General Employees Fund's net pension liability. The City's net pension liability reflected a reduction due to the State of Minnesota's contribution of $16 million. The State of Minnesota is considered a non-employer contributing entity and the State's contribution meets the definition of a special funding situation. The State of Minnesota's proportionate share of the net pension liability associated with the City totaled $281,066. City's proportionate share of the net pension liability 10,869,570$ State of Minnesota's proportionate share of the net pension liability associated with the City 281,066 Total 11,150,636$ The net pension liability was measured as of June 30, 2024, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportionate share of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2023, through June 30, 2024, relative to the total employer contributions received from all of PERA's participating employers. The City's proportionate share was 0.2940% at the end of the measurement period and 0.3062% for the beginning of the period. For the year ended December 31, 2024, the City recognized pension expense of $1,232,267 for its proportionate share of General Employees Plan's pension expense. Included in the amount, the City recognized $7,535 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota's contribution of $16 million to the General Employees Fund. During the plan year ended June 30, 2024, the State of Minnesota contributed $170.1 million to the General Employees Fund. The State of Minnesota is not included as a non-employer contributing entity in the General Employees Plan pension allocation schedule for the $170.1 million in direct state aid because this contribution was not considered to meet the definition of a special funding situation. The City recognized $500,123 for the year ended December 31, 2024 as revenue and an offsetting reduction of net pension liability for its proportionate share of the State of Minnesota's on- behalf contributions to the General Employees Fund. 70 City of Edina Notes to Basic Financial Statements NOTE 8 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) C. Pension Costs (Continued) General Employees Fund Pension Costs (Continued) At December 31, 2024, the City reported its proportionate share of the General Employees Plan's deferred outflows of resources and deferred inflows of resources, related to pensions from the following sources: Differences between expected and actual economic experience 1,032,429$ -$ Changes in actuarial assumptions 52,301 4,238,518 Net difference between projected and actual investment earnings - 3,202,817 Changes in proportion 667,691 511,206 Contributions paid to PERA subsequent to the measurement date 974,293 - Total 2,726,714$ 7,952,541$ Deferred Outflows of Resources Deferred Inflows of Resources The $974,293 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2025. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ending Expense December 31,Amount 2025 (3,312,020)$ 2026 (538,045) 2027 (1,516,969) 2028 (833,086) Total (6,200,120)$ 71 City of Edina Notes to Basic Financial Statements NOTE 8 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) C. Pension Costs (Continued) Police and Fire Fund Pension Costs At December 31, 2024, the City reported a liability of $11,667,381 for its proportionate share of the Police and Fire Fund's net pension liability. The net pension liability was measured as of June 30, 2024, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportionate share of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2023, through June 30, 2024, relative to the total employer contributions received from all of PERA's participating employers. The City's proportionate share was 0.8868% at the end of the measurement period and 0.8802% for the beginning of the period. The State of Minnesota contributed $37.4 million to the Police and Fire Fund in the plan fiscal year ended June 30, 2024. The contribution consisted of $9 million in direct state aid that meets the definition of a special funding situation, additional one-time direct state aid contribution of $19.4 million, and $9 million in supplemental state aid that does not meet the definition of a special funding situation. Additionally, $9 million supplemental state aid was paid on October 1, 2024. Thereafter, by October 1 of each year, the State will pay $9 million to the Police and Fire Fund until full funding is reached or July 1, 2048, whichever is earlier. The $9 million in supplemental state aid will continue until the fund is 90% funded, or until the State Patrol Plan (administered by the Minnesota State Retirement System) is 90% funded, whichever occurs later. The State of Minnesota's proportionate share of the net pension liability associated with the City totaled $444,756. City's proportionate share of the net pension liability 11,667,381$ State of Minnesota's proportionate share of the net pension liability associated with the City 444,756 Total 12,112,137$ For the year ended December 31, 2024, the City recognized pension expense of $2,451,784 for its proportionate share of the Police and Fire Plan's pension expense. Included in this amount, the City recognized $43,189 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota's contribution of $9 million to the Police and Fire Fund. 72 City of Edina Notes to Basic Financial Statements NOTE 8 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) C. Pension Costs (Continued) Police and Fire Fund Pension Costs (Continued) The State of Minnesota is not included as a non-employer contributing entity in the Police and Fire Pension Plan pension allocation schedules for the $28.4 million in supplemental state aid because this contribution was not considered to meet the definition of a special funding situation. The City recognized $79,815 for the year ended December 31, 2024, as revenue and an offsetting reduction of the net pension liability for its proportionate share of the State of Minnesota's on-behalf contributions to the Police and Fire Fund. At December 31, 2024, the City reported its proportionate share of the Police and Fire Plan's deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Differences between expected and actual economic experience 4,513,374$ -$ Changes in actuarial assumptions 12,634,001 17,051,455 Net difference between projected and actual investment earnings - 3,774,695 Changes in proportion 290,177 7,030 Contributions paid to PERA subsequent to the measurement date 1,120,730 - Total 18,558,282$ 20,833,180$ Deferred Outflows of Resources Deferred Inflows of Resources 73 City of Edina Notes to Basic Financial Statements NOTE 8 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) C. Pension Costs (Continued) Police and Fire Fund Pension Costs (Continued) The $1,120,730 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2025. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ending Expense December 31,Amount 2025 (484,104)$ 2026 2,958,865 2027 (1,704,775) 2028 (4,453,588) 2029 287,974 Total (3,395,628)$ D. Long-Term Expected Return on Investment The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: Asset Class Domestic equity 35.5 % 5.10 % International equity 16.5 5.30 Fixed income 25.0 0.75 Private markets 25.0 5.90 Total 100.0 % Target Allocation Long-Term Expected Real Rate of Return 74 City of Edina Notes to Basic Financial Statements NOTE 8 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) E.Actuarial Methods and Assumptions The total pension liability in the June 30, 2024, actuarial valuation was determined using an individual entry-age normal actuarial cost method. The long-term rate of return on pension plan investments used in the determination of the total liability is 7.0%. This assumption is based on a review of inflation and investments return assumptions from a number of national investment consulting firms. The review provided a range of return investment return rates considered reasonable by the actuary. An investment return of 7.0% is within that range. Inflation is assumed to be 2.25% for the General Employees Plan and 2.25% for the Police and Fire Plan. Benefit increases after retirement are assumed to be 1.25% for the General Employees Plan and 1% for the Police and Fire Plan. Salary growth assumptions in the General Employees Plan range in annual increments from 10.25% after one year of service to 3.0% after 27 years of service. In the Police and Fire Plan, salary growth assumptions range from 11.75% after one year of service to 3.0% after 24 years of service. Mortality rates for the General Employees Plan are based on the Pub-2010 General Employee Mortality Table. Mortality rates for the Police and Fire Plan are based on the Pub-2010 Public Safety Employee Mortality tables. The tables are adjusted slightly to fit PERA's experience. Actuarial assumptions for the General Employees Plan are reviewed every four years. The General Employees Plan was last reviewed in 2022. The assumption changes were adopted by the Board and became effective with the July 1, 2023, actuarial valuation. The Police and Fire Plan was reviewed in 2024. PERA anticipates the experience study will be approved by the Legislative Commission on Pensions and Retirement and become effective with the July 1, 2025 actuarial valuation. The following changes in actuarial assumptions and plan provisions occurred in 2024: General Employees Fund Changes in Actuarial Assumptions Rates of merit and seniority were adjusted, resulting in slightly higher rates. Assumed rates of retirement were adjusted as follows: Increase the rate of assumed unreduced retirements, slight adjustments to Rule of 90 retirement rates, and slight adjustments to early retirement rates for Tier 1 and Tier 2 members. Minor increase in assumed withdrawals for males and females. Lower rates of disability. Continued use of Pub-2010 general mortality table with slight rate adjustments as recommended in the most recent experience study. Minor changes to form of payment assumptions for male and female retirees. Minor changes to assumptions made with respect to missing participant data. Changes in Plan Provisions The workers' compensation offset for disability benefits was eliminated. The actuarial equivalent factors updated to reflect the changes in assumptions. 75 City of Edina Notes to Basic Financial Statements NOTE 8 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) E. Actuarial Methods and Assumptions (Continued) Police and Fire Fund Changes in Plan Provisions  The State contribution of $9.0 million per year will continue until the earlier of 1) both the Police and Fire Plan and the State Patrol Retirement Fund attain 90% funded status for three consecutive years (on an actuarial value of assets basis) or 2) July 1, 2048. The contribution was previously due to expire after attaining a 90% funded status for one year.  The additional $9.0 million contribution will continue until the Police and Fire Plan is fully funded for a minimum of three consecutive years on an actuarial value of assets basis, or July 1, 2048, whichever is earlier. This contribution was previously due to expire upon attainment of fully funded status on an actuarial value of assets basis for one year (or July 1, 2048 if earlier). F. Discount Rate The discount rate used to measure the total pension liability in 2024 was 7.0%. The projection of cash flows used to determine the discount rate assumed that contributions from Plan members and employers will be made at rates set in Minnesota Statutes. Based on these assumptions, the fiduciary net positions of the General Employees and Police and Fire Plans were projected to be available to make all projected future benefit payments of current Plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability Sensitivity The following presents the City's proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in Current 1% Increase in Discount Discount Discount Rate (6.0%) Rate (7.0%) Rate (8.0%) City's proportionate share of the General Employees Fund net pension liability 23,740,962$ 10,869,570$ 281,736$ 1% Decrease in Current 1% Increase in Discount Discount Discount Rate (6.0%) Rate (7.0%) Rate (8.0%) City's proportionate share of the Police and Fire Fund net pension liability 27,572,305$ 11,667,381$ (500,312)$ 76 City of Edina Notes to Basic Financial Statements NOTE 8 – PENSION PLANS (CONTINUED) Public Employees' Retirement Association (Continued) H. Pension Plan Fiduciary Net Position Detailed information about each pension plan's fiduciary net position is available in a separately issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org. Board members of the City are covered by the DCP, a multiemployer deferred compensation plan administered by PERA. The DCP is a tax qualified plan under Section 401(a) of the IRC and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expense. Minnesota Statues, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5.0% of salary which is matched by the elected official's employer. For ambulance service personnel, employer contributions are determined by the employer, and for salaried employees must be a fixed percentage of salary. Employer contributions for volunteer personnel may be a unit value for each call or period of alert duty. Employees who are paid for their service may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase share in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2.0% of employer contributions and twenty-five hundredths of 1.0% (0.0025) of the assets in each member's account annually. Total contributions made by the City during fiscal year 2024 were: Contribution Amount Percentage of Covered Payroll Employee Employer Employee Employer Required Rate 3,360$ 3,360$ 5%5%5% 77 City of Edina Notes to Basic Financial Statements NOTE 9 – MULTIEMPLOYER DEFINED BENEFIT PENSION PLAN City employees belonging to International Union of Operating Engineers (IUOE) are participants in a multiemployer defined benefit pension plan Central Pension Fund of the International Union of Operating Engineers and Participating Employers (CRF) administered by the board of trustees of the Central Pension Fund. The plan is a cost-sharing pension plan that is not a state or local governmental pension plan, is used to provide defined benefit pensions both to employers that are not state or local governmental employers and has no predominant state or local government employer. The plan issues a publicly available financial report located on their website at www.cpfiuoe.org. The City has 67 employees who are covered by the pension plan. The plan provides benefits such as monthly retirement income, special and early retirement benefits, postretirement surviving spouse benefits, and disability benefits. The CPF is a supplemental Pension Fund authorized by Minnesota Statutes, 356.24, subdivision 1(9). The CPF Plan of Benefits and the Agreement and Declaration of Trust will serve as the governing documents. The City’s contributions to the plan are pursuant to a collective bargaining agreement with the IUOE which will expire December 31, 2025. The required contribution rate is $1.25 per hour, which is applied to all compensated hours, and capped at $5,000 per year. Total employer contributions for the year ended December 31, 2024 were $140,064. With regard to withdrawal from the pension plan, the parties agree that the amount that would otherwise be paid in salary or wages will be contributed instead to the CPF as pretax employer contributions. NOTE 10 – POST EMPLOYMENT HEALTH CARE PLAN A.Plan Description The City provides postemployment insurance benefits to certain eligible employees through its OPEB Plan, a single-employer defined benefit plan administered by the City. All post-employment benefits are based on contractual agreements with employee groups. Eligibility for these benefits is based on years of service and/or minimum age requirements. These contractual agreements do not include any specific contribution or funding requirements. The plan does not issue a publicly available financial report. No plan assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement No. 75. B. Benefits Provided All retirees of the City upon retirement have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For members of all employee groups, the retiree must pay the full premium to continue coverage for medical and dental insurance. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the city or the retiree. Consequently, participating retirees are considered to receive a secondary benefit known as an "implicit rate subsidy". This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City's younger and statistically healthier active employees. 78 City of Edina Notes to Basic Financial Statements NOTE 10 – POST EMPLOYMENT HEALTH CARE PLAN (CONTINUED) B. Benefits Provided (Continued) For police officers and firefighters disabled in the line-of-duty, Minnesota Statues require the City to continue payment of the employer's contribution toward health coverage for the police officer or firefighter and their spouse, if the spouse was covered at the time of disability, until age 65. C. Contributions The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to prefund benefits as determined periodically by the City. The City's current year required pay-as-you-go contributions to finance the benefits described in the previous section totaled $190,465. Total OPEB liability will be paid by the general fund and enterprise funds. D. Members Membership in the plan consisted of the following as of the latest actuarial valuation: Total employees without coverage 33 Employees with coverage 310 Total 343 E. Actuarial Assumptions The total OPEB liability was determined by an actuarial valuation as of December 31, 2023, using the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Discount Rate 3.77% Salary increases including inflation Based on the PERA Plan in which the employee is a participant. Healthcare cost trend increases 7.75% for FY2024, gradually decreasing over ten years to an ultimate rate of 4.0% in FY2043 and later years. Mortality assumption PERA Coordinated: Rates from the most recent PERA experience study from July 1, 2018 through June 30, 2022. PERA Police and Fire: Rates from the most recent PERA experience study from July 1, 2019 through June 30, 2023. Key Methods and Assumptions Used in Valuation of Total OPEB Liability 79 City of Edina Notes to Basic Financial Statements NOTE 10 – POST EMPLOYMENT HEALTH CARE PLAN (CONTINUED) E. Actuarial Assumptions (Continued) The actuarial assumptions used in the latest valuation were based on those used to value pension liabilities for Minnesota city employees. The state pension plans base their assumptions on periodic experience studies. Economic assumptions are based on input from a variety of published sources of historical and projected future financial data. Each assumption was reviewed for reasonableness with the source information as well as for consistency with the other economic assumptions. Since the plan is not funded by an irrevocable trust, the discount rate is equal to the 20-year municipal bond yield rate of 3.77%, which was set by considering published rate information for 20- year high quality, tax exempt, general obligation municipal bonds as of the measurement date. The City discount rate used in the prior measurement date was 4.05%. Mortality rates were based on the RP-2014 mortality tables adjusted for white collar and mortality improvements using projection scale MP-2018, from a base year of 2014 for GERF members and MP- 2018, from a base year of 2006 for PEPFF members. Future retirees electing coverage is assumed to 40%. Married future retirees electing spouse coverage is assumed to range from 40% to 60% based on classification of employee. F.Total OPEB Liability The City's total OPEB liability was determined by an actuarial valuation as of December 31, 2023. Changes in the total OPEB liability are as follows: Total OPEB Liability Balances at January 1, 2024 3,279,111$ Changes for the year Service cost 313,990 Interest 141,664 Differences between expected and actual economic experience 559,438 Changes of assumptions 465,916 Benefit payments (190,465) Net changes 1,290,543 Balances at December 31, 2024 4,569,654$ 80 City of Edina Notes to Basic Financial Statements NOTE 10 – POST EMPLOYMENT HEALTH CARE PLAN (CONTINUED) F. Total OPEB Liability (Continued) Assumption changes since the prior measurement date include the following:  The discount rate was changed from 4.05% to 3.77%  Medical trend was updated based on recently published trend model and trend surveys to better reflect future anticipated experience  Medical per capital claims tables were updated based on recent experience and demographics  Future retiree participation rates were updated from 55% to 40% based on analysis of past plan experience  Future retiree medical plan blending was updated based on an analysis of medical plan election rates as of the valuation date G. OPEB Liability Sensitivity The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be if it were calculate using a discount rate that is 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in Current 1% Increase in Discount Rate Discount Rate Discount Rate (2.77%) (3.77%) (4.77%) 4,192,927$ 4,569,654$ 4,980,798$ Total OPEB Liability/(Asset) The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1% lower and 1% higher than the current healthcare cost trend rates. 1% Decrease in Current 1% Increase in Trend Rate Trend Rate Trend Rate(6.8% Decreasing to 3.0%) (7.8% Decreasing to 4.0%) (8.8% Decreasing to 5.0%) 5,272,619$ 4,569,654$ 3,980,131$ Total OPEB Liability/(Asset) 81 City of Edina Notes to Basic Financial Statements NOTE 10 – POST EMPLOYMENT HEALTH CARE PLAN (CONTINUED) H.OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB For the year ended December 31, 2024, the City recognized OPEB expense of $406,150. At December 31, 2024, the City reported deferred outflows of resources and deferred inflows of resources as shown below. Deferred Deferred Outflows of Inflows of Resources Resources Differences between expected and actual economic experience 1,564,765$ 953,162$ Changes in actuarial assumptions 612,833 1,006,736 Contributions made subsequent to the measurement date 106,460 - Total 2,284,058$ 1,959,898$ A total of $106,460 reported as deferred outflows of resources related to OPEB resulting from city contributions subsequent to the measurement date will be recognized as a reduction of the total OPEB liability in the year ending December 31, 2025. Other amounts reported as deferred outflows and inflows of resources related to the plan will be recognized in pension expense as follows: OPEB Expense (49,504)$ (49,504) (53,975) (49,511) (26,481) 446,675 Total 217,700$ 2026 Year Ending December 31, 2027 2028 2029 Thereafter 2025 82 City of Edina Notes to Basic Financial Statements NOTE 11 – FUND BALANCES A. Classifications At December 31, 2024, a summary of the City's governmental fund balance classifications are as follows: General HRA Debt Service Construction Nonmajor Fund Fund Fund Fund Funds Total Fund balances Nonspendable 157,932$ -$ -$ -$ 12,960$ 170,892$ Restricted Park Dedication 58,086 - - - - 58,086 Tax Increments - 23,967,622 - - - 23,967,622 Affordable Housing - 10,615,700 - - - 10,615,700 Debt Service - - 24,354,318 - - 24,354,318 Capital Projects - - - 46,999,685 - 46,999,685 Pedestrian and Cyclist Improvements - - - - 260,214 260,214 Forfeitures - - - - 988,952 988,952 Donations - - - - 120,162 120,162 Conservation and Sustainability Initiatives - - - - 1,029,032 1,029,032 Public Safety - - - - 2,293,448 2,293,448 Opioid Epidemic Response - - - - 237,052 237,052 Total restricted 58,086 34,583,322 24,354,318 46,999,685 4,928,860 110,924,271 Assigned Compensated Absences 2,842,496 - - - - 2,842,496 Budget Stabilization 2,327,722 - - - - 2,327,722 Art and Culture 76,928 - - - - 76,928 Special Projects - - - 6,313,941 - 6,313,941 Equipment - - - 3,085,853 - 3,085,853 Total assigned 5,247,146 - - 9,399,794 - 14,646,940 Unassigned 25,474,747 - - - (95,754) 25,378,993 Total fund balances 30,937,911$ 34,583,322$ 24,354,318$ 56,399,479$ 4,846,066$ 151,121,096$ Major Funds B. Unassigned Fund Balance The City Council has formally adopted a fund balance policy regarding the desired range for unassigned fund balance for the general fund. The policy establishes a goal for unassigned general fund balance of 42% - 47% of the subsequent year's budgeted property tax revenue. As of December 31, 2024, the City has $25,474,747 of unassigned fund balance in the general fund, or 63.97% of 2025 budgeted property tax revenue. This amount is $3,129,427 above the top of the goal identified in the policy. 83 City of Edina Notes to Basic Financial Statements NOTE 12 – INTERFUND RECEIVABLES, PAYABLES, AND TRANSFERS Transfers Out General Debt Service Construction Liquor Aquatic Center Golf Course Arena Nonmajor Enterprise Internal Service Funds Total General -$ -$ 530,659$ -$ -$ -$ -$ 200,000$ -$ 730,659$ Housing and Redevelopment Authority - 467,050 - - - - - - - 467,050 Construction Fund - 2,866,413 - - - - - - - 2,866,413 Utilities Fund 222,460 - - 4,916 14,941 67,160 59,850 92,868 17,684 479,879 Liquor Fund - - - - - - 350,000 650,000 - 1,000,000 Total 222,460$ 3,333,463$ 530,659 4,916 14,941 67,160$ 409,850$ 942,868$ 17,684$ 5,544,001$ Transfers In Interfund transfers allow the City to allocate financial resources to the funds that receive benefit from services provided by another fund. Some of the City's interfund transfers fall under that category. Nonroutine transfers included the following: 1. The Liquor Fund transferred $300,000, $350,000, and $350,000 to the Art Center Fund, Braemar Arena Fund, and Centennial Lakes Fund, respectively. 2. General Fund transferred $530,659 to the Construction Fund to fund the capital improvement program, as planned in the 2024 budget. 3. The Housing and Redevelopment Authority Fund and Construction Fund transferred $467,050 and $2,866,413 of PIR assessment revenue to the debt service fund for related debt payments, respectively. 4. The Utilities Fund transferred a total of $479,879 to the General Fund, other Enterprise funds, and internal service funds to offset the costs of internal utilities. NOTE 13 – TAX INCREMENT DISTRICTS The Housing Redevelopment Authority and City of Edina are administering authorities for the following Tax Increment Districts: District No. 1203 (Centennial Lakes) is a decertified redevelopment district. District No. 1208-1209-1210 (Southdale #2) is a decertified economic development district. District No. 1211 (Pentagon Park) is a redevelopment district established in 2014 pursuant to Minnesota Statutes with a termination date of 2043. District No. 1212-1213 (Grandview 2) is a redevelopment district established in 2016 pursuant to Minnesota Statutes with a termination date of 2045. District No. 1214 (66 West) is an affordable housing district established in 2016 pursuant to Minnesota Statutes with a termination date of 2044. District No. 1215 (50th & France 2) is a redevelopment district established in 2017 pursuant to Minnesota Statutes with a termination date of 2045. District No. 1216 (44th & France 2) is a renewal and renovation district established in 2018 pursuant to Minnesota Statutes with a termination date of 2036. District No. 1217 (West 76th Street) is a special affordable housing district established in 2018 pursuant to Minnesota Statutes with a termination date of 2042. 84 City of Edina Notes to Basic Financial Statements NOTE 13 – TAX INCREMENT DISTRICTS (CONTINUED) District No. 1218 (72nd & France) is a decertified redevelopment district. District No. 1219 (Amundson Ave) is a special affordable housing district established in 2019 pursuant to Minnesota Statutes with a termination date of 2042. District No. 1220 (4040 W. 70th Street) is a special affordable housing district established in 2021 pursuant to Minnesota Statutes with a termination date of 2045. District No. 1221 (70th & France) is a renewal and renovation district established in 2022 pursuant to Minnesota Statutes with a termination date of 2041. District No. 1222 (Eden Willson) is a redevelopment district established in 2021 pursuant to Minnesota Statutes with a termination date of 2050. District No. 1223 (72nd & France #2) is a redevelopment district established in 2023 pursuant to Minnesota Statutes with a termination date of 2051. The following table reflects tax capacity values of active TIF Districts as of December 31, 2024: Pentagon Park Grandview 2 66 West 50th and 44th and W. 76th Amundson 70th and 72nd and France 2 France 2 Street Ave West 70th Franch Eden Wilson France TIF #1211 TIF #1212 TIF #1214 TIF #1215 TIF #1216 TIF #1217 TIF #1219 TIF #1220 TIF #1221 TIF #1222 TIF #1223 Total Original Tax Capacity 691,608$ 39,890$ 15,315$ 57,986$ 29,735$ 16,364$ 6,637$ 69,270$ 302,160$ 38,758$ 217,006$ 1,484,729$ Current Tax Capacity 1,435,113 666,196 29,797 871,228 271,951 53,714 58,072 45,638 302,160 217,506 3,951,375 Tax Capacity Change 743,505 626,306 14,482 813,242 242,216 37,350 51,435 (23,632) - 500 2,466,646 Retained CapturedTax Capacity 743,505$ 626,306$ 14,482$ 813,242$ 242,216$ 37,350$ 51,435$ (23,632)$ $ - 500 2,466,646$ NOTE 14 – CONTINGENCIES A.Risk Management The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. Workers' compensation insurance was provided through the League of Minnesota Cities Insurance Trust. There is a $50,000 deductible per occurrence and $150,000 in aggregate. The City has an annual deposit premium that is subject to adjustment based on the actual audited payroll. A package policy; including property, general liability, and automobile coverage, is provided through the League of Minnesota Cities Insurance Trust. Under this policy, the City pays an annual premium and had a $75,000 per occurrence deductible and is subject to an annual aggregate deductible of $150,000 with a $1,000,000 per occurrence maximum. Liquor liability coverage is provided through the League of Minnesota Cities Insurance Trust. The City pays an annual premium for this coverage and has a $1,000,000 annual maximum. Settlement claims have not exceeded insurance coverage for each of the past three years. There were no significant decreases in insurance coverage during 2024. (38,758) $ (38,758) $ 85 City of Edina Notes to Basic Financial Statements NOTE 14 – CONTINGENCIES (CONTINUED) B. Litigation The City attorney has indicated that existing and pending lawsuits, claims, and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgment of the City attorney, remotely recoverable by plaintiffs. C. Federal and State Funds The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and is subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2024. D. Tax Increment Districts The City's tax increment districts are subject to review by the state of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management is not aware of any instances of noncompliance which would have material effect on the financial statements. NOTE 15 – JOINT VENTURES AND JOINTLY GOVERNED ORGANIZATIONS A. Joint Ventures The City is a participant with the City of Bloomington, the City of Eden Prairie, and the Metropolitan Airport Commission in a joint venture to construct and operate a facility to be used for the training of law enforcement officers and firefighters. The South Metro Public Safety Training Facility Association (PSTF) is governed by a board consisting of one representative from each Member. On Dissolution of the Association, the Facility shall revert to the City of Edina, and all remaining assets shall be divided among the members based on the Cost Sharing Formula. In accordance with the joint venture agreement, each member of the association will share in the cost of the construction and operation based on the Cost Sharing Formula. The City's equity interest in the capital assets of PSTF was $1,770,353. Complete financial statements for PSTF can be obtained from the City of Edina, 4801 West 50th Street, Edina, Minnesota 55424. NOTE 16 – RELATED PARTY TRANSACTIONS The City pays an annual membership fee to South Metro Public Safety Training Facility as part of the joint venture agreement. The membership fee is paid by the Police and Fire departments and is based on a Cost Sharing Formula. For the year ended December 31, 2024, the City paid a total of $87,472 in memberships fees to the PSTF, equal to 20.02% of membership fees collected for the year. 86 City of Edina Notes to Basic Financial Statements NOTE 17 – RESTATEMENTS AND ADJUSTMENTS OF BEGINNING NET POSITION AND FUND BALANCE For the year ended December 31, 2024, the City implemented Implementation Guide No. 2021-1- Amending Capitalization Requirements. This resulting in an increase in governmental capital assets, net of accumulated depreciation of $284,303 and business-type capital assets, net of accumulated depreciation of $364,018. Utilities Golf Course Arena Nonmajor Enterprise Funds Internal Service Funds Governmental Activities Business-Type Activities 12/31/2023, as previously reported 119,798,267$ 3,258,420$ 3,018,045$ 9,765,807$ 4,892,254$ 212,918,469$ 141,998,293$ Book value of group asset additions 270,953 84,196 6,633 2,236 112,674 284,303 364,018 12/31/2023, as adjusted or restated 120,069,220$ 3,342,616$ 3,024,678$ 9,768,043$ 5,004,928$ 213,202,772$ 142,362,311$ Reporting Units Affected by Adjustments to and Restatements of Beginning Balances Government-WideEnterprise Funds 87 (THIS PAGE LEFT BLANK INTENTIONALLY) 88 REQUIRED SUPPLEMENTARY INFORMATION See notes to required supplementary information. 89 City of Edina Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - General Fund Year Ended December 31, 2024 Original Final Actual Amounts Revenues Taxes Property taxes 43,744,165$ 43,744,165$ 43,048,860$ (695,305)$ Franchise taxes 1,100,000 1,100,000 716,553 (383,447) Lodging tax 20,000 20,000 30,240 10,240 Total taxes 44,864,165 44,864,165 43,795,653 (1,068,512) Licenses and permits 5,564,980 5,564,980 5,929,040 364,060 Intergovernmental Federal 1,012,384 1,012,384 1,559,016 546,632 State Municipal state aid 195,000 195,000 195,000 - Health programs 230,630 230,630 200,991 (29,639) Fire aid 472,500 472,500 577,180 104,680 Police aid 780,000 780,000 653,713 (126,287) Other grants and aids 200,000 200,000 277,846 77,846 Total intergovernmental revenue 2,890,514 2,890,514 3,463,746 573,232 Charges for services Administration 20,200 20,200 90 (20,110) Communications and technology 50,220 50,220 71,388 21,168 Finance 1,870,356 1,870,356 1,813,668 (56,688) Public works - - 660 660 Engineering 61,800 61,800 298,878 237,078 Police 929,800 929,800 1,520,125 590,325 Fire 2,615,100 2,615,100 2,722,208 107,108 Parks and recreation 787,000 787,000 764,343 (22,657) Community development 65,000 65,000 560,863 495,863 Total charges for services 6,399,476 6,399,476 7,752,223 1,352,747 Fine and forfeitures 350,000 350,000 621,837 271,837 Miscellaneous Investment income 250,000 250,000 1,095,116 845,116 Rental of property 446,050 446,050 465,411 19,361 Other 19,000 19,000 178,730 159,730 Total miscellaneous 715,050 715,050 1,739,257 1,024,207 Total revenues 60,784,185 60,784,185 63,301,756 2,517,571 Variance with Final Budget Budgeted Amounts See notes to required supplementary information. 90 City of Edina Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - General Fund Year Ended December 31, 2024 Original Final Actual Amounts Expenditures Current General government Administration Personal services 1,580,285$ 1,580,285$ 1,626,943$ 46,658$ Contractual services 1,190,020 1,190,020 798,083 (391,937) Commodities 100,000 100,000 40,933 (59,067) Internal services 239,760 239,760 239,760 - Total administration 3,110,065 3,110,065 2,705,719 (404,346) Communications Personal services 1,049,381 1,049,381 1,066,553 17,172 Contractual services 397,930 397,930 379,400 (18,530) Commodities 34,500 34,500 22,290 (12,210) Internal services 179,304 179,304 179,304 - Total communications 1,661,115 1,661,115 1,647,547 (13,568) Human resouces Personal services 1,506,209 1,506,209 1,438,964 (67,245) Contractual services 220,320 220,320 181,943 (38,377) Commodities 36,500 36,500 35,331 (1,169) Internal services 69,348 69,348 69,348 - Total human resources 1,832,377 1,832,377 1,725,586 (106,791) Finance Personal services 1,303,938 1,303,938 1,380,068 76,130 Contractual services 853,070 853,070 857,557 4,487 Commodities 16,500 16,500 44,347 27,847 Internal services 96,072 96,072 96,072 - Total finance 2,269,580 2,269,580 2,378,044 108,464 Community development Personal services 1,956,016 1,956,016 1,990,782 34,766 Contractual services 348,730 498,730 626,365 127,635 Commodities 11,500 11,500 1,098 (10,402) Internal services 202,812 202,812 202,812 - Total community development 2,519,058 2,669,058 2,821,057 151,999 Total general government 11,392,195 11,542,195 11,277,953 (264,242) Public safety Police Personal services 14,064,512 14,064,512 13,229,409 (835,103) Contractual services 1,324,665 1,324,665 1,180,076 (144,589) Commodities 160,000 160,000 253,427 93,427 Internal services 1,743,240 1,743,240 1,743,240 - Total police 17,292,417 17,292,417 16,406,152 (886,265) Fire Personal services 10,487,604 10,487,604 9,808,734 (678,870) Contractual services 1,015,805 1,015,805 1,038,233 22,428 Commodities 396,668 396,668 218,625 (178,043) Internal services 788,004 788,004 788,004 - Total fire 12,688,081 12,688,081 11,853,596 (834,485) Budgeted Amounts Variance with Final Budget See notes to required supplementary information. 91 City of Edina Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - General Fund Year Ended December 31, 2024 Original Final Actual Amounts Expenditures (Continued) Current (continued) Public safety (continued) Public health Personal services 718,909$ 718,909$ 741,006$ 22,097$ Contractual services 597,462 597,462 633,197 35,735 Commodities 8,300 8,300 12,971 4,671 Internal services 86,880 86,880 86,880 - Total public health 1,411,551 1,411,551 1,474,054 62,503 Total public safety 31,392,049 31,392,049 29,733,802 (1,658,247) Public works Public works Personal services 3,089,060 3,089,060 3,148,031 58,971 Contractual services 1,223,106 1,223,106 487,868 (735,238) Commodities 1,217,000 1,217,000 825,024 (391,976) Internal services 1,399,884 1,399,884 1,399,884 - Total public works 6,929,050 6,929,050 5,860,807 (1,068,243) Engineering Personal services 2,776,610 2,776,610 2,651,248 (125,362) Contractual services 1,535,410 1,535,410 1,394,758 (140,652) Commodities 92,700 92,700 69,679 (23,021) Internal services 458,340 458,340 458,340 - Total engineering 4,863,060 4,863,060 4,574,025 (289,035) Total public works 11,792,110 11,792,110 10,434,832 (1,357,278) Parks and recreation Parks and recreation Personal services 4,671,131 4,671,131 4,334,688 (336,443) Contractual services 1,973,030 1,973,030 1,682,341 (290,689) Commodities 447,900 447,900 433,212 (14,688) Internal services 702,516 702,516 702,516 - Total parks and recreation 7,794,577 7,794,577 7,152,757 (641,820) Total parks 7,794,577 7,794,577 7,152,757 (641,820) Capital outlay General government 374,554 374,554 216,055 (158,499) Public works - - 55,787 55,787 Parks - - 61,479 61,479 Total capital outlay 374,554 374,554 333,321 (41,233) Debt service Principal - - 26,676 26,676 Interest and fiscal changes - - 170 170 Total debt service - - 26,846 26,846 Total expenditures 62,745,485 62,895,485 58,959,511 (3,935,974) Budgeted Amounts Variance with Final Budget See notes to required supplementary information. 92 City of Edina Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - General Fund Year Ended December 31, 2024 Original Final Actual Amounts Expenditures (Continued) Excess of revenues over (under) expenditures (1,961,300)$ (2,111,300)$ 4,342,245$ 6,453,545$ Other Financing Sources Proceeds from sale of capital asset - - 24,286 24,286 Transfers in 156,300 156,300 222,460 66,160 Transfers out (200,000) (200,000) (730,659) (530,659) Total other financing sources (43,700) (43,700) (483,913) (440,213) Net change in fund balances (2,005,000)$ (2,155,000)$ 3,858,332 6,013,332$ Fund Balance Beginning of year 27,079,579 End of year 30,937,911$ Budgeted Amounts Variance with Final Budget See notes to required supplementary information. 93 Original Final Actual Amounts Revenues Property taxes 251,700$ 251,700$ 247,883$ (3,817)$ Tax increments 2,015,000 2,015,000 3,176,176 1,161,176 Special assessments - - 35,228 35,228 Intergovernmental - - 558,542 558,542 Charges for services 800,000 800,000 127,945 (672,055) Investment income 430,000 430,000 653,454 223,454 Total revenues 3,496,700 3,496,700 4,799,228 1,302,528 Expenditures Current Personal Services 172,868 172,868 174,404 1,536 Contractual Services 6,099,640 6,099,640 3,005,268 (3,094,372) Commodities 300 300 1,970 1,670 Capital outlay General government 450,000 450,000 3,374,619 2,924,619 Total expenditures 6,722,808 6,722,808 6,556,261 (166,547) Net change in fund balances (3,226,108) (3,226,108) (1,757,033) 1,469,075 - - 8,321,598 8,321,598 - - 478,907 478,907 Other Financing Sources (Uses) Bonds issued Premium on bonds issued Transfers out - - (467,050) (467,050) Total other financing sources (uses)- - 8,333,455 8,333,455 Net change in fund balances (3,226,108)$ (3,226,108)$ 6,576,422 9,802,530$ Fund Balance Beginning of year 28,006,900 End of year 34,583,322$ Budgeted Amounts Variance with Final Budget City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Housing and Redevelopment Authority (HRA) Fund Year Ended December 31, 2024 See notes to required supplementary information. 94 City's Covered- employee Payroll 2024 0.2940% 10,869,570$ 281,066$ 11,150,636$ 24,884,240$ 43.68% 89.08% 2023 0.3093% 17,149,631 472,717 17,622,348 23,883,249 71.81% 83.10% 2022 0.2927% 22,973,466 673,551 23,647,017 21,857,115 105.11% 76.67% 2021 0.2911% 12,320,807 379,625 12,700,432 20,898,307 58.96% 87.00% 2020 0.2764% 16,405,731 511,142 16,916,873 19,847,440 82.66% 79.06% 2019 0.2694% 14,745,577 462,813 15,208,390 19,063,827 77.35% 80.23% 2018 0.2679% 14,713,374 482,647 15,196,021 18,007,013 81.71% 79.53% 2017 0.2772% 17,519,302 220,299 17,739,601 17,858,560 98.10% 75.90% 2016 0.2656% 21,349,748 278,868 21,628,616 16,481,973 129.53% 68.91% 2015 0.2683% 13,765,652 - 13,765,652 15,508,173 88.76% 78.20% For Fiscal Year Ended June 30, City's Proportion of the Net Pension Liability (Asset) City's Proportionate Share of the Net Pension Liability (Asset) State's Proportionate Share (Amount) of the Net Pension Liability Associated with the City City's Proportionate Share of the Net Pension Liability and the State's Proportionate Share of the Net Pension Liability Associated with the City City's Covered- employee Payroll City's Proportionate Share of the Net Pension Liability (Asset) as a Percentage of its Covered- employee Payroll Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 2024 0.8868% 11,667,381$ 444,756$ 12,112,137$ 12,280,463$ 95.01% 90.17% 2023 0.8802% 15,199,910 612,293 15,812,203 11,559,197 131.50% 86.47% 2022 0.8758% 38,111,357 1,664,806 39,776,163 10,638,687 358.23% 70.53% 2021 0.8688% 6,706,215 301,506 7,007,721 10,268,277 65.31% 93.66% 2020 0.8704% 11,472,803 270,277 11,743,080 9,819,457 116.84% 87.19% 2019 0.8479% 9,026,752 - 9,026,752 9,151,062 98.64% 89.26% 2018 0.8022% 8,550,626 - 8,550,626 8,454,142 101.14% 88.84% 2017 0.8110% 10,949,465 - 10,949,465 8,322,605 131.56% 85.43% 2016 0.7990% 32,065,260 - 32,065,260 7,699,821 416.44% 63.88% 2015 0.0807% 9,169,408 - 9,169,408 7,797,803 117.59% 86.61% Last Ten Years Fiscal Year Ended June 30, State's Proportionate Share (Amount) of the Net Pension Liability Associated with the City City's Proportionate Share of the Net Pension Liability and the State's Proportionate Share of the Net Pension Liability Associated with the City Public Employees Police and Fire Retirement Fund Schedule of City's Proportionate Share of Net Pension Liability City's Proportionate Share (Percentage) of the Net Pension Liability (Asset) City's Proportionate Share (Amount) of the Net Pension Liability (Asset) City's Proportionate Share of the Net Pension Liability (Asset) as a Percentage of its Covered- employee Payroll Plan Fiduciary Net Position as a Percentage of the Total Pension Liability City of Edina Schedule of City's Proportionate Share of Net Pension Liability General Employees Retirement Fund Last Ten Years See notes to required supplementary information. 95 2024 1,948,579$ 1,948,579$ -$ 25,981,053$ 7.50% 2023 1,866,318 1,866,318 - 24,884,240 7.50% 2022 1,696,759 1,696,759 - 22,623,453 7.50% 2021 1,607,199 1,607,199 - 21,429,320 7.50% 2020 1,518,494 1,518,494 - 20,246,587 7.50% 2019 1,471,059 1,471,059 - 19,614,120 7.50% 2018 1,378,743 1,378,743 - 18,383,240 7.50% 2017 1,317,596 1,317,596 - 17,567,947 7.50% 2016 1,265,817 1,265,817 - 16,877,560 7.50% 2015 1,248,845 1,248,845 - 16,651,267 7.50% 2024 2,241,459$ 2,241,459$ -$ 12,663,610$ 17.70% 2023 2,173,642 2,173,642 - 12,280,463 17.70% 2022 1,953,054 1,953,054 - 11,034,203 17.70% 2021 1,850,353 1,850,353 - 10,453,972 17.70% 2020 1,784,694 1,784,694 - 10,083,017 17.70% 2019 1,595,304 1,595,304 - 9,847,556 16.20% 2018 1,399,053 1,399,053 - 8,625,481 16.22% 2017 1,335,917 1,335,917 - 8,246,401 16.20% 2016 1,272,485 1,272,485 - 7,854,846 16.20% 2015 1,268,476 1,268,476 - 7,830,099 16.20% Schedule of City Contributions - Public Employees Police and Fire Retirement Fund Fiscal Year Ending December 31, Statutorily Required Contribution Contributions in Relation to the Statutorily Required Contributions City's Covered- employee Payroll Fiscal Year Ending December 31, Contributions as a Percentage of Covered- employee Payroll Contribution Deficiency (Excess) Last Ten Years City of Edina Schedule of City Contributions - General Employees Retirement Fund Last Ten Years Contribution Deficiency (Excess) Contributions in Relation to the Statutorily Required Contributions City's Covered- employee Payroll Statutorily Required Contribution Contributions as a Percentage of Covered- employee Payroll See notes to required supplementary information. 96 City of Edina Notes to Required Supplementary Information December 31, 2024 NOTE 1 – LEGAL COMPLIANCE – BUDGETS The City follows these procedures in establishing the budgetary data reflected in the preceding schedules: 1.The City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The operating budget includes proposed expenditures and the means of financing them. 2.Public hearings are conducted to obtain taxpayer comments. 3.The budget is legally enacted by the passage of a resolution by the City Council. 4.Formal budgetary integration is employed as a management control device during the year. 5.Budgets for all governmental funds are adopted on a basis consistent with accounting principles generally accepted in the United States of America. 6.Reported budget amounts are as originally adopted or as amended by Council-approved supplemental appropriations and budget transfers. 7.Expenditures may not legally exceed appropriations by department in the General Fund unless offset by increases in revenues. All unencumbered appropriations lapse at year-end. NOTE 2 – EXCESS OF EXPENDITURES OVER APPROPRIATIONS The General Fund is legally adopted on a basis consistent with accounting principles generally accepted in the United Statement of America. The legal level of budgetary control is at the department level for the General Fund. The following is a listing of General Fund departments whose expenditures exceed budget appropriations. Final Over Budget Actual Budget General Fund General Government Finance 2,269,580$ 2,378,044$ 108,464$ Community Development 2,669,058 2,821,057 151,999 Public Safety Public Health 1,411,551 1,474,054 62,503 Debt Service - 26,846 26,846 Excess expenditures in Finance are due to additional staffing in 2024. Remaining excess expenditures were due to slightly higher than anticipated costs. The remaining governmental funds budgets are legally adopted on a basis consistent with accounting principles generally accepted in the United States of America. The legal level of budgetary control is at the fund level for these funds. 97 City of Edina Notes to Required Supplementary Information December 31, 2024 NOTE 3 – PENSIONS AND OPEB General Employees Fund 2024 Changes Changes in Actuarial Assumptions  Rates of merit and seniority were adjusted, resulting in slightly higher rates.  Assumed rates of retirement were adjusted as follows: increase the rate of assumed unreduced retirements, slight adjustments to Rule of 90 retirement rates, and slight adjustments to early retirement rates for Tier 1 and Tier 2 members.  Minor increase in assumed withdrawals for males and females.  Lower rates of disability.  Continued use of Pub-2010 general mortality table with slight rate adjustments as recommended in the most recent experience study.  Minor changes to form of payment assumptions for male and female retirees.  Minor changes to assumptions made with respect to missing participant data. Changes in Plan Provisions  The workers' compensation offset for disability benefits was eliminated. The actuarial equivalent factors updated to reflect the changes in assumptions. 2023 Changes Changes in Actuarial Assumptions  The investment return assumption and single discount rate were changed from 6.5% to 7.0%. Changes in Plan Provisions  An additional one-time direct state aid contribution of $170.1 million was contributed to the Plan on October 1, 2023.  The vesting period of those hired after June 30, 2010, was changed from five years of allowable service to three years of allowable service.  The benefit increase delay for early retirements on or after January 1, 2024, was eliminated.  A one-time, non-compounding benefit increase of 2.5% minus the actual 2024 adjustment will be payable in a lump sum for calendar year 2024 by March 31, 2024. 2022 Changes Changes in Actuarial Assumptions  The mortality improvement scale was changed from scale MP-2020 to scale MP-2021. Changes in Plan Provisions  There have been no changes since the prior valuation. 2021 Changes Changes in Actuarial Assumptions  The investment return and single discount rates were changed from 7.5% to 6.5% for financial reporting purposes.  The mortality improvement scale was changed from scale MP-2019 to scale MP-2020. Changes in Plan Provisions  There have been no changes since the prior valuation. 98 City of Edina Notes to Required Supplementary Information December 31, 2024 NOTE 3 – PENSIONS AND OPEB (CONTINUED) General Employees Fund (Continued) 2020 Changes Changes in Actuarial Assumptions  The price inflation assumption was decreased from 2.5% to 2.25%.  The payroll growth assumption decreased from 3.25% to 3.0%.  Assumed salary increase rates were changed as recommended in the June 30, 2019, experience study. The net effect is assumed rates that average 0.25% less than previous rates.  Assumed rates of retirement were changed as recommended in the June 30, 2019, experience study. The changes result in more unreduced (normal) retirements and slightly fewer Rule of 90 and early retirements.  Assumed rates of termination were changes as recommended in the June 30, 2019, experience study. The new rates are based on service and are generally lower than the previous rates for years 2-5 and slightly higher thereafter.  Assumed rates of disability were changed as recommended in the June 30, 2019, experience study. The change results in fewer predicted disability retirements for males and females.  The base mortality table for healthy annuitants and employees was changed from the RP-2014 table to the Pub-2010 General Mortality table, with adjustments. The base mortality table for disabled annuitants was changed from the RP-2014 disabled annuitant mortality table to the Pub-2010 General/Teacher disabled annuitant mortality table, with adjustments.  The mortality improvement scale was changed from Scale MP-2018 to Scale MP-2019.  The assumed spouse age difference was changed from two years older for females to one year older.  The assumed number of married male new retirees electing the 100% Joint and Survivor option changed from 35% to 45%. The assumed number of married female new retires electing the 100% Joint and Survivor option changed from 15% to 30%. The corresponding number of married new retirees electing the Life annuity option was adjusted accordingly. Changes in Plan Provisions  Augmentation for current privatized members was reduced to 2.0% for the period July 1, 2020 through December 31, 2023, and 0.0% thereafter. Augmentation was eliminated for privatizations occurring after June 30, 2020. 2019 Changes Changes in Actuarial Assumptions  The mortality projection scale was changed from MP-2017 to MP-2018. Changes in Plan Provisions  The employer supplemental contribution was changed prospectively, decreasing from $31.0 million to $21.0 million per year. The State's special funding contribution was changed prospectively, requiring $16.0 million due per year through 2031. 2018 Changes Changes in Actuarial Assumptions  The mortality projection scale was changed from MP-2015 to MP-2017.  The assumed benefit increase was changed from 1.0% per year through 2044 and 2.5% per year thereafter to 1.25% per year. 99 City of Edina Notes to Required Supplementary Information December 31, 2024 NOTE 3 – PENSIONS AND OPEB (CONTINUED) General Employees Fund (Continued) 2018 Changes (Continued) Changes in Plan Provisions  The augmentation adjustment in early retirement factors is eliminated over a five-year period starting July 1, 2019, resulting in actuarial equivalence after June 30, 2024.  Interest credited on member contributions decreased from 4.00% to 3.00%, beginning July 1, 2018.  Deferred augmentation was changed to 0.00%, effective January 1, 2019. Augmentation that has already accrued for deferred members will still apply.  Contribution stabilizer provisions were repealed.  Annual increases were changed from 1.00% per year with a provision to increase to 2.50% upon attainment of 90.00% funding ratio to 50.00% of the Social Security Cost of Living Adjustment, not less than 1.00% and not more than 1.50%, beginning January 1, 2019.  For retirements on or after January 1, 2024, the first benefit increase is delayed until the retiree reaches normal retirement age. This does not apply to Rule of 90 retirees, disability benefit recipients, or survivors.  Actuarial equivalent factors were updated to reflect revised mortality and interest assumptions. 2017 Changes Changes in Actuarial Assumptions  The CSA loads were changed from 0.8% for active members and 60% for vested and non-vested deferred members. The revised CSA loads are now 0.0% for active member liability, 15% for vested deferred member liability and 3% for non-vested deferred member liability.  The assumed annual increase rate was changed from 1.0% per year for all years to 1.0% per year through 2044 and 2.5% per year thereafter. Changes in Plan Provisions  The State's contribution for the Minneapolis Employees Retirement Fund equals $16,000,000 in 2017 and 2018, and $6,000,000 thereafter.  The Employer Supplemental Contribution for the Minneapolis Employees Retirement Fund changed from $21,000,000 to $31,000,000 in calendar years 2019 to 2031. The State's contribution changed from $16,000,000 to $6,000,000 in calendar years 2019 to 2031. 2016 Changes Changes in Actuarial Assumptions  The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2035 and 2.5% per year thereafter to 1.0% per year for all future years.  The assumed investment return was changed from 7.9% to 7.5%. The single discount rate was changed from 7.9% to 7.5%.  Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, the inflation was decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. Changes in Plan Provisions  There have been no changes since the prior valuation. 100 City of Edina Notes to Required Supplementary Information December 31, 2024 NOTE 3 – PENSIONS AND OPEB (CONTINUED) General Employees Fund (Continued) 2015 Changes Changes in Actuarial Assumptions  The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2030 and 2.5% per year thereafter to 1.0% per year through 2035 and 2.5% per year thereafter. Changes in Plan Provisions  On January 1, 2015, the Minneapolis Employees Retirement Fund was merged into the General Employees Fund, which increased the total pension liability by $1.1 billion and increased the fiduciary plan net position by $892 million. Upon consolidation, state and employer contributions were revised; the State's contribution of $6.0 million, which meets the special funding situation definition, was due September 2015. 101 City of Edina Notes to Required Supplementary Information December 31, 2024 NOTE 3 – PENSIONS AND OPEB (CONTINUED) Police and Fire Fund 2024 Changes Changes in Plan Provisions  The State contribution of $9.0 million per year will continue until the earlier of 1) both the Police and Fire Plan and the State Patrol Retirement Fund attain 90% funded status for three consecutive years (on an actuarial value of assets basis) or 2) July 1, 2048. The contribution was previously due to expire after attaining a 90% funded status for one year.  The additional $9.0 million contribution will continue until the Police and Fire Plan is fully funded for a minimum of three consecutive years on an actuarial value of assets basis, or July 1, 2048, whichever is earlier. This contribution was previously due to expire upon attainment of fully funded status on an actuarial value of assets basis for one year (or July 1, 2048 if earlier). 2023 Changes Changes in Actuarial Assumptions  The investment return assumption was changed from 6.5% to 7.0%.  The single discount rate changed from 5.4% to 7.0%. Changes in Plan Provisions  Additional one-time direct state aid contribution of 19.4 million will be contributed to the Plan on October 1, 2023.  Vesting requirement for new hires after June 30, 2014, was changed from a graded 20-year vesting schedule to a graded 10-year vesting schedule, with 50% vesting after five years, increasing incrementally to 100% after 10 years.  A one-time, non-compounding benefit increase of 3.0% will be payable in a lump sum for calendar year 2024 by March 31, 2024.  Psychological treatment is required effective July 1, 2023, prior to approval for a duty disability benefit for a psychological condition relating to the member's occupation.  The total and permanent duty disability benefit was increased, effective July 1, 2023. 2022 Changes Changes in Actuarial Assumptions  The mortality improvement scale was changed from scale MP-2020 to scale MP-2021.  The single discount rate was changed from 6.5% to 5.4%. Changes in Plan Provisions  There have been no changes since the prior valuation. 2021 Changes Changes in Actuarial Assumptions  The investment return and single discount rates were changed from 7.5% to 6.5% for financial reporting purposes.  The inflation assumption was changed from 2.5% to 2.25%.  The payroll growth assumption was changed from 3.25% to 3.0%.  The base mortality table for healthy annuitants and employees was changed from the RP-2014 table to the Pub-2010 Public Safety mortality table. The mortality improvement scale was changed from MP-2019 to MP-2020. 102 City of Edina Notes to Required Supplementary Information December 31, 2024 NOTE 3 – PENSIONS AND OPEB (CONTINUED) Police and Fire Fund (Continued) 2021 Changes (Continued) Changes in Actuarial Assumptions (Continued)  The base mortality table for disabled annuitants was changed from the RP-2014 healthy annuitant mortality table (with future mortality improvement according to scale MP-2019) to the Pub-2010 Public Safety disabled annuitant mortality table (with future mortality improvement according to scale MP-2020).  Assumed rates of salary increase were modified as recommended in the July 14, 2020, experience study. The overall impact is a decrease in gross salary increase rates.  Assumed rates of retirement were changed as recommended in the July 14, 2020, experience study. The changes resulted in slightly more unreduced retirements and fewer assumed early retirements.  Assumed rates of withdrawal were changed from select and ultimate rates to service-based rates. The changes resulted in more assumed terminations.  Assumed rates of disability were increased for ages 25-44 and decreased for ages over 49. Overall, proposed rates resulted in more projected disabilities.  Assumed percent married for active female members was changed from 60% to 70%. Minor changes to form of payment assumptions were applied. Changes in Plan Provisions  There have been no changes since the prior valuation. 2020 Changes Changes in Actuarial Assumptions  The mortality projection scale was changed from MP-2018 to MP-2019. Changes in Plan Provisions  There have been no changes since the prior valuation. 2019 Changes Changes in Actuarial Assumptions  The mortality projection scale was changed from MP-2017 to MP-2018. Changes in Plan Provisions  There have been no changes since the prior valuation. 2018 Changes Changes in Actuarial Assumptions  The mortality projection scale was changed from MP-2016 to MP-2017. Changes in Plan Provisions  Annual increases were changed to 1.00% for all years, with no trigger.  An end date of July 1, 2048, was added to the existing $9.0 million state contribution.  New annual state aid will equal $4.5 million in fiscal years 2019 and 2020, and $9.0 million thereafter until the plan reaches 100% funding, or July 1, 2048, if earlier.  Member contributions were changed from 10.80% to 11.30% of pay, effective January 1, 2019, and 11.80% of pay, effective January 1, 2020.  Employer contributions were changed from 16.20% to 16.95% of pay, effective January 1, 2019, and 17.70% of pay, effective January 1, 2020. 103 City of Edina Notes to Required Supplementary Information December 31, 2024 NOTE 3 – PENSIONS AND OPEB (CONTINUED) Police and Fire Fund (Continued) 2018 Changes (Continued) Changes in Plan Provisions (Continued)  Interest credited on member contributions decreased from 4.00% to 3.00%, beginning July 1, 2018.  Deferred augmentation was changed to 0.00%, effective January 1, 2019. Augmentation that has already accrued for deferred members will still apply.  Actuarial equivalent factors were updated to reflect revised mortality and interest assumptions. 2017 Changes Changes in Actuarial Assumptions  Assumed salary increases were changed as recommended in the June 30, 2016, experience study. The net effect is proposed rates that average 0.34% lower than the previous rates.  Assumed rates of retirement were changed, resulting in fewer retirements.  The CSA load was 30% for vested and non-vested deferred members. The CSA has been changed to 33% for vested members and 2% for non-vested members.  The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees.  Assumed termination rates were decreased to 3% for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall.  Assumed percentage of married female members was decreased from 65% to 60%.  Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females.  The assumed percentage of female members electing Joint and Survivor annuities was increased.  The assumed annual benefit increase rate was changed from 1% for all years to 1% per year through 2064 and 2.5% thereafter.  The single discount rate was changed from 5.6% per annum to 7.5% per annum. Changes in Plan Provisions  There have been no changes since the prior valuation. 2016 Changes Changes in Actuarial Assumptions  The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2037 and 2.5% thereafter to 1.0% per year for all future years.  The assumed investment return was changed from 7.9% to 7.5%. The single discount rate changed from 7.9% to 5.6%.  The single discount rate changed from 7.90% to 5.60%. 104 City of Edina Notes to Required Supplementary Information December 31, 2024 NOTE 3 – PENSIONS AND OPEB (CONTINUED) Police and Fire Fund (Continued) 2016 Changes (Continued) Changes in Actuarial Assumptions (Continued)  The assumed future salary increases, payroll growth, and inflation was decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. Changes in Plan Provisions  There have been no changes since the prior valuation. 2015 Changes Changes in Actuarial Assumptions  The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2030 and 2.5% per year thereafter to 1.0% per year through 2037 and 2.5% per year thereafter. Changes in Plan Provisions  The post-retirement benefit increase to be paid after attainment of the 90% funding threshold was changed, from inflation up to 2.5%, to a fixed rate of 2.5%. 105 City of Edina Notes to Required Supplementary Information December 31, 2024 NOTE 3 – PENSIONS AND OPEB (CONTINUED) Post Employment Health Care Plan 2024 Changes Changes in Actuarial Assumptions  The discount rate changed from 4.05% to 3.77%. 2023 Changes Changes in Actuarial Assumptions  The discount rate changed from 2.06% to 4.05%. 2022 Changes Changes in Actuarial Assumptions  The discount rate changed from 2.12% to 2.06%. 2021 Changes Changes in Actuarial Assumptions  The discount rate changed from 2.74% to 2.12%.  The payroll growth rate was changed from 3.25% to 2.50% 2020 Changes Changes in Actuarial Assumptions  The discount rate changed from 4.09% to 2.74%.  The payroll growth rate was changed from 3.50% to 3.25%. 2019 Changes Changes in Actuarial Assumptions  The discount rate changed from 3.44% to 4.09%. 2018 Changes Changes in Actuarial Assumptions  The discount rate changed from 4.50% to 3.44%. 106 (THIS PAGE LEFT BLANK INTENTIONALLY) 107 SUPPLEMENTARY INFORMATION 108 (THIS PAGE LEFT BLANK INTENTIONALLY) 109 City of Edina Nonmajor Governmental Funds Special Revenue Funds Special Revenue Funds are used to account for specific revenues that are restricted to expenditures for particular purposes. The following are nonmajor special revenue funds: Community Development Block Grant Fund – This fund was established to account for funds received under Title I of the Housing and Community Development Act of 1974. Police Fund – This fund was established to account for funds received for specific purposes within the police department, including E-911 and Forfeiture funds. Braemar Memorial Fund – This fund was established to account for funds donated to the City for the purpose of enhancing the Braemar golf course with equipment and amenities that might not otherwise be affordable or viewed as necessity to the golf course. Pedestrian and Cyclist Safety Fund – This fund was established to account for funds received from gas and electric franchise fees to be used for pedestrian and cyclist improvements included in future street reconstruction projects. Conservation and Sustainability Fund – This fund was established to account for funds received from gas and electric franchise fees to be used for initiatives focused on conservation and sustainability. Opioid Settlement Fund – This fund was established to account for funds that will be received over the next 18 years for the City's share of national settlement agreements with several pharmaceutical companies related to opioid selling and distribution. These funds are restricted to be used for opioid epidemic response activities. Public Safety Fund – This fund was established to account for the 2023 Omnibus tax bill that included $210 million in one-time public safety aid to cities across the state. Unlike local government aid, this aid cannot be used for general purposes but instead must be used to "provide public safety". The City received $2,344,327 on December 26, 2023. 110 Community Development Block Grant Police Braemar Memorial Pedestrian and Cyclist Safety Conservation and Sustainability Opioid Settlement Public Safety Assets Cash and investments -$ 1,029,355$ 119,238$ -$ 850,425$ 238,069$ 2,274,628$ 4,511,715$ Accrued interest - - 924 3,695 13,971 1,501 18,820 38,911 Accounts receivable - - - 364,632 262,407 - - 627,039 Due from other governments - - - - - 185,876 - 185,876 Prepaid expenses - 7,974 - - 4,986 - - 12,960 Total assets -$ 1,037,329$ 120,162$ 368,327$ 1,131,789$ 425,446$ 2,293,448$ 5,376,501$ Liabilities Accounts payable 95,754$ 38,840$ -$ 62,151$ 27,386$ -$ -$ 224,131$ Contracts payable - - - 22,168 57,190 - - 79,358 Due to other funds - - - 17,494 - - - 17,494 Due to other governments - 1,563 - - - 2,428 - 3,991 Salaries and benefits payable - - - 6,300 13,195 - - 19,495 Unearned revenue - - - - - 90 - 90 Total liabilities 95,754 40,403 - 108,113 97,771 2,518 - 344,559 Deferred Inflows of Resources Unavailable revenue - - - - - 185,876 - 185,876 Fund Balances Nonspendable - 7,974 - - 4,986 - - 12,960 Restricted - 988,952 120,162 260,214 1,029,032 237,052 2,293,448 4,928,860 Unassigned (95,754) - - - - - - (95,754) Total fund balances (95,754) 996,926 120,162 260,214 1,034,018 237,052 2,293,448 4,846,066 Total liabilities, deferred inflow of resouces, and fund balances -$ 1,037,329$ 120,162$ 368,327$ 1,131,789$ 239,570$ 2,293,448$ 5,376,501$ Total Nonmajor Governmental Funds Combining Balance Sheet - Nonmajor Governmental Funds December 31, 2024 Special Revenue City of Edina 111 Community Development Block Grant Police Braemar Memorial Pedestrian and Cyclist Safety Conservation and Sustainability Opioid Settlement Public Safety Revenues Franchise Taxes -$ -$ -$ 1,185,467$ 905,653$ -$ -$ 2,091,120$ Intergovernmental - - - - - 129,349 - 129,349 Investment income - 569 12,112 27,980 72,068 5,512 53,633 171,874 Other revenues - 249,358 - - 62,646 - - 312,004 Total revenues - 249,927 12,112 1,213,447 1,040,367 134,861 53,633 2,704,347 Expenditures Current General government 95,754 - - - - - - 95,754 Public safety - 251,994 - - - 6,122 - 258,116 Public works - - - 167,974 597,199 - - 765,173 Parks - - 2,153 - - - - 2,153 Capital outlay Public safety - 12,667 - - - - 107,350 120,017 Public works - - - 1,215,361 1,200,728 - - 2,416,089 Total expenditures 95,754 264,661 2,153 1,383,335 1,797,927 6,122 107,350 3,657,302 Net change in fund balances (95,754) (14,734) 9,959 (169,888) (757,560) 128,739 (53,717) (952,955) Fund Balances Beginning of year - 1,011,660 110,203 430,102 1,791,578 108,313 2,347,165 5,799,021 End of year (95,754)$ 996,926$ 120,162$ 260,214$ 1,034,018$ 237,052$ 2,293,448$ 4,846,066$ City of Edina Combining Statement of Revenues, Expenditures, and Changes in Fund Balances - Nonmajor Governmental Funds Year Ended December 31, 2024 Total Nonmajor Governmental Funds Special Revenue 112 Original Final Actual Amounts Revenues Intergovernmental 150,000$ 150,000$ -$ (150,000)$ Expenditures Current General government 150,000 150,000 95,754 (54,246) Net change in fund balances -$ -$ (95,754) (95,754)$ Fund Balance Beginning of year - End of year (95,754)$ Budgeted Amounts Variance with Final Budget City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Special Revenue Fund - Community Development Block Grant Year Ended December 31, 2024 113 Original Final Actual Amounts Revenues Investment income 3,000$ 3,000$ 569$ (2,431)$ Miscellaneous revenues 225,000 225,000 249,358 24,358 Total revenues 228,000 228,000 249,927 21,927 Expenditures Current Public safety 147,500 147,500 251,994 104,494 Capital outlay Public safety 20,000 20,000 12,667 (7,333) Total expenditures 167,500 167,500 264,661 97,161 Net change in fund balances 60,500$ 60,500$ (14,734) (75,234)$ Fund Balance Beginning of year 1,011,660 End of year 996,926$ Budgeted Amounts Variance with Final Budget City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Special Revenue Fund - Police Year Ended December 31, 2024 114 Original Final Actual Amounts Revenues Investment income 1,000$ 1,000$ 12,112$ 11,112$ Miscellaneous revenues 2,500 2,500 - (2,500) Total revenues 3,500 3,500 12,112 8,612 Expenditures Current Park and recreation 1,000 1,000 2,153 1,153 Net change in fund balances 2,500$ 2,500$ 9,959 7,459$ Fund Balance Beginning of year 110,203 End of year 120,162$ Budgeted Amounts Variance with Final Budget City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Special Revenue Fund - Braemar Memorial Year Ended December 31, 2024 115 Original Final Actual Amounts Revenues Franchise taxes 1,230,000$ 1,230,000$ 1,185,467$ (44,533)$ Investment income 22,000 22,000 27,980 5,980 Total revenues 1,252,000 1,252,000 1,213,447 (38,553) Expenditures Current Public works 243,032 243,032 167,974 (75,058) Capital outlay Public works 1,825,400 1,825,400 1,215,361 (610,039) Total expenditures 2,068,432 2,068,432 1,383,335 (685,097) Net change in fund balances (816,432)$ (816,432)$ (169,888) 646,544$ Fund Balance Beginning of year 430,102 End of year 260,214$ Budgeted Amounts Variance with Final Budget City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Special Revenue Fund - Pedestrian and Cyclist Safety Year Ended December 31, 2024 116 Original Final Actual Amounts Revenues Franchise taxes 980,000$ 980,000$ 905,653$ (74,347)$ Investment income 46,000 46,000 72,068 26,068 Miscellaneous revenues 20,000 20,000 62,646 42,646 Total revenues 1,046,000 1,046,000 1,040,367 (5,633) Expenditures Current Public works 605,112 605,112 597,199 (7,913) Capital outlay Public works 600,000 600,000 1,200,728 600,728 Total expenditures 1,205,112 1,205,112 1,797,927 592,815 Net change in fund balances (159,112)$ (159,112)$ (757,560) (598,448)$ Fund Balance Beginning of year 1,791,578 End of year 1,034,018$ Budgeted Amounts Variance with Final Budget City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Special Revenue Fund - Conservation and Sustainability Year Ended December 31, 2024 117 Original Final Actual Amounts Revenues Intergovernmental 29,314$ 29,314$ 129,349$ 100,035$ Investment income 2,000 2,000 5,512 3,512 Total revenues 31,314 31,314 134,861 103,547 Expenditures Current Public safety 29,314 29,314 6,122 (23,192) Net change in fund balances 2,000$ 2,000$ 128,739 126,739$ Fund Balance Beginning of year 108,313 End of year 237,052$ Budgeted Amounts Variance with Final Budget City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Special Revenue Fund - Opioid Settlement Year Ended December 31, 2024 118 Original Final Actual Amounts Revenues Investment income -$ -$ 53,633$ 53,633$ Expenditures Capital outlay Public safety - - 107,350 107,350 Net change in fund balances -$ -$ (53,717) (53,717)$ Fund Balance Beginning of year 2,347,165 End of year 2,293,448$ Budgeted Amounts Variance with Final Budget City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Special Revenue Fund - Public Safety Fund Year Ended December 31, 2024 119 City of Edina Major Governmental Funds Major Governmental Funds Debt Service Fund – This fund was established to account for the payment of principal and interest on the General Obligation, Permanent Improvement Revolving, and Public Project Revenue. Construction Fund – This fund was established to account for various special assessment and state aid projects throughout the City. This fund also provides financing for capital improvements as designated in the City's capital improvement budget. 120 Original Final Actual Amounts Revenues Property taxes 3,471,700$ 3,471,700$ 3,415,010$ (56,690)$ Special assessments - - 187,805 187,805 Intergovernmental - - 996,125 996,125 Investment income - - 10,534 10,534 Total revenues 3,471,700 3,471,700 4,609,474 1,137,774 Expenditures Debt service Principal 5,199,000 5,199,000 5,199,000 - Interest and other charges 2,681,183 2,681,183 2,749,731 68,548 Total expenditures 7,880,183 7,880,183 7,948,731 68,548 Excess of revenues over (under) expenditures (4,408,483) (4,408,483) (3,339,257) 1,069,226 Other Financing Sources (Uses) Bonds issued - - 16,950,902 16,950,902 Premium on bonds issued - - 685,119 685,119 Transfers in 2,866,414 2,866,414 3,333,463 467,049 Total other financing sources (uses) 2,866,414 2,866,414 20,969,484 18,103,070 Net change in fund balances (1,542,069)$ (1,542,069)$ 17,630,227 19,172,296$ Fund Balance Beginning of year 6,724,091 End of year 24,354,318$ Budgeted Amounts Variance with Final Budget City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Governmental Fund - Debt Service Year Ended December 31, 2024 121 Original Final Actual Amounts Revenues Property taxes 6,951,000$ 6,951,000$ 6,837,370$ (113,630)$ Special assessments 3,890,096 3,890,096 4,538,805 648,709 General sales tax 5,436,000 5,436,000 6,537,828 1,101,828 Franchise taxes 80,000 80,000 514,966 434,966 Licenses and permits - - 82,079 82,079 Intergovernmental - - 1,000,147 1,000,147 Charges for services - - 217,351 217,351 Investment income 382,000 382,000 2,018,772 1,636,772 Miscellaneous revenues - - 16,574 16,574 Total revenues 16,739,096 16,739,096 21,763,892 5,024,796 Expenditures Current General government - - 111,018 111,018 Public safety - - 274,271 274,271 Public works 134,327 134,327 2,014,285 1,879,958 Park and recreation - - 316,216 316,216 Capital outlay General government 5,500,000 5,500,000 1,961,242 (3,538,758) Public safety 2,732,300 2,732,300 13,377,803 10,645,503 Public works 9,132,679 9,132,679 9,195,944 63,265 Park and recreation 5,240,102 5,240,102 5,694,097 453,995 Total expenditures 22,739,408 22,739,408 32,944,876 10,205,468 Excess of revenues over (under) expenditures (6,000,312) (6,000,312) (11,180,984) (5,180,672) Other Financing Sources (Uses) Proceeds from sale of capital asset - - 369,723 369,723 Bonds issued - - 30,347,500 30,347,500 Premium on bonds issued - - 2,226,303 2,226,303 Transfers in - - 530,659 530,659 Transfers out (2,866,413) (2,866,413) (2,866,413) - Total other financing sources (uses) (2,866,413) (2,866,413) 30,607,772 33,474,185 Net change in fund balances (8,866,725)$ (8,866,725)$ 19,426,788 28,293,513$ Fund Balance Beginning of year 36,972,691 End of year 56,399,479$ Budgeted Amounts Variance with Final Budget City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Governmental Fund - Construction Capital Projects Year Ended December 31, 2024 122 (THIS PAGE LEFT BLANK INTENTIONALLY) 123 City of Edina Nonmajor Proprietary Funds Enterprise Funds Enterprise funds account for the financing of self-supporting activities of governmental unites which render services to the general public on a user charge basis. The following are nonmajor enterprise funds: Art Center Fund – This fund accounts for activities related to the City's Art Center. Edinborough Park Fund - This fund accounts for activities related to Edinborough Park. Centennial Lakes Fund - This fund accounts for activities related to Centennial Lakes Park. Braemar Field Fund - This fund accounts for activities related to the Sports Dome. 124 Art Center Edinborough Park Centennial Lakes Braemar Field Total Nonmajor Proprietary Funds Assets Current assets Cash and investments 184,857$ 281,796$ 529,059$ 1,485,336$ 2,481,048$ Interest Receivable 231 3,002 1,155 12,354 16,742 Accounts Receivable 3,669 111,430 60,518 5,211 180,828 Prepaid expenses - - 1,982 - 1,982 Total current assets 188,757 396,228 592,714 1,502,901 2,680,600 Noncurrent assets Capital assets Net capital assets 19,824 1,395,030 1,753,958 4,495,643 7,664,455 Total assets 208,581 1,791,258 2,346,672 5,998,544 10,345,055 Deferred Outflows of Resources OPEB Deferred Outflows 8,908 21,013 15,075 - 44,996 Pension Deferred Outflows 17,008 71,430 56,950 14,895 160,283 Total deferred outflows of resources 25,916 92,443 72,025 14,895 205,279 Liabilities Current liabilities Accounts payable 11,684 96,732 47,417 32,767 188,600 Salaries and Benefits Payable 14,297 77,290 47,036 12,235 150,858 Due to other governments 59 10,301 6,167 11,011 27,538 Unearned revenue 2,252 8,764 12,393 10 23,419 Compensated absences 18,945 45,822 18,422 1,059 84,248 Total OPEB liability 415 980 703 - 2,098 Total current liabilities 47,652 239,889 132,138 57,082 476,761 Noncurrent Liabilities Compensated absences 28,418 68,734 27,632 1,589 126,373 Total OPEB liability 17,407 41,061 29,457 - 87,925 Net pension liability 67,797 284,745 227,022 59,374 638,938 Total noncurrent liabilities 113,622 394,540 284,111 60,963 853,236 Total liabilities 161,274 634,429 416,249 118,045 1,329,997 Deferred Inflows of Resources OPEB Deferred Inflows 7,644 18,031 12,935 - 38,610 Pension Deferred Inflows 49,603 208,329 166,097 43,440 467,469 Total deferred intflows of resources 57,247 226,360 179,032 43,440 506,079 Net Position Net investment in capital assets 19,824 1,395,030 1,753,958 4,495,643 7,664,455 Unrestricted (3,848) (372,118) 69,458 1,356,311 1,049,803 Total net position 15,976$ 1,022,912$ 1,823,416$ 5,851,954$ 8,714,258$ City of Edina Combining Statement of Net Position - Nonmajor Proprietary Funds December 31, 2024 125 Art Center Edinborough Park Centennial Lakes Braemar Field Total Nonmajor Proprietary Funds Operating Revenues Sales - retail -$ 7,286$ -$ -$ 7,286$ Sales - concessions - 71,499 28,274 - 99,773 Memberships - 159,490 - 26,244 185,734 Admissions - 790,073 - - 790,073 Lodging tax - 4,875 - - 4,875 Building rental - 240,632 91,707 635,839 968,178 Rental of equipment - - 213,205 - 213,205 Greens fees - - 333,848 - 333,848 Class registration and other fees 137,268 238,509 349,455 163 725,395 Total operating revenues 137,268 1,512,364 1,016,489 662,246 3,328,367 Operating Expenses Cost of sales and services - 38,022 11,987 - 50,009 Personal services 340,729 1,027,828 1,034,457 199,625 2,602,639 Contractual services 52,598 444,445 301,358 317,927 1,116,328 Commodities 17,255 127,772 118,955 8,075 272,057 Internal Services 54,648 196,584 154,704 41,184 447,120 Depreciation 5,473 278,858 165,830 536,959 987,120 Total operating expenses 470,703 2,113,509 1,787,291 1,103,770 5,475,273 Operating income (loss) (333,435) (601,145) (770,802) (441,524) (2,146,906) Nonoperating Revenues (Expenses) Investment income 1,179 16,044 6,685 55,067 78,975 Gain (loss) on sale of capital assets - - 11,307 - 11,307 Donations 6,053 - 53,918 - 59,971 Total nonoperating revenue (expenses)7,232 16,044 71,910 55,067 150,253 Income before transfers (326,203) (585,101) (698,892) (386,457) (1,996,653) Transfers In 301,203 22,915 617,469 1,281 942,868 Change in net position (25,000) (562,186) (81,423) (385,176) (1,053,785) Net Position - Beginning 40,976 1,585,098 1,902,603 6,237,130 9,765,807 Change in accounting principle (See Note 17) - - 2,236 - 2,236 Net position - beginning, as restated 40,976 1,585,098 1,904,839 6,237,130 9,768,043 Net position - ending 15,976$ 1,022,912$ 1,823,416$ 5,851,954$ 8,714,258$ City of Edina Combining Statement of Revenues, Expenses, and Changes in Net Position - Nonmajor Proprietary Funds For the Year Ended December 31, 2024 126 Art Center Edinborough Park Centennial Lakes Braemar Field Total Nonmajor Proprietary Funds Cash Flows - Operating Activities Receipts from customers and users 137,413$ 1,420,065$ 978,217$ 657,170$ 3,192,865$ Payments to suppliers (116,576) (755,292) (559,989) (376,623) (1,808,480) Payments to employees (310,859) (963,269) (921,691) (210,943) (2,406,762) Net cash flows - operating activities (290,022) (298,496) (503,463) 69,604 (1,022,377) Cash Flows - Noncapital Financing Activities Grants and contributions 6,053 - 53,918 - 59,971 Transfer from other funds 301,203 22,915 617,469 1,281 942,868 Net cash flows - noncapital financing activities 307,256 22,915 671,387 1,281 1,002,839 Cash Flows - Capital and Related Financing Activities Interest paid on debt - - (5,178) - (5,178) Proceeds from disposal of capital assets - - 11,307 - 11,307 Acquisition of capital assets - (14,775) (18,014) (44,370) (77,159) Net cash flows - capital and related financing activities - (14,775) (11,885) (44,370) (71,030) Cash Flows - Investing Activities Interest and dividends received 1,201 16,650 12,328 52,601 82,780 Net change in cash and cash equivalents 18,435 (273,706) 168,367 79,116 (7,788) Cash and cash equivalents, January 1 166,422 555,502 360,692 1,406,220 2,488,836 Cash and cash equivalents, December 31 184,857$ 281,796$ 529,059$ 1,485,336$ 2,481,048$ Reconciliation of Operating Income (Loss) to Net Cash Flows - Operating Activities Operating income (loss) (333,435)$ (601,145)$ (770,802)$ (441,524)$ (2,146,906)$ Adjustments to reconcile operating income (loss) to net cash flows - operating activities Depreciation expense 5,473 278,858 165,830 536,959 987,120 Accounts receivable (1,221) (93,077) (39,817) (5,086) (139,201) Due from other governments 1,366 778 1,545 10 3,699 Prepaid items - - (94) - (94) Accounts payable 7,874 52,333 21,375 (19,823) 61,759 Due to other governmental units 51 (802) 5,734 10,386 15,369 Salaries payable 2,860 31,066 10,054 2,346 46,326 OPEB 3,922 6,228 2,123 - 12,273 Pension related activity 5,845 (24,319) 82,852 (16,312) 48,066 Compensated absences payable 17,243 51,584 17,737 2,648 89,212 Total adjustments 43,413 302,649 267,339 511,128 1,124,529 Net cash flows - operating activities (290,022)$ (298,496)$ (503,463)$ 69,604$ (1,022,377)$ City of Edina Combining Statement of Cash Flows - Nonmajor Proprietary Funds Year Ended December 31, 2024 127 City of Edina Fiduciary Funds Custodial Funds Custodial funds are used to report resources held by the City in a purely custodial capacity. The following are custodial funds: Police Seizure Fund – This fund accounts for assets seized by the Police Department. Public Safety Training Facility – This fund accounts for assets and liabilities of the South Metro Public Safety Training Facility, which is a joint venture that the City has fiduciary responsibilities for. Minnesota Task Force 1 – This fund accounts for assets and liabilities of the Minnesota Task Force 1, which is comprised of personnel and equipment from public safety and specialist personnel from supporting entities that operates as part of a joint powers agreement that the City has administrative responsbilities for. 128 Police Seizure Public Safety Training Facility Minnesota Task Force 1 Total Assets Cash and investments 3,541$ 103,609$ -$ 107,150$ Prepaids - - 4,343 4,343 Due from other governments - 426,136 444,299 870,435 Total assets 3,541 529,745 448,642 981,928 Liabilities Cash overdraft - - 132,532 132,532 Accounts payable - 278,319 9,890 288,209 Salaries payable - 16,624 18,685 35,309 Due to other governments - 977 253,407 254,384 Unearned revenue - 5,087 - 5,087 Total liabilities - 301,007 414,514 715,521 Net Position Held in custody for other governmental units 3,541$ 228,738$ 34,128$ 266,407$ Police Seizure Public Safety Training Facility Minnesota Task Force 1 Total Additions Collections on behalf of others -$ 1,065,807$ 1,008,095$ 2,073,902$ Deductions Payments on behalf of others - 1,061,404 974,553 2,035,957 Change in net position - 4,403 33,542 37,945 Net Position Beginning of year 3,541 224,335 586 228,462 End of year 3,541$ 228,738$ 34,128$ 266,407$ Combining Statement of Changes Fiduciary Net Position Year Ended December 31, 2024 City of Edina Combining Statement of Fiduciary Net Position December 31, 2024 City of Edina Custodial Funds Custodial Funds 129 Centennial District No. 1203 Southdale 2 District No. 1208 Pentagon Park District No. 1211 Grandview 2 District No. 1212 66th West District No. 1214 50th and France 2 District No. 1215 44th and France District No. 1216 West 76th Street District No. 1217 Amundson Avenue No. 1219 Eden/Wilson District No. 1222 Total Governmental FundsAssetsCash and investments 1,980,865$ 6,046,215$ 1,964,626$ 1,279,306$ 3,364$ 532,913$ 145,214$ 33,146$ 129,004$ 960,222$ 13,074,875$ Accrued interest 14,086 48,955 10,160 14,202 191 1,732 346 115 693 14,422 104,902 Loans receivable -5,669,809 - - - - - - - - 5,669,809 Due from other districts 4,650,000 199,037 - - - - - - - - 4,849,037 Total assets 6,644,951$ 11,964,016$ 1,974,786$ 1,293,508$ 3,555$ 534,645$ 145,560$ 33,261$ 129,697$ 974,644$ 23,698,623$ Liabilities Accounts payable 58,123$ -$ 157,773$ 6,941$ -$ 370,534$ 114,413$ 25,015$ -$ 220,133$ 952,932$ Contracts payable - - - 109,232 --- - --109,232 Due to other districts - - - 500,000 199,037 4,150,000 - - --4,849,037 Due to other governments - - 2,862 2,178 608 2,135 1,075 682 689 483 10,712 Salaries and benefits payable - - 1,496 748 -748 580 - - 1,322 4,894 Unearned revenue 13,000 - - - - -- - - - 13,000 Total liabilities 71,123 - 162,131 619,099 199,645 4,523,417 116,068 25,697 689 221,938 5,939,807 Fund BalancesRestricted 6,573,828 11,964,016 1,812,655 674,409 (196,090) (3,988,772) 29,492 7,564 129,008 752,706 17,758,816 Total fund balances 6,573,828 11,964,016 1,812,655 674,409 (196,090) (3,988,772) 29,492 7,564 129,008 752,706 17,758,816 Total liabilities, deferred inflow ofresouces, and fund balances 6,644,951$ 11,964,016$ 1,974,786$ 1,293,508$ 3,555$ 534,645$ 145,560$ 33,261$ 129,697$ 974,644$ 23,698,623$ City of EdinaSchedule of Balance Sheet Accounts - Tax Increment Financing Districts December 31, 2024 130 Centennial District No. 1203 Southdale 2 District No. 1208 Pentagon Park District No. 1211 Grandview 2 District No. 1212 66th West District No. 1214 50th and France 2 District No. 1215 44th and France District No. 1216 West 76th Street District No. 1217 Amundson Avenue No. 1219 Eden/Wilson District No. 1222 Total Other Governmental Funds Revenues Tax increments -$ -$ 1,155,959$ 806,339$ 15,711$ 823,409$ 254,251$ 55,588$ 54,930$ -$ 3,166,187$ Investment income 69,104 222,172 39,026 91,261 - 7,471 1,504 452 2,434 94,770 528,194 Total revenues 69,104 222,172 1,194,985 897,600 15,711 830,880 255,755 56,040 57,364 94,770 3,694,381 ExpendituresCurrentGeneral government 102,742 - 350,616 18,942 608 780,298 248,319 52,553 689 95,409 1,650,176 Capital outlayGeneral government 2,684 - - 856,251 - - - - - 2,515,684 3,374,619 Total expenditures 105,426 - 350,616 875,193 608 780,298 248,319 52,553 689 2,611,093 5,024,795 Excess of revenues over (under) expenditures (36,322) 222,172 844,369 22,407 15,103 50,582 7,436 3,487 56,675 (2,516,323) (1,330,414) Other Financing Sources (Uses) Bonds issued - - - - - - - - - 5,256,598 5,256,598 Premium on bonds issued - - - - - - - - - 448,437 448,437 Transfers out - - - (467,050) - - - - - -(467,050) Total other financing sources (uses)- - - (467,050) - - - - - 5,705,035 5,237,985 Net change in fund balances (36,322) 222,172 844,369 (444,643) 15,103 50,582 7,436 3,487 56,675 3,188,712 3,907,571 Fund Balances Beginning of year 6,610,150 11,741,844 968,286 1,119,052 (211,193) (4,039,354) 22,056 4,077 72,333 (2,436,006) 13,851,245 End of year 6,573,828$ 11,964,016$ 1,812,655$ 674,409$ (196,090)$ (3,988,772)$ 29,492$ 7,564$ 129,008$ 752,706$ 17,758,816$ City of Edina Schedule of Revenues, Expenditures, and Changes in Fund Balances - Tax Increment Financing DistrictsYear Ended December 31, 2024 131 STATISTICAL SECTION 132 (THIS PAGE LEFT BLANK INTENTIONALLY) 133 City of Edina Statistical Section (Unaudited) This part of the City of Edina's annual comprehensive financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Financial Trends These schedules contain trend information to help the reader understand how the government's financial performance and well-being have changed over time. Table 1 – Net Position by Component Table 2 – Changes in Net Position Table 3 – Fund Balances of Governmental Funds Table 4 – Changes in Fund Balances of Governmental Funds Revenue Capacity These schedules contain information to help the reader assess the government's most significant local revenue source, property taxes. Table 5 – Taxable and Estimated Market Values of Taxable Property Table 6 – Property Tax Rates – Direct and Overlapping Governments Table 7 – Principal Property Taxpayers Table 8 – Property Tax Levies and Collations Debt Capacity These schedules present information to help the reader assess the affordability of the government's current level of outstanding debt and the government's ability to issue additional debt in the future. Table 9 – Legal Debt Margin Information Table 10 – Ratios of Outstanding Debt by Type Table 11 – Ratios of General Bonded Debt Outstanding Table 12 – Direct and Overlapping Governmental Activities Debt Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. Table 13 – Demographic and Economic Statistics Table 14 – Principal Employers Table 15 – Full-Time City Government Employees by Function Table 16 – Operating Indicators by Function Table 17 – Capital Asset Statistics by Function 134 Table 1 2015a 2016 2017 2018b 2019 2020 2021 2022 2023 2024 Governmental ActivitiesNet Investment in Capital Assets 85,838,618$ 93,247,973$ 96,149,011$ 107,133,225$ 110,670,335$ 117,052,475$ 116,754,295$ 102,453,359$ 112,750,230$ 131,971,012$ Restricted 16,925,171 20,892,680 22,840,869 25,017,586 36,999,647 60,063,244 76,262,266 70,035,114 67,750,386 88,258,611 Unrestricted 21,957,830 22,146,168 26,412,441 31,277,308 27,680,337 16,475,796 15,308,966 29,841,435 32,417,853 15,417,004 Total Governmental Activities Net Position 124,721,619$ 136,286,821$ 145,402,321$ 163,428,119$ 175,350,319$ 193,591,515$ 208,325,527$ 202,329,908$ 212,918,469$ 235,646,627$ Business-Type ActivitiesNet Investment in Capital Assets 83,395,794$ 85,158,869$ 82,338,560$ 81,980,815$ 80,452,583$ 81,135,647$ 86,975,121$ 90,405,666$ 96,982,508$ 102,429,959$ Restricted 793,664 804,393 1,338,276 1,360,336 1,360,336 1,268,479 1,225,093 - 1,245,001 1,243,768 Unrestricted 16,405,405 17,300,872 22,443,806 27,285,949 32,045,171 33,086,023 32,253,873 43,289,552 43,770,784 48,450,455 Total Business-Type Activities Net Position 100,594,863$ 103,264,134$ 106,120,642$ 110,627,100$ 113,858,090$ 115,490,149$ 120,454,087$ 133,695,218$ 141,998,293$ 152,124,182$ Primary GovernmentNet Investment in Capital Assets 169,234,412$ 178,406,842$ 178,487,571$ 189,114,040$ 191,122,918$ 198,188,122$ 203,729,416$ 192,859,025$ 209,732,738$ 234,400,971$ Restricted 17,718,835 21,697,073 24,179,145 26,377,922 38,359,983 61,331,723 77,487,359 70,035,114 68,995,387 89,502,379 Unrestricted 38,363,235 39,447,040 48,856,247 58,563,257 59,725,508 49,561,819 47,562,839 73,130,987 76,188,637 63,867,459 Total Primary Government Net Position 225,316,482$ 239,550,955$ 251,522,963$ 274,055,219$ 289,208,409$ 309,081,664$ 328,779,614$ 336,025,126$ 354,916,762$ 387,770,809$ a The City implemented GASB 65 in fiscal year 2013. Prior year information has not been restated as a result of this change in accounting principle. b The City implemented GASB 68 in fiscal year 2015. Prior year information has not been restated as a result of this change in accounting principle. c The City implemented GASB 75 in fiscal year 2018. Prior year information has not been restated as a result of this change in accounting principle. City of Edina, Minnesota Net Position by Component Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 135 Table 2 2015b 2016 2017 2018c 2019 2020d 2021 2022 2023 2024ExpensesGovernmental Activities:General Government 8,518,236$ 9,587,567$ 9,164,272$ 10,964,266$ 11,252,538$ 11,698,533$ 14,844,785$ 19,199,880$ 19,505,673$ 19,817,993$ Public Safety 19,507,770 20,243,209 21,815,101 20,971,184 27,496,563 27,058,719 24,288,956 29,290,638 32,790,034 32,565,377 Public Works 15,284,777 19,444,472 17,750,505 14,170,463 10,979,180 16,117,060 11,497,445 23,018,094 18,755,764 17,270,199 Parks 3,385,367 3,822,716 4,222,431 7,235,405 7,554,919 6,798,866 7,365,756 7,928,925 8,354,807 9,035,898 Interest on Long-Term Debt 2,180,678 2,133,474 1,996,354 1,726,901 1,999,318 1,561,462 1,282,299 1,709,865 2,058,881 1,993,206 Total Governmental Activities Expenses 48,876,828 55,231,438 54,948,663 55,068,219 59,282,518 63,234,640 59,279,241 81,147,402 81,465,159 80,682,673 Business-Type Activities:Water 14,963,304 16,780,474 17,361,659 18,045,516 19,303,212 9,592,913 9,094,274 7,449,657 7,500,796 6,908,508 Sewer - - - - - 7,641,660 7,690,708 8,612,892 9,155,586 9,258,115 Stormwater - - - - - 3,424,049 3,146,475 2,735,091 4,031,428 4,597,085 Recycling - - - - - 1,392,003 1,956,546 1,838,148 1,671,424 1,884,856 Liquor 11,818,602 12,130,254 12,007,885 11,995,159 11,970,986 11,500,971 13,435,305 13,725,070 12,890,487 12,182,004 Aquatic Center 872,960 915,560 1,015,328 996,671 979,376 386,026 1,052,346 1,218,383 1,336,122 1,411,631 Golf Course 3,409,343 3,041,169 3,469,121 2,464,563 4,009,097 4,257,484 4,822,338 5,282,761 5,889,718 5,664,944 Arena 2,642,097 2,842,660 2,961,787 2,996,844 2,982,674 2,876,897 2,882,067 3,214,462 3,522,909 3,374,912 Community Activity Centers 3,436,325 3,853,091 4,095,309 4,096,452 4,286,773 3,412,784 3,231,622 4,537,612 5,004,952 5,266,795 Total Business-Type Activities Expenses 37,142,631 39,563,208 40,911,089 40,595,205 43,532,118 44,484,787 47,311,681 48,614,076 51,003,422 50,548,850 Total Primary Government Expenses 86,019,459$ 94,794,646$ 95,859,752$ 95,663,424$ 102,814,636$ 107,719,427$ 106,590,922$ 129,761,478$ 132,468,581$ 131,231,523$ Program RevenuesGovernmental Activities:Charges for Services:General Government 1,322,430$ 1,453,009$ 1,142,120$ 2,395,535$ 1,204,947$ 4,172,729$ 2,207,889$ 5,873,349$ 1,893,976$ 2,626,044$ Public Safety 8,683,465 8,996,046 9,627,122 9,978,816 9,747,031 10,152,772 9,970,031 11,909,539 11,324,457 11,224,257 Other Activities 1,158,207 1,289,770 1,288,452 1,202,732 1,265,918 1,007,903 1,351,458 1,670,253 1,490,859 1,762,209 Operating Grants and Contributions 3,122,178 2,751,495 2,194,336 4,028,247 4,271,243 7,626,236 2,721,724 6,792,587 6,926,971 5,653,563 Capital Grants and Contributions 10,044,077 15,252,861 9,775,184 6,695,172 6,625,040 7,318,687 4,030,108 4,943,744 4,673,918 10,997,515 Total Governmental Activities Program Revenues 24,330,357 29,743,181 24,027,214 24,300,502 23,114,179 30,278,327 20,281,210 31,189,472 26,310,181 32,263,588 Business-Type Activities:Charges for Services:Water 19,335,443 19,505,905 21,361,972 22,697,468 21,875,655 9,236,665 10,302,974 12,717,867 12,483,445 12,108,941 Sewer - - - - - 10,622,411 10,732,193 12,706,062 10,438,055 11,744,821 Stormwater - - - - - 4,773,432 5,207,295 5,389,214 5,934,139 6,349,555 Recycling - - - - - 1,148,338 1,447,226 1,485,925 1,584,965 1,740,862 Liquor 12,462,387 12,937,092 12,991,764 13,401,754 13,094,407 12,117,414 14,280,055 14,427,474 13,330,018 12,641,168 Aquatic Center 971,936 956,068 962,857 997,727 996,778 - 1,071,692 1,144,569 1,120,598 1,122,688 Golf Course 2,857,190 2,809,702 1,254,412 1,396,173 3,395,815 3,968,529 5,290,109 6,080,771 6,306,176 6,289,801 Arena 2,316,853 2,314,892 2,508,192 2,629,945 2,516,629 1,638,011 2,347,678 2,551,853 2,749,483 2,861,737 Community Activity Centers 3,119,789 3,190,775 3,348,628 3,303,278 3,240,000 1,499,060 2,106,088 2,979,493 3,123,525 3,377,410 Operating Grants and Contributions 595,141 445,464 179,086 545,682 44,953 47,780 404,419 271,640 428,035 225,531 Capital Grants and Contributions - - 904,201 - 692,281 396,103 - - - - Total Business-Type Activities Program Revenues 41,658,739 42,159,898 43,511,112 44,972,027 45,856,518 45,447,743 53,189,729 59,754,868 57,498,439 58,462,514 Total Primary Government Program Revenues 65,989,096$ 71,903,079$ 67,538,326$ 69,272,529$ 68,970,697$ 75,726,070$ 73,470,939$ 90,944,340$ 83,808,620$ 90,726,102$ Net (Expense) Revenue Governmental Activities (24,546,471)$ (25,488,257)$ (30,921,449)$ (30,767,717)$ (36,168,339)$ (32,956,313)$ (38,998,031)$ (49,957,930)$ (55,154,978)$ (48,419,085)$ Business-Type Activities 4,516,108 2,596,690 2,600,023 4,376,822 2,324,400 962,956 5,878,048 11,140,792 6,495,017 7,913,664 Total Primary Government Net Expense (20,030,363)$ (22,891,567)$ (28,321,426)$ (26,390,895)$ (33,843,939)$ (31,993,357)$ (33,119,983)$ (38,817,138)$ (48,659,961)$ (40,505,421)$ General Revenues and Other Changes in Net Position Governmental Activities:Property Taxes 29,632,072$ 31,396,421$ 33,665,029$ 35,616,432$ 37,133,269$ 39,545,279$ 41,826,967$ 45,074,974$ 49,210,670$ 53,412,154$ Tax Increment Collections 1,792,896 2,779,097 3,422,898 4,997,706 5,447,108 6,452,819 8,295,756 1,720,243 2,078,687 3,176,176 Franchise Taxes 2,089,038 2,346,423 2,408,884 2,559,443 2,881,726 3,071,392 3,090,322 3,071,551 3,111,525 3,322,639 Lodging Taxes 22,716 22,624 21,006 25,298 24,119 8,313 17,214 25,751 28,675 30,240 General Sales Tax - - - - - - - - 5,501,492 6,537,828 Unrestricted Investment Earnings 195,620 344,277 514,073 901,405 2,037,306 1,835,870 (372,080) (2,903,247) 5,324,618 3,949,750 Gain on Disposal of Capital Assets 41,900 65,044 - 5,032,815 408,659 - 101,404 53,576 124,585 394,009 Insurance Recovery - - - - - - - - - - Transfers (2,230,966) 99,573 5,059 305,428 158,352 283,836 772,460 (3,080,537) 363,287 40,144 Total Governmental Activities 31,543,276 37,053,459 40,036,949 49,438,527 48,090,539 51,197,509 53,732,043 43,962,311 65,743,539 70,862,940 Business-Type Activities:Lodging Taxes - - - - - - - - - 4,875 Unrestricted Investment Earnings91,907 136,208 254,990 481,754 1,064,942 945,580 (141,650) (980,198) 2,142,983 1,830,869 Gain (Loss) on Disposal of Capital Assets 39,427 35,946 6,554 - - 7,359 - - 28,362 52,607 Transfers 2,230,966 (99,573) (5,059) (305,428) (158,352) (283,836) (772,460) 3,080,537 (363,287) (40,144) Total Business-Type Activities 2,362,300 72,581 256,485 176,326 906,590 669,103 (914,110) 2,100,339 1,808,058 1,848,207 Total Primary Government 33,905,576$ 37,126,040$ 40,293,434$ 49,614,853$ 48,997,129$ 51,866,612$ 52,817,933$ 46,062,650$ 67,551,597$ 72,711,147$ Change in Net PositionGovernmental Activities 6,996,805$ 11,565,202$ 9,115,500$ 18,670,810$ 11,922,200$ 18,241,196$ 14,734,012$ (5,995,619)$ 10,588,561$ 22,443,855$ Business-Type Activities 6,878,408 2,669,271 2,856,508 4,553,148 3,230,990 1,632,059 4,963,938 13,241,131 8,303,075 9,761,871 Total Primary Government 13,875,213$ 14,234,473$ 11,972,008$ 23,223,958$ 15,153,190$ 19,873,255$ 19,697,950$ 7,245,512$ 18,891,636$ 32,205,726$ a The City implemented GASB 65 in fiscal year 2013. Prior year information has not been restated as a result of this change in accounting principle. b The City completed a major departmental reorganization in 2014, moving parks maintenance activities from parks to public works. Prior year information has not been modified as a result of this change. c The City implemented GASB 68 in fiscal year 2015. Prior year information has not been restated as a result of this change in accounting principle. d The City completed a major departmental reorganization in 2018, moving parks maintenance activities from public works to parks. The City also implemented GASB 75 in fiscal year 2018. Prior year information has not been restated as a result of either change. e The City broke out the various functions within the utilities fund for the first time in 2020. Prior year information has not been restated. City of Edina, MinnesotaChanges in Net Position Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 136 Table 3 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 General FundNonspendable 529,513$ 27,643$ 13,124$ -$ 28,403$ 28,403$ 85,083$ 80,509$ 96,823$ 157,932$ Restricted 417,673 927,673 961,133 961,133 58,086 58,086 58,086 58,086 58,086 58,086 Assigned 1,547,398 1,612,240 1,739,079 2,105,741 2,093,760 6,679,877 5,627,113 5,592,639 5,684,253 5,247,146 Unassigned 11,825,799 14,624,755 15,656,518 16,812,851 16,411,412 20,476,747 18,003,259 19,904,228 21,240,417 25,474,747 Total General Fund 14,320,383$ 17,192,311$ 18,369,854$ 19,879,725$ 18,591,661$ 27,243,113$ 23,773,541$ 25,635,462$ 27,079,579$ 30,937,911$ All Other Governmental FundsNonspendable -$ -$ -$ -$ -$ -$ 71,784$ 1,479$ 2,196$ 12,960$ Restricted, Reported in: Special Revenue Funds 9,405,757$ 12,673,995$ 14,453,556$ 14,755,259$ 18,653,029$ 26,862,127$ 42,538,152$ 37,788,867$ 33,803,725$ 39,512,182$ Debt Service Funds 7,134,575 11,187,468 17,000,806 7,871,858 8,341,996 9,727,306 11,178,492 6,702,038 6,724,091 24,354,318 Construction Funds 551,132 209,510 78,702 30,072 - - - - 3,419,009 46,999,685 Assigned, Reported in:Capital Projects Funds 13,127,881 13,109,438 15,710,621 19,726,343 21,927,249 19,634,745 25,778,679 29,480,869 33,553,682 9,399,794 Unassigned, Reported in: Special Revenue Funds - (190,845) - - - (50,610) - - - (95,754) Total all Other GovernmentalFunds 30,219,345$ 36,989,566$ 47,243,685$ 42,383,532$ 48,922,274$ 56,173,568$ 79,567,107$ 73,973,253$ 77,502,703$ 120,183,185$ City of Edina, Minnesota Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 137 Table 4 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 RevenuesGeneral Property Taxes 29,535,270$ 31,354,023$ 33,696,550$ 35,613,883$ 37,093,074$ 39,509,239$ 41,796,463$ 45,096,245$ 49,156,931$ 53,549,123$ Tax Increment Collections 1,792,896 2,779,097 3,422,898 4,997,706 5,447,108 6,452,819 8,295,756 1,720,243 2,078,687 3,176,176 Franchise Taxes 2,089,038 2,346,423 2,408,884 2,559,443 2,881,726 3,071,392 3,090,322 3,071,551 3,111,525 3,322,639 Lodging Fees 22,716 22,624 21,006 25,298 24,119 8,313 17,214 25,751 28,675 30,240 General Sales Tax - - - - - - - - 5,450,871 6,537,828 Special Assessments 4,132,128 5,276,194 5,330,766 4,747,205 4,741,557 4,629,551 4,130,703 4,426,156 3,609,885 4,761,838 License and Permits 4,907,364 5,268,519 5,403,222 5,912,757 5,183,754 6,454,749 6,077,446 7,482,098 5,716,734 6,011,119 Intergovernmental 6,093,966 5,775,114 3,687,262 5,124,573 3,687,620 11,218,739 3,321,222 6,459,627 7,718,968 6,147,909 Charges for Services 4,414,991 4,689,389 4,917,173 4,898,548 5,431,941 4,968,288 5,980,258 6,254,411 7,121,548 7,969,574 Fines and Forfeitures 1,195,271 1,016,817 1,135,986 1,122,426 1,097,122 485,472 460,914 359,680 488,872 621,837 Investment Income 195,314 344,344 512,448 889,550 1,989,881 1,835,870 (372,080) (2,903,247) 5,324,618 3,949,750 Rental of Property 416,522 514,955 459,099 632,011 487,797 479,148 491,579 711,100 34,017 465,411 Parkland Dedication 800,000 1,250,000 33,460 - - - - - - - Other Revenues 361,425 2,599,830 761,281 990,277 600,905 3,069,269 704,558 4,737,252 975,653 635,253 Total Revenues 55,956,901 63,237,329 61,790,035 67,513,677 68,666,604 82,182,849 73,994,355 77,440,867 90,816,984 97,178,697 ExpendituresGeneral Government 6,337,944 6,815,725 7,065,729 8,630,290 8,973,194 8,577,452 12,236,821 17,968,839 14,514,601 14,666,367 Public Safety 17,537,528 18,554,507 19,233,386 20,323,076 21,701,254 25,612,596 25,694,255 26,526,855 28,873,158 30,266,189 Public Works 10,578,472 10,474,008 11,524,896 8,682,928 8,998,768 8,843,557 10,718,078 11,502,009 12,807,448 13,214,290 Parks 1,416,858 1,529,384 1,695,397 5,202,962 5,453,778 4,878,372 5,917,562 6,471,305 6,887,573 7,471,126 Capital Outlay 19,912,565 16,787,575 11,053,212 19,752,836 18,558,023 13,056,078 12,203,492 29,567,796 26,544,647 36,473,132 Debt Service:Principal 13,276,375 5,246,375 5,496,375 5,523,369 5,778,476 5,865,000 8,326,000 9,247,829 4,642,939 5,225,676 Interest and Other Charges 2,375,613 2,360,827 2,359,551 2,099,594 1,923,526 2,007,730 1,892,346 2,048,560 2,828,936 2,749,901 Total Expenditures 71,435,355 61,768,401 58,428,546 70,215,055 71,387,019 68,840,785 76,988,554 103,333,193 97,099,302 110,066,681 Revenues Over (Under) Expenditures (15,478,454) 1,468,928 3,361,489 (2,701,378) (2,720,415) 13,342,064 (2,994,199) (25,892,326) (6,282,318) (12,887,984) Other Financing Sources (Uses) Utility Contributions from Other Funds - - - 37,978 115,494 - - - - - Transfers In 3,232,770 3,504,542 5,130,405 5,464,771 6,738,864 6,260,386 8,408,356 3,823,898 4,775,548 4,086,582 Transfers Out (6,472,066) (3,404,969) (5,057,263) (5,139,771) (6,604,736) (5,976,550) (7,639,656) (3,515,998) (4,429,444) (4,064,122) Sale of Capital Assets 78,509 65,044 84,388 6,201,630 1,172,391 251,670 3,000,821 106,406 77,700 394,009 Insurance Recovery 167,167 - - - - - - - - - Loans Issued - - - - 750,000 - - - - - Bonds Issued 9,040,000 3,940,000 1,995,000 2,210,000 5,000,000 1,991,000 16,820,000 29,610,000 1,180,000 55,620,000 Refunding Bonds Issued 3,490,000 3,635,000 8,955,000 - - - - - - - Premium on Bonds Issued 492,838 450,409 798,791 74,787 799,080 34,176 2,329,645 1,691,560 95,608 3,390,329 Discount on Bonds Issued (47,815) (16,805) (51,148) (18,299) - - - - - - Payment to Refunding Escrow - - (3,785,000) (9,480,000) - - - - - - Total Other Financing Sources (Uses) 9,981,403 8,173,221 8,070,173 (648,904) 7,971,093 2,560,682 22,919,166 31,715,866 1,699,412 59,426,798 Net Change in Fund Balances (5,497,051)$ 9,642,149$ 11,431,662$ (3,350,282)$ 5,250,678$ 15,902,746$ 19,924,967$ 5,823,540$ (4,582,906)$ 46,538,814$ Debt Service as a Percentage of Noncapital Expenditures 28.9% 16.2% 15.9% 14.6% 13.8% 13.2% 15.6% 15.2% 10.2% 10.8% Fiscal Year Fiscal Year City of Edina, Minnesota Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) 138 Table 5 City Tax City Used Adjusted Capacity Referendum Estimated Limited Taxable Total for Rate Net Rate Rate 9,837,972$ 9,837,972$ 9,701,677$ 117,907$ 106,662$ 109,203$ 26.605% 0.00631% 2.953 10,420,339 10,420,339 10,296,342 125,664 112,491 115,128 27.137% 0.00550% 2.998 10,902,621 10,902,621 10,785,198 132,180 116,854 119,756 28.271% 0.00000% 3.105 11,655,318 11,655,318 11,547,520 141,934 125,242 128,453 27.849% 0.00000% 3.069 12,370,205 12,370,205 12,271,673 151,279 132,609 136,083 27.499% 0.00000% 3.025 12,879,164 12,879,164 12,785,798 157,910 137,611 141,311 28.082% 0.00000% 3.081 13,344,357 13,344,357 13,255,470 164,716 141,273 145,322 28.939% 0.00000% 3.151 13,796,381 13,796,381 13,713,197 169,928 151,491 155,998 29.947% 0.00000% 3.386 15,461,411 15,461,411 15,386,401 190,473 172,188 176,690 28.056% 0.00000% 3.206 16,647,041 16,647,041 16,576,598 205,646 185,733 190,715 28.412% 0.00000% 3.255 Source: Hennepin County Taxpayer Services. a Property in the City is assessed annually. Assessed value is equal to market value, although taxable value may be different, as shown. The City receives reports from Hennepin County showing total market value, but not separated by property classification.b This value is estimated by the City Finance Department by taking City taxes as a rate of estimated market value (rate per $1,000 of assessed value). The property tax system in Minnesota uses a tax capacity system whereby each parcel is assigned a tax capacity based on taxable value and class. In Minnesota, local taxes are usually expressed as a percentage of this calculated tax capacity (see column titled "City Tax Capacity Rate"). Therefore, this rate is only theoretical and shown for comparative purposes only. City of Edina, Minnesota Assessed Value, Actual Value and Tax Capacity of Taxable Property Last Ten Fiscal Years 2024 2023 2022 Estimated Rate b Market Value (In Thousands) a Tax Capacity (In Thousands) 2015 Fiscal Direct 2021 Year 2016 2017 2020 2019 2018 139 Table 6 Total Basic Debt HRA Total Tax Direct and Rate Rate Rate Capacity RMV Hennepin Tax Capacity RMV Other Overlap 22.477% 4.128% 0.000% 26.605% 0.006% 46.398% 27.344% 0.215% 11.100% 111.447% 23.223% 3.914% 0.000% 27.137% 0.006% 45.356% 34.898% 0.201% 11.254% 118.645% 24.348% 3.841% 0.082% 28.271% 0.000% 44.087% 34.798% 0.188% 11.057% 118.213% 24.187% 3.564% 0.098% 27.849% 0.000% 42.808% 30.972% 0.222% 10.667% 112.296% 23.992% 3.388% 0.119% 27.499% 0.000% 41.861% 30.589% 0.210% 9.714% 109.663% 24.690% 3.255% 0.137% 28.082% 0.000% 41.084% 30.589% 0.219% 9.330% 109.085% 26.264% 2.515% 0.160% 28.939% 0.000% 38.210% 31.474% 0.211% 8.833% 107.456% 26.863% 2.073% 0.152% 29.088% 0.000% 38.535% 29.975% 0.219% 8.830% 106.428% 26.229% 1.827% 0.138% 28.194% 0.000% 34.542% 28.093% 0.222% 7.879% 98.708% 26.591% 1.821% 0.132% 28.544% 0.000% 34.681% 28.248% 0.205% 7.733% 99.206% Source: Hennepin County Taxpayer Services. RMV: Referendum Market Value Geographic boundaries for overlapping district are not identical to the City's boundaries. City boundaries contain six differentschool districts but only ISD #273 is shown here. Other districts include Mosquito Control, Met Council, Metro Transit, Hennepin Parks, Park Museum and Regional Railroad Authority. In addition, there are two watershed districts in the City, Nine Mile Creek and Minnehaha Creek, and rates for Nine Mile are included in Other. Total rates do not include RMV rates. City of Edina, Minnesota Direct and Overlapping Tax Capacity Rates Last Ten Fiscal Years 2024 2023 2021 2020 2019 City Rates 2022 Overlapping Rates ISD #273 EdinaFiscal Year 2018 2016 2017 2015 140 Table 7 Percentage Percentage of Total of Total Tax Capacity Rank Capacity Tax Capacity Rank Capacity Galleria Shopping Center 3,071,567$ 1 1.49% 1,977,317$ 2 1.68% Centennial Lakes Office 2,832,638 2 1.38%DNA DNA DNA Southdale Shopping Center 1,869,250 3 0.91% 2,520,750 1 2.14% Centennial Lakes Plaza 1,457,234 4 0.71%DNA DNA DNA Cedars of Edina 1,344,395 5 0.65%DNA DNA DNA Southdale Medical Building 1,342,551 6 0.65%904,365 3 0.77% The Bower Residences 1,310,000 7 0.64%DNA DNA DNA The Fred 1,170,000 8 0.57%DNA DNA DNA 71 France Apartments 988,894 9 0.48%DNA DNA DNA Southdale Office Center 982,792 10 0.48%775,872 7 0.66% Centennial Lakes Retail DNA DNA DNA 831,684 4 0.71% Centennial Lakes Phase V DNA DNA DNA 813,134 5 0.69% Centennial Lakes Phase IV DNA DNA DNA 797,386 6 0.68% The District DNA DNA DNA 520,998 8 0.44% 7700 France DNA DNA DNA 520,046 9 0.44% Centennial Lakes Phase III DNA DNA DNA 508,896 10 0.43% Totals 16,369,321$ 7.96% 10,170,448$ 8.64% Source: City of Edina Assessing Office DNA: Data is not available 20152024 Taxpayer City of Edina, Minnesota Principal Property Tax Payers Current Year and Nine Years Ago 141 Table 8 Total Collections in Tax Percentage Subsequent Percentage Levy Amount of Levy Years Amount of Levy 29,700,010$ 29,497,362$ 99.32% (80,678)$ 29,416,684$ 99.05% 31,799,123 31,383,415 98.69% 47,887 31,431,302 98.84% 33,822,369 33,645,085 99.48%(49,937) 33,595,148 99.33% 35,784,777 35,551,096 99.35%(30,283) 35,520,813 99.26% 37,431,021 37,104,274 99.13%71,278 37,175,552 99.32% 39,659,543 39,392,703 99.33%(14,193) 39,378,510 99.29% 42,018,271 41,704,258 99.25%(65,773) 41,638,485 99.10% 45,367,336 45,005,400 99.20%6,557 45,011,957 99.22% 49,855,000 49,423,644 99.13%343,910 49,767,554 99.82% 54,418,565 53,715,582 98.71%- 53,715,582 98.71% Source: Hennepin County Taxpayer Services. City of Edina, Minnesota Property Tax Levies and Collections Last Ten Fiscal Years 2024 2023 2022 Collected within the Fiscal Year of the Levy 2021 2020 2019 2018 2016 2015 2017 Total Collections to Date Taxes Payable 142 Table 9 General Public Tax Permanent EEEP Rec. Utility Total Percentage Obligation Project Increment Improvement Revenue Notes Lease Subscription Facility Revenue Leases Primary of Personal Per Debt Revenue Bonds Revolving Bonds Payable Liability Liability Bonds Bonds Payable Government Income a Capita a 27,225$ 21,300$ -$ 24,776$ 40$ -$ -$ -$ 8,055$ 32,575$ -$ 113,971$ 3.53% 2,245$ 28,560 20,395 - 26,874 28 - - - 7,677 36,691 - 120,225 3.68% 2,321 31,748 19,485 - 26,772 17 - - - 16,946 38,661 - 133,629 3.75% 2,545 20,115 18,434 - 26,415 13 - - - 14,696 36,768 - 116,441 3.35% 2,216 21,211 17,495 - 26,323 - 750 - - 12,423 39,230 - 117,432 3.16% 2,205 18,917 16,363 - 25,559 - 750 - - 12,945 39,618 - 114,152 2.78% 2,134 19,087 14,071 8,293 29,502 - 750 - - 14,241 31,733 - 117,677 3.04% 2,197 43,000 12,976 8,252 28,167 - 750 11 - 10,841 41,025 34 145,057 3.45% 2,684 41,108 11,894 7,935 27,375 - 750 9 365 9,799 46,224 18 145,476 3.20% 2,692 73,418 26,103 13,434 28,475 - 750 6 124 8,736 47,416 638 199,100 4.11% 3,655 Details regarding the City's outstanding debt may be found in the notes to the financial statements.All figures are presented net of related premiums, discounts, and adjustments if applicable. a Population and personal income data from U.S. Census Bureau/Metropolitan Council. 2024 City of Edina, Minnesota Ratios of Outstanding Debt by Type Last Ten Fiscal Years (dollars in thousands, except per capita) Governmental Activities Business-Type Activities 2023 2022 2021 2020 2019 Year Fiscal 2018 2015 2016 2017 143 Table 10 Less: Amounts General Available Percentage of Obligation Debt Service Property Debt a Fund b Total Value c Per Capita d 26,710$ 7,135$ 19,575$ 0.20%386$ 27,935 11,187 16,748 0.16%323 30,630 17,001 13,629 0.13%260 19,155 7,872 11,283 0.10%215 19,905 8,342 11,563 0.09%217 18,917 9,727 9,190 0.07%172 19,087 11,178 7,909 0.06%148 43,000 6,702 36,298 0.26%672 41,108 6,724 34,384 0.22%636 73,418 24,354 49,064 0.29%901 Details regarding the City's outstanding debt may be found in the notes to the financial statements. a Presented net of related premiums, discounts, and adjustments. b This is the amount restricted for debt service principal payments. c See statistical schedule titled "Assessed Value, Actual Value and Tax Capacity of Taxable Property" for estimated property value data. d Population from U.S. Census Bureau/Metropolitan Council. City of Edina, Minnesota Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years (dollars in thousands, except per capita) 2024 2023 2022 2021 2020 2019 Year Fiscal 2018 2016 2015 2017 144 Table 11 Net General Obligation Percentage Bonded Debt Applicable City Share Outstanding in City a of Debt Overlapping Debt: Hennepin County 1,192,537,479$ 7.26% 86,578,221$ Hennepin Suburban Park District 48,916,041 9.81% 4,798,664 Hennepin Regional Rail Authority 76,774,733 7.26% 5,573,846 School Districts: ISD No. 273 (Edina) 167,591,480 99.04% 165,982,602 ISD No. 270 (Hopkins) 131,446,433 8.22% 10,804,897 ISD No. 271 (Bloomington) 173,709,283 0.01% 17,371 ISD No. 272 (Eden Prairie) 95,804,496 1.01% 967,625 ISD No. 280 (Richfield) 119,393,589 30.90% 36,892,619 ISD No. 283 (St. Louis Park) 237,488,963 0.03% 71,247 Metro Council 40,609,929 3.29% 1,336,067 Total Overlapping Debt 2,284,272,426$ 313,023,157$ City of Edina 141,402,321$ 100.00% 141,402,321$ Total Overlapping and Direct Debt 2,425,674,747$ 454,425,478$ Ratio of Debt Per Capita (54,048 Population) 8,341$ Ratio of Debt to Estimated Market Valuation of $16,647,040,500 2.73% Source: Hennepin County Taxpayer Services a The percentage of overlapping debt applicable is estimated using tax capacity. Applicable percentages were estimated by determining the portion of another governmental unit's tax capacity that is within the City's boundaries and dividing it by each unit's total tax capacity. Direct Debt: Debt Ratios: City of Edina, Minnesota Direct and Overlapping Governmental Activities Debt As of December 31, 2024 145 Table 12 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Debt Limit 291,050$ 308,890$ 323,556$ 346,426$ 368,150$ 383,574$ 400,331$ 413,891$ 463,842$ 499,411$ Total Net Debt Applicable to Limit 48,000 48,325 50,115 37,595 37,265 33,970 31,705 53,460 50,910 85,230 Legal Debt Margin 243,050$ 260,565$ 273,441$ 308,831$ 330,885$ 349,604$ 368,626$ 360,431$ 412,932$ 414,181$ Total Net Debt Applicable tothe Limit as a Percentage of Debt Limit 16.49% 15.64% 15.49% 10.85% 10.12% 8.86% 7.92% 12.92% 10.98% 17.07% Legal Debt Margin Calculation for Fiscal Year 2024 Market Value (After Fiscal Disparities) 16,647,040,500$ Debt Limit (3% of Market Value) 499,411,215 Debt Applicable to Limit: General Obligation Bonds 60,315,000 Public Project Revenue Bonds 24,915,000 Total Debt Applicable to Limit 85,230,000 Legal Debt Margin 414,181,215$ Fiscal Year City of Edina, Minnesota Legal Debt Margin Information Last Ten Fiscal Years (dollars in thousands) 146 Table 13 Less: Operating Net Available Revenue Expenses Revenue Principal Interest Total Coverage Public Project Revenue Bonds (Annual Appropriation Lease Revenue) 2015 2,521,840$ -$ 2,521,840$ 3,760,000$ 729,879$ 4,489,879$ 0.56 2016 2,499,521 - 2,499,521 900,000 654,473 1,554,473 1.61 2017 2,496,500 - 2,496,500 905,000 633,527 1,538,527 1.62 2018 2,507,700 - 2,507,700 1,045,000 607,148 1,652,148 1.52 2019 2,510,900 - 2,510,900 1,080,000 574,566 1,654,566 1.52 2020 2,506,300 - 2,506,300 1,115,000 540,690 1,655,690 1.51 2021 1,554,400 - 1,554,400 1,145,000 521,504 1,666,504 0.93 2022 1,560,000 - 1,560,000 1,040,000 428,269 1,468,269 1.06 2023 1,558,000 - 1,558,000 1,070,000 400,194 1,470,194 1.06 2024 1,560,700 - 1,560,700 1,100,000 367,644 1,467,644 1.06 Tax Increment Bonds 2015 1,792,896 - 1,792,896 - - - - 2016 2,779,097 - 2,779,097 - - - - 2017 3,422,898 - 3,422,898 - - - - 2018 4,997,706 - 4,997,706 - - - - 2019 5,447,108 - 5,447,108 - - - - 2020 6,452,819 - 6,452,819 - - - - 2021 8,295,756 - 8,295,756 - - - - 2022 1,720,243 - 1,720,243 - 245,092 245,092 7.02 2023 2,078,687 - 2,078,687 250,000 217,250 467,250 4.45 2024 3,176,176 - 3,176,176 260,000 207,050 467,050 6.80 Permanent Improvement Revolving Bonds (Special Assessment) 2015 3,732,374 - 3,732,374 6,015,000 503,029 6,518,029 0.57 2016 4,727,881 - 4,727,881 1,925,000 705,628 2,630,628 1.80 2017 4,746,414 - 4,746,414 2,105,000 745,783 2,850,783 1.66 2018 4,121,203 - 4,121,203 2,480,000 746,023 3,226,023 1.28 2019 4,097,625 - 4,097,625 2,630,000 745,697 3,375,697 1.21 2020 4,075,208 - 4,075,208 2,570,000 771,215 3,341,215 1.22 2021 2,338,866 - 2,338,866 1,961,000 699,572 2,660,572 0.88 2022 2,167,201 - 2,167,201 2,133,000 840,238 2,973,238 0.73 2023 2,410,414 - 2,410,414 1,817,000 872,103 2,689,103 0.90 2024 2,302,560 - 2,302,560 1,794,000 858,888 2,652,888 0.87 Utility Bond 2015 19,334,023 14,387,132 4,946,891 12,300,000 882,427 13,182,427 0.38 2016 19,472,645 16,222,211 3,250,434 4,925,000 814,238 5,739,238 0.57 2017 21,360,262 16,718,288 4,641,974 5,040,000 930,123 5,970,123 0.78 2018 22,757,745 17,411,983 5,345,762 4,980,000 1,049,101 6,029,101 0.89 2019 21,846,239 18,457,754 3,388,485 5,685,000 999,754 6,684,754 0.51 2020 25,731,887 21,401,340 4,330,547 4,580,000 1,169,779 5,749,779 0.75 2021 27,663,593 21,984,700 5,678,893 6,920,000 1,143,996 8,063,996 0.70 2022 32,297,449 19,942,083 12,355,366 6,112,000 939,616 7,051,616 1.75 2023 30,426,494 21,429,025 8,997,469 4,292,000 1,491,444 5,783,444 1.56 2024 31,943,249 22,556,198 9,387,051 4,735,000 1,759,127 6,494,127 1.45 Recreational Facility Bonds2015 6,137,111 6,258,138 (121,027) 350,000 176,808 526,808 (0.23) 2016 6,080,529 6,593,312 (512,783) 375,000 231,285 606,285 (0.85) 2017 4,724,288 6,247,649 (1,523,361) 500,000 217,958 717,958 (2.12) 2018 5,019,374 6,069,584 (1,050,210) 2,197,000 494,192 2,691,192 (0.39) 2019 6,908,708 7,516,553 (607,845) 849,000 430,733 1,279,733 (0.47) 2020 5,585,853 7,213,408 (1,627,555) 876,000 404,703 1,280,703 (1.27) 2021 8,801,478 8,759,248 42,230 909,000 376,723 1,285,723 0.03 2022 9,740,702 9,505,749 234,953 992,000 353,691 1,345,691 0.17 2023 10,171,227 10,579,708 (408,481) 939,000 314,108 1,253,108 (0.33) 2024 10,263,489 10,715,730 (452,241) 832,000 245,850 1,077,850 (0.42) Debt Service RequirementsFiscal Year City of Edina, Minnesota Pledged Revenue Coverage Last Ten Fiscal Years 147 Table 14 Estimated Personal Per Capita High School Income Personal Graduation Unemployment Population (In thousands) Income Rate Rate 50,766 3,231,154$ 63,648$ 97.9%2.82% 51,804 3,264,895 63,024 97.7%3.08% 52,497 3,567,906 67,964 97.9%2.83% 52,535 3,480,339 66,248 98.0%2.26% 53,268 3,711,714 69,680 98.2%2.63% 53,494 4,111,335 76,856 98.2%5.10% 53,572 3,873,041 72,296 98.4%2.50% 54,048 4,209,637 77,887 98.5%2.10% 54,048 4,542,680 84,049 98.4%2.30% 54,480 4,841,529 88,868 98.5%2.50% Sources: Population data from U.S. Census Bureau/Metropolitan Council. 2023 is the most recent. Personal income and per capita income estimates based on MN Department of Employment and Economic Development Quarterly Census of Employment and Wages. 2023 is the most recent. High school graduation rate data from U.S. Census Bureau for the City of Edina. Unemployment rate data from State of Minnesota Department of Employment and Economic Development. 2024 2023 2022 2021 Fiscal Year 2020 2019 2018 2015 2016 2017 City of Edina, Minnesota Demographic and Economic Statistics Last Ten Fiscal Years 148 Table 15 Percentage Percentage of Total City of Total City Employees Rank Employment Employees Rank Employment Edina Realty and Edina Realty Title 2,106 1 8.07% 400 9 1.66% Coldwell Banker Realty 1,870 2 7.16% DNA DNA DNA Edina Public Schools ISD #273 1,681 3 6.44% 1,860 2 7.71% Fairview Southdale Hospital 1,624 4 6.22% 2,613 1 10.84% City of Edina 1,015 5 3.89% 757 3 3.14% BI Worldwide 736 6 2.82% 600 4 2.49% Western National Insurance Company 562 7 2.15% DNA DNA DNA Lund Food Holdings, Inc 500 8 1.92% 405 7 1.68% Dow Water & Process Solutions 375 9 1.44% DNA DNA DNA Target 375 10 1.44% DNA DNA DNA Regis Corporation DNA DNA DNA 600 5 2.49% Barr Engineering DNA DNA DNA 453 6 1.88% International Dairy Queen Inc. DNA DNA DNA 400 8 1.66% FilmTec Corporation DNA DNA DNA 375 10 1.56% Totals 10,844 41.54% 8,463 35.11% Sources: Data Axle Reference Solutions, written and telephone survey, and the Minnesota Department of Employment and Economic Development. 2015 data from previous CAFR. DNA: Data is not available 20152024 Employer City of Edina, Minnesota Principal Employers Current Year and Nine Years Ago 149 Table 16 2015 2016 b 2017 b 2018 2019 2020 b 2021 2022 2023 2024 Administration General Fund 4.85 5.00 5.00 5.00 5.00 7.00 7.00 8.00 8.00 8.00 Communications General Fund 6.15 6.00 6.00 6.00 6.00 6.80 6.80 7.00 7.00 7.00 Internal Services - - - - - 0.20 0.20 - - - Information Technology Services Internal Services 5.00 5.00 5.00 6.00 6.00 7.00 7.00 9.00 9.00 9.00 Community Development General Fund 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 13.00 13.00 HRA Fund 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 Engineering General Fund 11.00 11.00 11.00 12.00 12.00 17.30 17.30 15.00 15.00 15.00 PACS Fund 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 Utilities Fund 1.00 1.00 1.00 1.00 1.00 1.35 1.35 1.00 1.00 1.00 CAS Fund - 1.00 1.00 1.00 1.00 1.00 1.00 1.00 2.00 2.00 Construction Fund 1.00 1.10 1.10 1.10 1.10 1.00 1.00 - - - Internal Services - - - - - 4.35 5.35 8.00 8.00 8.00 Finance General Fund 6.00 5.00 5.00 6.00 6.00 6.00 6.00 7.00 8.00 8.00 Utilities Fund 1.00 1.00 1.00 1.00 1.00 1.00 2.00 2.00 2.00 2.00 Liquor Fund - - - - - - - - - Fire Protection General Fund 43.85 45.90 45.90 45.80 49.80 63.35 63.35 66.55 71.55 71.55 Utilities Fund 0.25 - - - - 1.65 1.65 1.45 1.45 1.45 Human Resources General Fund 4.00 5.00 5.00 5.00 5.00 4.00 5.00 5.00 5.00 5.00 Internal Services - - - - - 1.00 1.00 1.00 1.00 1.00 Parks & Recreation General Fund 23.65 25.05 25.05 25.30 25.30 24.65 24.65 24.00 25.00 25.50 Aquatic Center 0.55 0.60 0.60 0.70 0.70 0.70 0.70 0.33 1.03 1.05 Golf Course 12.00 8.05 8.05 9.00 9.00 11.00 11.18 12.15 12.15 12.34 Arena 5.00 4.85 4.85 6.25 6.25 5.95 6.03 6.58 7.08 7.15 Sports Dome - 0.15 0.15 1.00 1.00 1.05 1.08 0.53 0.03 0.03 Art Center 2.00 2.00 2.00 2.00 2.00 2.00 2.08 2.08 1.08 1.08 Edinborough Park 5.80 5.80 5.80 5.65 5.65 5.65 5.75 6.80 5.10 5.20 Centennial Lakes 5.00 5.00 5.00 5.05 5.05 5.00 5.03 5.03 5.03 5.05 Liquor Fund 9.00 9.00 9.00 9.00 9.00 8.50 9.50 9.50 9.50 9.60 Enterprise Funds - - - - - 0.50 - - - Police Protection General Fund 70.50 72.55 72.55 76.55 76.55 77.00 78.00 78.00 80.00 84.00 Public Works General Fund 26.70 25.40 25.40 23.30 23.30 19.15 19.15 24.00 26.00 26.00 Utilities Fund 15.20 16.85 16.85 18.65 18.65 19.05 20.05 15.00 16.00 16.00 Internal Services 11.00 10.25 10.25 10.20 10.20 6.60 6.60 7.00 7.00 7.00 Enterprise Funds - - - - - 0.20 0.20 - - - Other - - - - - - - - - - Total 284.50 286.55 286.55 296.55 300.55 324.00 330.00 337.00 349.00 354.00 Source: City of Edina 2024-2025 Budget Book a Full-time employee counts do not include Council members, part-time, contract or seasonal employees. In a typical year the City will employ an additional 700-800 people in these categories. b The City completed departmental reorganizations that are reflected on this chart between years 2013-2014, 2016-2017, and 2020. In some cases, data for years before the reorganization has been modified from what was originally reported to improve comparisons. Function Budgeted Full-Time Employees for Fiscal Year a City of Edina, Minnesota Full-Time Equivalent City Government Employees by Function Last Ten Fiscal Years 150 Table 17 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 General Government Total City Employees 1,077 1,155 1,067 1,136 1,174 953 1,021 1,099 1,148 1,226 Votes Cast a 9,370 31,986 11,440 30,774 10,990 36,088 14,881 29,250 5,928 54,801 Public Works Asphalt Placed (Tons) 8,888 9,298 11,176 14,419 9,847 10,593 10,962 10,300 12,664 N/A Concrete (cu. yds.)670 897 708 868 963 816 435 455 525 484 Public Safety Fire Calls 1,251 1,276 1,220 1,321 1,600 1,265 1,419 1,431 1,577 1,514 Medical Calls 3,818 4,063 4,508 4,572 4,727 4,288 5,337 5,811 5,643 5,802 Police Calls for Service d 50,735 61,325 71,738 62,981 60,975 47,833 48,757 46,191 36,350 37,699 Internal Services Vehicle Fixes 2,923 2,721 2,478 2,336 1,910 1,780 1,555 1,048 1,414 1,565 Utilities Daily Consumption b 6,308 6,047 5,950 6,101 5,394 5,785 6,705 6,587 6,768 5,779 Aquatic Center Attendance 128,523 108,609 89,318 88,342 83,499 - 88,217 81,184 80,225 70,686 Golf Course Total Rounds Played c 66,483 61,256 23,241 20,679 60,561 74,180 76,383 75,437 75,684 77,782 Source: Various City departments N/Data not available a The City elections department runs general elections in even-numbered years and school district elections in odd-numbered years. Number of votes cast tend to vary between even and odd-numbered years and based on presidential election cycles. b Daily average of water pumped from city wells, measured in thousands of gallons. c 27-hole golf course was closed and reconstructed into an 18-hole championship course from 2017-2018 d Changed from Crimes reported to provide full data of police service calls. In 2023, changed system where only serviced calls are tracked. Function Fiscal Years City of Edina, Minnesota Operating Indicators by Function Last Ten Fiscal Years 151 Table 18 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Public Works Miles of Streets 224 224 224 224 224 224 224 224 224 224 City Parking Ramps 4 4 4 4 4 4 4 4 4 4 Public Safety Fire Stations 2 2 2 2 2 2 2 2 2 2 Parks and Recreation City Parks 40 40 40 40 40 40 40 40 40 40 Acreage of Parks 1,553 1,553 1,553 1,553 1,553 1,553 1,553 1,553 1,553 1,553 Park Buildings 27 27 27 27 27 27 27 27 27 27 Utilities Wells 18 18 18 18 18 18 18 18 18 18 Watermain Miles 199 199 199 199 199 199 199 199 199 199 Sanitary Sewer Miles 186 186 186 186 186 186 186 186 186 186 Sewer Connections 13,979 13,979 13,979 13,979 13,979 13,979 13,979 13,979 13,979 13,979 Arena Ice Sheets 4 4 4 4 4 4 4 4 4 4 Source: Various City departments Function Fiscal Years City of Edina, Minnesota Capital Asset Statistics by Function Last Ten Fiscal Years